Activities
Overview
This Sports Travel+ policy is for those travellers wanting cover for competitive cycling activities and activities with a little more adventure.
You’ve enough to worry about with planning your racing tactics and finish-line celebrations, so race and ride abroad with peace of mind knowing you’re covered.
If you’re wanting cover for any activity in category 1, 2, 3 or 4, you can add on Hazardous Activities and Sports – Additional activities for those.
Please check the below list, as well as your policy wording, for a full breakdown of what is covered.
Cycling Activities
Unless stated, Cycling covers both on and off road riding. The activity category varies according to the type of riding you’re doing and the elevation you’ll be riding at, so decide which one best meets your planned travel activities.
Activity
Cycling
Category
Included
Conditions
Not main purpose of the trip – recreational only, no racing or competitions.
Activity
Mountain Biking
Category
Included
Conditions
Not main purpose of the trip – recreational only, no racing or competitions.
Activity
Bike Polo
Category
1
Conditions
No cover for Personal liability.
Activity
Cycling – road and track competition or main purpose of the trip
Category
1
Conditions
No cover for Personal liability. Up to 2,500m altitude.
Activity
Cyclocross Racing
Category
1
Conditions
No cover for Personal liability.
Activity
Cycle Speedway
Category
1
Conditions
No cover for Personal liability.
Activity
Duathlon
Category
1
Conditions
No cover for Personal liability.
Activity
Triathlon (inc Ironman)
Category
1
Conditions
No cover for Personal liability.
Activity
Road Cycling
Category
1
Conditions
No cover for Personal liability. Up to 3,500m altitude within Europe.
Activity
BMX – racing and training
Category
2
Conditions
No BMX stunt riding. No cover for Personal liability.
Activity
Cycling – escorted trips on established, documented paths / tracks / mapped routes
Category
3
Conditions
No cover for Personal liability. From 2,501 to 5,000 metres altitude.
Activity
Mountain Biking – competition
Category
3
Conditions
On designated tracks. No cover for Personal liability.
Activity
Downhill Mountain Biking
Category
3
Conditions
On designated tracks. No cover for Personal liability.
| Activity | Category | Conditions |
|---|---|---|
| Cycling | Included | Not main purpose of the trip – recreational only, no racing or competitions. |
| Mountain Biking | Included | Not main purpose of the trip – recreational only, no racing or competitions. |
| Bike Polo | 1 | No cover for Personal liability. |
| Cycling – road and track competition or main purpose of the trip | 1 | No cover for Personal liability. Up to 2,500m altitude. |
| Cyclocross Racing | 1 | No cover for Personal liability. |
| Cycle Speedway | 1 | No cover for Personal liability. |
| Duathlon | 1 | No cover for Personal liability. |
| Triathlon (inc Ironman) | 1 | No cover for Personal liability. |
| Road Cycling | 1 | No cover for Personal liability. Up to 3,500m altitude within Europe. |
| BMX – racing and training | 2 | No BMX stunt riding. No cover for Personal liability. |
| Cycling – escorted trips on established, documented paths / tracks / mapped routes | 3 | No cover for Personal liability. From 2,501 to 5,000 metres altitude. |
| Mountain Biking – competition | 3 | On designated tracks. No cover for Personal liability. |
| Downhill Mountain Biking | 3 | On designated tracks. No cover for Personal liability. |
All Activities
Not just racing on your trip? you’re covered for Paddle Boarding too. Check out the Policy wording where you’ll find a full list of all included activities.
