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£50 discount voucher bundle included with every Bikmo policy

Independent reviews by



Independent rating based on 178 reviews

5 out of 5 stars

Bikmo Customer / 7 hours ago

Eine normale Hausratversicherung ist für mich ein No go, Bikmo ist das Beste für eine Fahrrad Versicherung. Weiter so!

Mostly good, but needs some improvement

4 out of 5 stars

Dave Sansom / 7 hours ago

Website is easy to understand and get a quote, but definitely needs improvement to the Kit List part of the site - While I can add multiple files, this is not clear and I can't review, update or delete those uploaded files to ensure they are current and up to date; this is a serious issue on the website. Response from customer service, to my emails, was extremely good!

5 out of 5 stars

Manuel Rössler / 8 hours ago

Alles perfekt

Übersichtlich und transparent

5 out of 5 stars

Matthias Fahsold / 8 hours ago

Sehr übersichtlich gestaltet, Antworten auf alle Meine Fragen gefunden.

Good Customer Service

5 out of 5 stars

Malcolm Pass / 1 day ago

I spoke to Customer Service over a policy enquiry and found them to be very helpful as they checked all my policy to see if it was what I wante

Policy benefits

Bike geekline

We provide service as fast as we ride. Every team member at Bikmo is a bike geek and we only do cycle insurance. Contact Keith and his team for a personal, bike-only chat!

24/7 Cloud account

You’re in control. Make changes to your bike values, access claims and benefits 24/7 with your Bikmo Cloud Account. Even works on the trail through your smartphone.

Mega insurer

We only work with the best. Which is why we chose the superb Hiscox to underwrite your Bikmo policy. Specialist insurers for cycle specialists.

Accidental damage

Everyone crashes, even the pros. Our policy covers you for damage you inflict on your bike so you can get back up and keep on riding. Bicycle insurance designed for a cyclist’s needs.

365 Worldwide

Planning to take a trip to the Alps? Good luck. We’ll cover your bike & kit anywhere in the world whether you’re riding, racing, or in transit. Time to squeeze another training ride in?


Argh, did your prized bike get stolen? It happens and that’s why we’re here, just make sure you comply with our locking requirements.

Competition cover

You need to attack the bunch to move up a cat. We get that. That’s why we provide cover for competitions with Bikmo, to keep you racing for the line.


How many bikes should you own? n + 1. Correct. So we offer up to 50% discount on the bike value you leave at home while riding the others.

0% monthly payments

We won’t charge you to split your payments across the year, so maybe a new wheelset is in order? Lighter, faster and all that.

Love riding, love Bikmo.

It’s all about getting out there and enjoying your riding more, knowing we’ve got you covered.

Grab your bike and ride.

Katy Curd

“As riders themselves, the Bikmo team understand bikes and the needs of cyclists. I like to ride fast and hit the trails hard, and I have the peace of mind that the team will look after me should the worst happen. From a super simple quote to great benefits, they’ve got the right packages for MTB.”

Meet the team

Small enough to care, large enough to cope, able to chat about bikes all day… your Bikmo team are here to help you enjoy your cycling more, give you peace of mind, the best deals, and the kind of service you and your bikes deserve.

That’s when we’re not riding the Welsh hills, anyway.