£50 discount voucher bundle included with every Bikmo policy

Independent reviews by



Independent rating based on 178 reviews


5 out of 5 stars

Simon Morgan / 14 hours ago

Gave me a good price on insurance

Very flexible insurance

4 out of 5 stars

Bikmo Customer / 4 days ago

The ordering process was fine, some aspects a bit confusing ie not enterely clear what was selected. I love the offer of insuring all bikes with only one being used at one time. Otherwise, I hope not too I have to claim but if I do I expect it to go smoothly

So far so good

4 out of 5 stars

Andrew Tam / 1 week ago

I’m just a month into my new policy with Bikmo, and by sending a winter goodie bag for my bike they seem to be a company that cares about providing specialist cycle insurance.

4 out of 5 stars

Frankie Moran / 6 days ago

Am part of the Bikmo team :D Great easy to follow website, friendly staff with very fast response. I been researching bicycle insurance for over three weeks now and Bikmo seem to tick all the boxes for me. How well they handle any issues I not sure but I have read really good feedback. So based on this experience so far I rate 4 stars and will hit 5 stars depending on my experience. Lets hope it never gets to this.

Straightforward Process

5 out of 5 stars

Bikmo Customer / 1 week ago

Very easy to use website made purchasing my insurance policy very straightforward.

Your policy benefits

Bike geekline

We provide service as fast as we ride. Every team member at Bikmo is a bike geek and we only do cycle insurance. Contact Keith and his team for a personal, bike-only chat!

24/7 Cloud account

You’re in control. Make changes to your bike values, access claims and benefits 24/7 with your Bikmo Cloud Account. Even works on the trail through your smartphone.

Mega insurer

We only work with the best. Which is why we chose the superb Hiscox to underwrite your Bikmo policy. Specialist insurers for cycle specialists.

Accidental damage

Everyone crashes, even the pros. Our policy covers you for damage you inflict on your bike so you can get back up and keep on riding. Bicycle insurance designed for a cyclist’s needs.

365 Worldwide

Planning to take a trip to the Alps? Good luck. We’ll cover your bike & kit anywhere in the world whether you’re riding, racing, or in transit. Time to squeeze another training ride in?


Argh, did your prized bike get stolen? It happens and that’s why we’re here, just make sure you comply with our locking requirements.

Competition cover

You need to test yourself against the clock and hills. We get that. That’s why we cover competitions as standard with Bikmo, to keep you racing for the line.


How many bikes should you own? n + 1. Correct. So we offer up to 50% discount on the bike value you leave at home while riding the others.

0% monthly payments

We won’t charge you to split your payments across the year, so maybe a new wheelset is in order? Lighter, faster and all that.

Juliet Elliott

“Choosing bicycle insurance can be confusing, so it was really refreshing to find these guys. Bikmo area a team of cyclists who fully understand how bicycles fit into our lives, and also they’ve made the process of buying and navigating super simple. It’s a weight off my mind to know my fleet are covered.”

Love riding, love Bikmo.

It’s all about getting out there and enjoying your riding more, knowing we’ve got you covered.

Grab your bike and ride.

Meet the team

Small enough to care, large enough to cope, able to chat about bikes all day… your Bikmo team are here to help you enjoy your cycling more, give you peace of mind, the best deals, and the kind of service you and your bikes deserve.

That’s when we’re not riding the Welsh hills, anyway.