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TRIATHLON INSURANCE
BUILT TO RIDE

Triathlon insurance designed to race, whether you're training, keeping it local or heading to the Big Island. From £3.73/mth.

Why choose Bikmo for your Triathlon insurance?

We don’t do generic insurance – we specialise in bikes and sport. Here’s the why.
1
Designed for 3
We cover triathlon events, transition areas, wetsuits and GPS devices as standard. Built so you can focus on your transition speed.
2
Super Simple
2 minutes to purchase and 24/7 access to your cloud account to make adjustments for new bikes, upgrades, claims and profile updates.
3
Built by triathletes
We’re committed to protecting the worlds’ active people. Every time you pick up the phone, drop us a message or see us at an event you’ll speak to people who love it as much as you do.
1
Designed for 3
We cover triathlon events, transition areas, wetsuits and GPS devices as standard. Built so you can focus on your transition speed.
2
Super Simple
2 minutes to purchase and 24/7 access to your cloud account to make adjustments for new bikes, upgrades, claims and profile updates.
3
Built by triathletes
We’re committed to protecting the worlds’ active people. Every time you pick up the phone, drop us a message or see us at an event you’ll speak to people who love it as much as you do.

OUR COVER LEVELS

GO
PLUS
RACE

OUR COVER LEVELS

Triathlon/Duathlon event cover
Theft & accidental damage
£250 or 10% clothing & headgear
£250 or 10% accessories
365 day worldwide cover
£100k legal expenses cover
£2 million public liability
£20k personal accident
£5,000 medical expenses
£2,500 counselling expenses
£1,000 dental injury
£500 optical injury
Road, criterium & circuit racing
Race fee cover
50% multi-bike discount
£500 or 10% bike box cover
£150 Returning home cover
£500 Alternative cycle hire
Family & friends
New-for-old
Excess-free Bikmo replacement option
24/7 cycle hangar parking
Vandalism
0% interest monthly payments
+ VIEW ALL BENEFITS

GO

For riders looking to cover the essentials.
Triathlon/Duathlon event cover
Theft & accidental damage
£250 or 10% clothing & headgear
£250 or 10% accessories
365 day worldwide cover
£100k legal expenses cover
£2 million public liability
£20k personal accident
£5,000 medical expenses
£2,500 counselling expenses
£1,000 dental injury
£500 optical injury
Road, criterium & circuit racing
Race fee cover
£250
50% multi-bike discount
£500 or 10% bike box cover
£150 Returning home cover
£500 Alternative cycle hire
Family & friends
New-for-old
Excess-free Bikmo replacement option
24/7 cycle hangar parking
Vandalism
0% interest monthly payments
+ VIEW ALL BENEFITS

PLUS

For riders wanting personal cover, as well as for their bikes.
Triathlon/Duathlon event cover
Theft & accidental damage
£250 or 10% clothing & headgear
£250 or 10% accessories
365 day worldwide cover
£100k legal expenses cover
£2 million public liability
£20k personal accident
£5,000 medical expenses
£2,500 counselling expenses
£1,000 dental injury
£500 optical injury
Road, criterium & circuit racing
Race fee cover
£500
50% multi-bike discount
£500 or 10% bike box cover
£150 Returning home cover
£500 Alternative cycle hire
Family & friends
New-for-old
Excess-free Bikmo replacement option
24/7 cycle hangar parking
Vandalism
0% interest monthly payments
+ VIEW ALL BENEFITS

RACE

For riders who race tarmac too; cover for road and crit racers.
Triathlon/Duathlon event cover
Theft & accidental damage
£250 or 10% clothing & headgear
£250 or 10% accessories
365 day worldwide cover
£100k legal expenses cover
£2 million public liability
£20k personal accident
£5,000 medical expenses
£2,500 counselling expenses
£1,000 dental injury
£500 optical injury
Road, criterium & circuit racing
Race fee cover
£1000
50% multi-bike discount
£500 or 10% bike box cover
£150 Returning home cover
£500 Alternative cycle hire
Family & friends
New-for-old
Excess-free Bikmo replacement option
24/7 cycle hangar parking
Vandalism
0% interest monthly payments
+ VIEW ALL BENEFITS

What our customers are saying

4.6 / 5
Independent rating based on 670 reviews.
Great value
Great service and value for money
Very good
Good and quick to set up
Genuinely amazed at the speed of service.
The website was clear and informative, which helped our decision to buy two bike locks. Only downside was I had to have a bright colour because the black in lar…
Very helpful all personal that I spoke to was patient polite professional
Excellent very patient with me
Good quality cover at a reasonable price.
Easy to follow instructions and good comprehensive cover at a reasonable price.
New to bike insurance.
Was looking for bike insurance and Bikmo fitted the bill. Easy to understand and value for money.

Don’t just take our word for it.

“As riders themselves, the Bikmo team understand bikes and the needs of cyclists. I like to ride fast and hit the trails hard, and I have the peace of mind that the team will look after me should the worst happen.” Katy C.

Bikmo Blog

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Triathlon insurance FAQs

I also ride a road bike and commute to work, do I need a separate policy for each bike?

No – we like simple at Bikmo. It doesn’t matter what type of bikes you ride, you can add them all onto one Bikmo Triathlon Insurance policy, and that’s how our multi-bike discount works.

So whether you own 3 bikes yourself, you’re insuring the family rides, or you ride multi-disciplines, you set two insured values… the combined total value of the bikes you’re insuring and the value you take away from home on rides.

Full Triathlon policy benefits
I’ve entered an Ironman, what if something happens and I can’t take part?

We get it, entering races is expensive, that’s why we included a Race fee benefit as standard with all Bikmo Triathlon Insurance policies.

£250 with GO, £500 with PLUS and £1000 with RACE.

This provides peace of mind that you’re covered for a non-refundable race entry fee if you’re unable to attend due to something entirely beyond your control. So, set yourself a target and go get that PB!

Bikmo Travel Insurance
Are my bike and kit covered while they’re stored in the transition area during a race?

Fear not. So long as you leave your bike in the dedicated transition area specified by the event organiser, then your triathlon bike and kit are covered for theft and damage with your Bikmo Triathlon Insurance policy when you’re out on the swim or the run.

You just need to concentrate on a fast transition!

Full Triathlon policy benefits
Are my wetsuit and Garmin covered with your policy?

Yes – we designed Bikmo Triathlon Insurance exactly for this type of need.

You get a minimum of £250 or 10% of the total sum insured towards both clothing and accessories.

So if you insure £4,000 of bikes then you’ll get £400 of cover towards your Garmin and £400 of cover towards your wetsuit and other clothing.

Full Triathlon policy benefits
I’m doing a 70.3 in Majorca – do I need a policy extension?

Bikmo Triathlon Insurance provides the same cover abroad as when you’re in the UK, and covers you, your bike and kit 365 days worldwide (excluding Public liability cover in the US and Canada).

You don’t even need to let us know you’re going, just enjoy the race!

You may need additional travel-specific cover for repatriation and medical costs – check out Bikmo Travel Insurance for a quote.

Bikmo Travel Insurance