Bikmo Travel Insurance - Mobile - 1 Bikmo Travel Insurance - Tablet - 1 Bikmo Travel Insurance

DISCOVER A trip less ordinary

Non-competitive and competitive cycle travel insurance designed for peace-of-mind travel, allowing you to explore further or race harder.

Choose your cover level and let your adventures begin.

Why Bikmo for your Travel insurance?

1
Designed for travel
Wide-ranging cover for riders that travel for new roads and trails. Including delays, baggage and medical emergencies.
2
Your choice
2 policies to meet your cover level needs. For those who ride for leisure and those who compete.
3
Built by riders
We’re committed to protecting the worlds’ riders. Policies built by people who ride and explore.
1
Designed for travel
Wide-ranging cover for riders that travel for new roads and trails. Including delays, baggage and medical emergencies.
2
Your choice
2 policies to meet your cover level needs. For those who ride for leisure and those who compete.
3
Built by riders
We’re committed to protecting the worlds’ riders. Policies built by people who ride and explore.
barebones bikepacking header

NON-COMPETITIVE

Insurance built for exploring the resort.

COMPETITIVE

Insurance built for racing in new territories.

Travel insurance FAQs

What’s different between a Bikmo Travel policy and a Bikmo Cycle policy?

Whenever you travel abroad, there are certain scenarios that you may require cover for, such as:

  • Travel delays & cancellations
  • Lost baggage, passport & money
  • Medical treatment & hospital stays

You may also be considering taking part in adventurous activities that are more risky than just relaxing by the pool, such as:

  • Cycling
  • Hill walking
  • Skiing

With a Bikmo Travel Insurance policy, should something happen and you require medical treatment after taking part in an included activity, then you would be covered for associated medical costs up to the insured value.

Now, if you were to take your own bike with you on holiday, this is where the Bikmo Cycle Insurance policy provides cover.

If you were to have a fall on a tricky descent and you damaged your wheels, shifters, saddle, shorts and helmet, you would have the following cover:

  • Accidental damage to the bike
  • Accidental damage to clothing
  • Alternative cycle hire

Provided your road rash isn’t too sore, this would allow you to hire a bike to continue exploring, and then claim for damage to your own bike & kit when you return.

Bikmo Cycle Insurance
What’s the main difference between a Non-competitive Bikmo Travel policy and a Competitive Bikmo Travel policy?

In addition to the travel-related benefits, depending on the type of riding you’re taking part in will depend on the cover you need.

Racing your bike is much higher risk than a leisurely ride to explore your resort or an MTB ride along the coastal path, which is why we have a policy available for both

So, to ensure that you have the cover you need for the level of adventurous cycling activity you’re planning, here’s which cycling activities are covered.

Non-competitive Bikmo Travel policy

  • Cycling – No competitions or racing (helmet required)
  • Mountain Biking – No competitions or racing (helmet required), up to 2,500m above sea level

Competitive Bikmo Travel policy

  • Cycling – Road, TT and track competitions & races
  • Cyclocross – Racing
  • Duathlon
  • Triathlon (inc Ironman)
  • Mountain Biking – Competitions & races on designated tracks. Up to 5,380m above sea level
  • BMX – Racing and training

We live it

Adventure is at the heart of all we do. The Bikmo team are all bike geeks who love the outdoors. Whether it’s a ride to Switzerland from the UK or hitting the slopes of the Austrian Alps, we love to explore on bikes, snow and rock. From hardcore roadies like Jamie, prepping for the season in Tenerife, board instructor Jorj, mixing snow and MTB on his holidays, or James conquering the cobbles of the Belgian classic sportives… we’re out there with you.
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What our customers are saying

4.5 / 5
Independent rating based on 281 reviews.
Very helpful.
I came to renew my policy as I had bought a new bike. I spoke to a chap called Tom, who was very helpful. My cover is an excellent price. Am very happy. And the…
bike cover
Just purchased 2 new bikes for my kids and wanted to make sure I had the best cover. So registered both with Bike Register which led me to Bikmo. Now I know the…
great
Great info . great customer service
Straight Forward
Very easy process to purchase insurance policy for my new bike, straight forward tom upload pics / details of irmes that wil be covered under the policy….
Quick and easy
Easy to get a quote, which seemed reasonable
Comprehensive cycling specific cover
Clear instructions on the web site gets your quote to you very quickly. Bikmo offers comprehensive cover for you and your bike at home and abroad….