BIKE SHOP INSURANCE
JUST WENT UP A GEAR
Specialist cycle retail insurance designed
with bike shops, for bike shops, by the bike insurance experts
WHY INSURE WITH BIKMO?
WHAT WE COVER
Your Unique Liability Risk
Your Precious Goods
Demo & Hire
Do You Deliver?
Coaching, Fitting & Advice
Risk Management Rewards
Bike Shop is best
Many bike shops are insured on restrictive off-the-shelf retail products simply because their broker doesn’t have access to anything more suitable.
Don’t settle for a fixed-gear solution, speak to the experts to get Bike Shop specific support.
2022: The Curse of the Rising Stock Levels
The issue is compounded by rising wholesale prices and the growing popularity of high-ticket items.
With so much capital tied up in stock you need to make sure your stock sums insured are a true reflection of reality, and you need to think about boosting security.
YOUR QUESTIONS, ANSWERED
There will of course be mandatory information that we must know in order to provide a full and fair presentation of your business to insurers – company fundamentals, premises details, stock levels, employee numbers.
However, the better we understand your business the better we can tailor your policy and our advice, we may end up asking you more than you’ve been asked before, but its all because we have a determination to deliver the most suitable solution for you. We’d love to spend an hour getting under the skin of your shop and helping improve your cover confidence, this is why we have built our CoverFit service.Get a quote
We’re heavily invested in the continued success and development of the cycling retail sector – its vitally important to us that you can trust your insurance cover in order that you can concentrate on keeping your community of cyclists equipped to keep riding.
We share your enthusiasm for bikes and are determined to provide exceptional service alongside our tailored product that is refreshingly different and unrivalled by traditional insurance companies.Get a quote
We’ve put in the hard graft to ensure that we can be confident in delivering a competitive premium, however we are here to provide the most suitable cover solution which will not necessarily always be the cheapest.
Our core priority will be to help you get the very best from your budget and we’ll never be afraid to tell you if we believe you need to invest a little bit more to better protect you and your business.Get a quote
In an increasingly litigious society there will always be a risk to your business should your negligent actions or inaction be alleged to have caused injury or financial harm.
The cause of such an injury may appear innocuous but the effects can be life-changing and expenses can pile up rapidly. The injured party may require specialist and costly care for the remainder of their life, or their injuries may mean they need to call time on a prestigious career, foregoing substantial future earnings.
From small incidents significant claims do occur, no business big or small is immune from the potential fallout. This is the key reason why we’ll recommend you opt for the highest liability limit you can reasonably afford, why limits of £5m and £10m are increasingly becoming the norm even for small businesses.Get a quote
With all the will in the world we’ll never be able to prevent claims from occurring, however we can support you in taking steps to reduce the likelihood, frequency and severity of losses.
We’ve created a reward structure alongside our insurer, designed to help you identify the most significant risk contributors and encourage you to consider insurer-recognised improvements which can make a notable difference.Find out more about risk management
No – we are pleased to be working with Hiscox to provide 0% Direct Debit for all cycle retailers. The Direct Debit is managed by Hiscox – there are no premium finance providers to get to grips with.
Hopefully this will be a welcome relief to your cash flow.Get a quote
Whether your renewal is due within the next few days or not for a few months, speak to our expert advisor Ben for a personalised insurance proposal designed around your business.
Online fact find
Whenever you find time to focus on your insurances, wherever you happen to be, you can use our carefully crafted online fact find to kickstart the quote process.