AT YOUR SIDE
RAIN OR SHINE
Whether you're organising a local charity ride or a national series, let Bikmo look after your cycling event insurance so you can focus on the fun stuff.
OUR EVENT HIGHLIGHTS
Cancellation or Postponement
YOUR QUESTIONS, ANSWERED
The more we understand about your event the better we can tailor your cycling event insurance and our advice. We may end up asking you more than you’ve been asked before, but its only because we have a determination to deliver the most suitable cover for you and the best value.
We appreciate that your time is valuable, so we’ll keep things as concise as you’d like, but we’d encourage you to invest time putting in the foundation work with us. We’re sure you will feel the long-term benefit of getting on top of your insurance risk.
Some of the key topics we’re likely to ask about:
- The history of the event / experience of the organisers
- The scale of the event
- Event budgeting and revenue forecasts
- Risk management including detailed risk assessments
- Your contingency planning
It would be worth getting in touch with us and starting the conversation as early as possible, maybe not at your very first brainstorm, but not too long after.
For new events and sportives allowing the greatest lead time for the insurance topic will allow us and insurers to help guide you down the best recommended paths, and hopefully give you a good idea of how much will need to be set aside in the budgeting for cycling event or cycling sportive insurance – it can be a sizeable overhead.
You want to make sure you have your cover in place before you start incurring costs, selling tickets or solidifying arrangements.
We’re specialists, 100% focussed on providing insurance solutions for cyclists and cycling-centric businesses. It’s so important to us that you can trust your insurance cover in order that you can concentrate on putting on your epic event.
Your rider participants are our kind of people – chances are they may even include a fair share of our existing customers. Once we start talking you’ll soon notice that we may be an insurance business by profession, but we’re a cycling business at heart.
We will put in the hard graft to ensure that we can be confident in delivering a competitive premium, however we are here to provide the most suitable cover solution which will not necessarily always be the cheapest.
Our core priority will be to help you get the very best protection within your budget. We’ll never be afraid to tell you if we believe you need to do anything a bit differently to secure insurer support, or invest a little bit more to bolster your cycling event insurance.
In an increasingly litigious society there will always be a risk to event organisers should your negligent actions or inaction be alleged to have caused injury or loss. The expectation on controls the organisers have in place ramp up as event hazards multiply.
The cause of any such injury may appear innocuous but the effects can be life-changing and expenses can pile up rapidly. The injured party may require specialist and costly care for the remainder of their life, or their injuries may mean they need to call time on a prestigious career, foregoing substantial future earnings.
From small incidents significant claims do occur, no event big or small, and no event organiser is immune from the potential fallout. This is the key reason why we’ll recommend you opt for the highest liability limit you can reasonably afford. £5m and £10m limits are increasingly becoming the norm even for small businesses.
We’d be delighted to explore all opportunities and ideas about how we can support your cycling event or sportive, and ways we can support each other.
With our cycling-centric status we’re in a unique position that other brokers can’t compete with – we can be a one-stop shop for all your insurance needs including the event itself, your business, your entrants, your suppliers, our cycling community.
WE’RE TRUSTED BY TOP BRANDS
WE LIVE IT
WE’RE DETERMINED TO BE BETTER
In September 2019 we certified as a BCorp. For those not in the know, it’s a rigorous process that assesses and independently verifies our activities as a business right from corporate governance through to social impact and team benefits.
Further, in 2020 we fulfilled our aim of joining 1% For The Planet, providing a great framework for our philanthropic activities as a small but growing team. It’s a great organisation and well known brand that is helping us structure how we give back.