Insurance that
speaks bike.

Simple + brilliant cycle insurance
built for riders, racers and adventurers.

Simple, brilliant + inclusive insurance for tarmac, dirt, and urban riding.

We're rated 4.9 / 5 with over 300 reviews

5 out of 5 stars

Independent reviews by Yotpo

Common Sense Insurance

It took me a long time to find the right insurance policy for my bikes, and it was something that was important to me to have exactly the cover I needed. When I found Bikmo+ it just ticked all the right boxes and made common sense. Excellent service as well.

5 out of 5 stars
Martin R

Friendly, professional and quick when you need to claim

I love being able to log my bike gear and kit in my account so I have a record of what I have and what it cost. You hope you never need to claim but on the occasion you do need to it's easy to select items from your list, add others, upload photos and submit a claim. I submitted my claim on a Thursday afternoon and the following Monday had an e-mail from the underwriters, Hiscox, saying my claim had been approved and passed for payment.

5 out of 5 stars
Sarah M

Bike insurance

As I have several bikes I think it is great to be able to insure an amount of money that will cover the most expensive bike and alow me to have cover for my other bike when i am riding them. You can only ride one bike at a time. Top marks as far as I am concerned.

5 out of 5 stars
Anthony C

Your policy benefits

Bike geekline

We provide service as fast as we ride. Every team member at Bikmo is a bike geek and we only do cycle insurance. Contact Keith and his team for a personal, bike-only chat!

24/7 Cloud account

You’re in control. Make changes to your bike values, access claims and benefits 24/7 with your Bikmo Cloud Account. Even works on the trail through your smartphone.

Mega insurer

We only work with the best. Which is why we chose the superb Hiscox to underwrite your Bikmo policy. Specialist insurers for cycle specialists.

Accidental damage

Everyone crashes, even the pros. Our policy covers you for damage you inflict on your bike so you can get back up and keep on riding.

365 Worldwide

Planning to take a trip to the Alps? Good luck. We’ll cover your bike & kit anywhere in the world whether you’re riding, racing, or in transit. Time to squeeze another training ride in?


Argh, did your prized bike get stolen? It happens and that’s why we’re here, just make sure you comply with our locking requirements.

Competition cover

You need to test yourself against the clock and hills. We get that. That’s why we cover competitions as standard with Bikmo Plus, to keep you racing for the line.


How many bikes should you own? n + 1. Correct. So we offer up to 50% discount on the bike value you leave at home while riding the others.

0% monthly payments

We won’t charge you to split your payments across the year, so maybe a new wheelset is in order? Lighter, faster and all that.

Juliet Elliott

“Choosing cycle insurance can be confusing, so it was really refreshing to find these guys. Bikmo area a team of cyclists who fully understand how bicycles fit into our lives, and also they’ve made the process of buying and navigating super simple. It’s a weight off my mind to know my fleet are covered.”

Love riding, love Bikmo.

It’s all about getting out there and enjoying your riding more, knowing we’ve got you covered.

Grab your bike and ride.

Meet the team

Small enough to care, large enough to cope, able to chat about bikes all day… your Bikmo team are here to help you enjoy your cycling more, give you peace of mind, the best deals, and the kind of service you and your bikes deserve.

That’s when we’re not riding the Welsh hills, anyway.