DESIGNED FOR DIRT
Mountain bike insurance you can trust, designed for trail lovers and dirt fiends. Insure your MTB and kit from only £3.73/month.
Why choose Bikmo for your MTB insurance?
OUR COVER LEVELS
OUR COVER LEVELS
What our customers are saying
MTB Frequently Asked Questions
Most of our riders customise their bike in some way, whether it’s a fully Hope tricked out rig or opting for stronger wheels for DH riding.
You should enter the value for the bike as it would cost to rebuild it in the event it was stolen i.e. to buy everything again. Ask your local bike shop if you need any help or give the team a call.How to value my bike
To comply with your Bikmo MTB insurance policy your bikes need to be locked to your bike rack through the frame using an appropriately rated Sold Secure lock.
Also, consider that the time your bike is locked to the rack and left unattended is limited to 24 hours.
Check out the link below for full details.Bikmo Locking Requirements
Yes – we like adventures too, so you’re covered worldwide as standard with your Bikmo MTB policy.
Your policy also includes damage or theft to your bike whilst in transit – more time for focussing on your route.
Check out our travel policy if you need extended cover for your travels and make sure to see which cycling activity level is required.Bikmo Travel Insurance
We cover any jumps, drops and berms that are on properly designated trails, such as trail centres or pump tracks.
We don’t cover ‘stunts’ however, such as building a massive kicker in some privately owned woods.
If you’re the new Danny Macaskill then you should probably give us a call.Full MTB policy benefits
Yes – we cover events as standard with all of our Bikmo MTB policies, including Enduros, XC and DH events. It’s only if you love tarmac too and ride criteriums, road or circuit races that you’ll need our Race policy cover.
It also includes bikes in transit areas, should your event have one.
Also check out and join our Strava Club where you can share your activities and events.Bikmo Strava club
We recently ran some competitor analysis and on a combination of cover, price and rating we’re almost unbeatable.
But don’t take our work for it, check out our comparison table and read where we excel.Compare cycle insurance