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DISCOVER A trip less ordinary

Cycle, snowsports + adventure sports travel insurance designed for travel so you can explore further.
7 days European travel cover from £16.85.

Get a quote View Activities Covered

Travel insurance = covered.

Travel insurance built for cycle, snowsport and mountain adventures. Check out our policy benefits or select our activity specific pages.
For
Bike Trips
Topping up those tan lines
is difficult enough already.
Cycle Travel Cover
For
Snowsports Trips
Insurance built for
carving up the resort.
Ski + snowboard cover
For
Taking it easy
Insurance for relaxing
and recovering abroad.
Holiday cover

OUR TRAVEL POLICIES

STANDARD
PREMIER
PREMIER PLUS

OUR TRAVEL POLICIES

none
Cancellation and Curtailment
Emergency Medical and Repatriation Expenses
Emergency Dental Treatment
Hospital Benefit
Personal Possessions and Baggage
Personal Possessions and Baggage (Single Item Limit)
Valuables Limit
Delayed Baggage
Cash Limit
Loss of Passport
Travel Delay
Abandonment
Missed Departure
Permanent Total Disablement
Loss of Limb(s) / Eye(s)
Death
Death (over the age of 75)
Personal Liability
Legal Expenses
Ski Equipment (Owned)
Ski Equipment (Single Item Limit)
Ski Equipment (Hired)
Ski Hire
Ski Pass
Piste Closure
Avalanche or Landslide
+ VIEW ALL BENEFITS

STANDARD

For those travellers who need all the basics covered.
BENEFITS
BENEFIT
EXCESS
Cancellation and Curtailment
£ 1,000
£ 130
Emergency Medical and Repatriation Expenses
£ 3m
£ 130
Emergency Dental Treatment
£ 250
£ 130
Hospital Benefit
£500 Max
Nil
Personal Possessions and Baggage
£ 750
£ 130
Personal Possessions and Baggage (Single Item Limit)
£ 100
£ 130
Valuables Limit
£ 100
£ 130
Delayed Baggage
£100 Max
Nil
Cash Limit
£ 100
£ 130
Loss of Passport
£ 150
£ 130
Travel Delay
£100 Max
Nil
Abandonment
£ 1,000
£ 130
Missed Departure
£ 500
£ 130
Permanent Total Disablement
£10,000
Nil
Loss of Limb(s) / Eye(s)
£10,000
Nil
Death
£10,000
Nil
Death (over the age of 75)
£1,500
Nil
Personal Liability
£ 1m
£ 200
Legal Expenses
£ 25,000
£ 130
Ski Equipment (Owned)
£ 500
£ 130
Ski Equipment (Single Item Limit)
£250
Nil
Ski Equipment (Hired)
£ 250
£ 130
Ski Hire
£200 Max
Nil
Ski Pass
£300 Max
Nil
Piste Closure
£200 Max
Nil
Avalanche or Landslide
£250 Max
Nil
+ VIEW ALL BENEFITS
Get a quote

PREMIER

Cover for adventurers needing that little bit extra.
BENEFITS
BENEFIT
EXCESS
Cancellation and Curtailment
£ 2,000
£ 110
Emergency Medical and Repatriation Expenses
£ 5m
£ 110
Emergency Dental Treatment
£ 250
£ 110
Hospital Benefit
£500 Max
Nil
Personal Possessions and Baggage
£ 1,000
£ 110
Personal Possessions and Baggage (Single Item Limit)
£ 150
£ 110
Valuables Limit
£ 150
£ 110
Delayed Baggage
£100 Max
Nil
Cash Limit
£ 100
£ 110
Loss of Passport
£ 150
£ 110
Travel Delay
£100 Max
Nil
Abandonment
£ 2,000
£ 110
Missed Departure
£ 750
£ 110
Permanent Total Disablement
£10,000
Nil
Loss of Limb(s) / Eye(s)
£10,000
Nil
Death
£10,000
Nil
Death (over the age of 75)
£1,500
Nil
Personal Liability
£ 2m
£ 200
Legal Expenses
£ 25,000
£ 110
Ski Equipment (Owned)
£ 500
£ 110
Ski Equipment (Single Item Limit)
£250
Nil
Ski Equipment (Hired)
£ 250
£ 110
Ski Hire
£200 Max
Nil
Ski Pass
£300 Max
Nil
Piste Closure
£200 Max
Nil
Avalanche or Landslide
£250 Max
Nil
+ VIEW ALL BENEFITS
Get a quote

PREMIER PLUS

Our highest level cover for explorers wanting the best of everything.
BENEFITS
BENEFIT
EXCESS
Cancellation and Curtailment
£ 5,000
£ 100
Emergency Medical and Repatriation Expenses
£ 10m
£ 100
Emergency Dental Treatment
£ 500
£ 100
Hospital Benefit
£500 Max
Nil
Personal Possessions and Baggage
£ 2,000
£ 100
Personal Possessions and Baggage (Single Item Limit)
£ 300
£ 100
Valuables Limit
£ 300
£ 100
Delayed Baggage
£100 Max
Nil
Cash Limit
£ 200
£ 100
Loss of Passport
£ 250
£ 100
Travel Delay
£100 Max
Nill
Abandonment
£ 5,000
£ 100
Missed Departure
£ 1,000
£ 100
Permanent Total Disablement
£25,000
Nil
Loss of Limb(s) / Eye(s)
£25,000
Nil
Death
£25,000
Nil
Death (over the age of 75)
£1,500
Nil
Personal Liability
£ 2m
£ 200
Legal Expenses
£ 25,000
£ 100
Ski Equipment (Owned)
£ 1,000
£ 100
Ski Equipment (Single Item Limit)
£500
Nil
Ski Equipment (Hired)
£ 300
£ 100
Ski Hire
£200 Max
Nil
Ski Pass
£300 Max
Nil
Piste Closure
£200 Max
Nil
Avalanche or Landslide
£250 Max
Nil
+ VIEW ALL BENEFITS
Get a quote

Need more info about what we cover?

View all our travel insurance benefits
Team

We live it

Adventure is at the heart of all we do. The Bikmo team are all bike geeks who love the outdoors. Whether it’s a ride to Switzerland from the UK or hitting the slopes of the Austrian Alps, we love to explore on bikes, snow and rock. From hardcore roadies like Jamie, prepping for the season in Tenerife, board instructor Jorj, mixing snow and MTB on his holidays, or James conquering the cobbles of the Belgian classic sportives… we’re out there with you.
Meet the team
bikmo online video chat
Bike

We specialise in bike

Planning a training camp in Majorca, tackling your first Belgian Kermesse, or just want to take in the beautiful Italian scenery at a leisurely pace, then you’ll need a suitable travel insurance package to cover your activities. Topping up those tan lines is difficult enough already, which is why we’ve designed a single or multi-trip travel insurance policy to suit riders like you.
View our Cycle Travel Insurance
matt grayson bikepacking header photo
Snow

And we love snow

Taking the family on their first skiing trip, honing your snowboard skills or just looking forward to some ‘après-ski’ after your days on the piste, then ensure your activities are covered with a suitable travel insurance package. Mastering the slopes can be tricky, so we’ve built a single or multi-trip policy to cover your activities and take the worry out of your holiday… so you can focus on your zig zag or air time.
View our Snowsports Cover

What our customers are saying

4.6 / 5
Independent rating based on 487 reviews.
Terrific customer service.
I found the website somewhat unclear and signed up for a policy that didn’t meet my requirements. I messaged Bikmo’s customer service and was pleased to get…
Christopher Hampson
–
1 week ago
Why didn’t I have bike insurance before!?
Great, easy service! So quick to get a quote, pay and be insured to jump on the bike minutes later! I now ride around a lot and feel much more relaxed about lea…
holly clavey
–
1 week ago
Quick and easy to cover your bike
Made it easy to navigate around the website and easy to cover my bike.
Bikmo Customer
–
1 week ago
Phone help
Very helpful phone service and answered call quickly.
Jonathan A G S Rowntree
–
2 weeks ago
Excellent bike insurance
Excellent service and competitively priced bike insurance especially for what is covered
Lisa HARRIS
–
2 weeks ago
Good customer service
Quick and helpful telephone response to a query I had about the website, and other queries I had.
Sally Dean
–
3 weeks ago
Read more Reviews

Travel insurance FAQs

Travel Insurance advice for customers affected by Coronavirus (COVID-19)

There is some uncertainty in regards to travel at the moment, and this is changing by the day. Whether you have already booked a trip or are still in the planning stages, our travel partners Rock Insurance have answered some of the main questions and concerns that you may have.

Bikmo adventure sports travel insurance is arranged and administered by ROCK Insurance Services Limited who is authorised and regulated by the Financial Conduct Authority (FCA number 300317). To provide you with the most up to date support and guidance for our travel policies, please head over to our Frequently asked questions site.

Bikmo Travel FAQs
What do I do in an emergency?

If you purchased your Bikmo Travel Insurance policy on or after 16 April 2020 please contact International Medical Rescue on 00 44 (0) 2380 177474.

If you purchased your Bikmo Travel Insurance policy between 26 April 2019 and 15 April 2020 please contact International Medical Rescue on 00 44 (0) 2380 644633.

If you purchased your Bikmo Travel Insurance policy before 26 April 2019, please contact us on 01293 855958.

View Bikmo Travel FAQs
Which countries are covered with your travel insurance?

The geographical limits are:

Home Country: The United Kingdom.

Europe: Means Albania, Algeria, Andorra, Armenia, Austria, Azerbaijan, Azores, Balearics, Belarus, Belgium, Bosnia-Herzegovina, Bulgaria, Canary Islands, Corfu, Corsica, Crete, Croatia, Cyprus, Czech Republic, Denmark, Egypt, Eire (Republic of Ireland), Estonia, Faroe Islands, Finland, France, Georgia, Germany, Gibraltar, Greece, Guernsey, Holland (Netherlands), Hungary, Iceland, Isle of Man, Italy, Jersey, Kos (Greek Island), Kosovo, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Madeira, Malta, Mediterranean Islands, Moldova, Monaco, Montenegro, Morocco, Northern Ireland, Norway, Poland, Portugal, Rhodes, Romania, Russia (West of the Ural Mountains), San Marino, Sardinia, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Tunisia, Turkey, Ukraine, United Kingdom, Vatican City.

Worldwide, excluding USA. Canada, Caribbean and Mexico: Means anywhere in the world except USA, Canada, the Caribbean and Mexico.

Worldwide, including USA. Canada, Caribbean and Mexico: Means anywhere in the world.

Do you cover any pre-existing medical conditions?

Yes – if you have a pre-existing medical condition you will need to contact the Medical Screening team to declare your conditions.

You can contact them on 01293 855944 .

Your pre-existing medical conditions will not be covered unless you have declared all conditions, received acceptance of this in writing, and paid an additional premium (where applicable).

Bikmo Travel FAQs
What are the maximum age limits on this insurance?

We want to keep Bikmo Adventure Sports Travel insurance as inclusive as possible, but we do have limits imposed by our underwriters.

  • Single Trip policies – 84 years of age at the time of purchase.
  • Annual Multi-trip policies – 74 years of age at the time of purchase.
  • Winter Sports policies – 64 years of age at the time of purchase.