Road bike insurance you can trust, built for epic hillclimbs and technical descents.

Yes – we’re riders who suffer from n+1 syndrome, so our Road Cycle Insurance policy was built to be great value whether you have 1 or 10 bikes in your garage.

You even get up a 50% multi-bike discount when you insure multiple bikes. The discount is applied to the lower value bike/s

You only need one policy for your whole household to cover all your bikes.

Your Bikmo Road Cycle Insurance policy covers you 365 days worldwide, which includes any spring training camps to avoid British winter weather.

You don’t even need to let us know, just enjoy the sun and get the miles in.

We even cover your bikes and kit in transit. If an airline trashes your bike before you get there, you’ve peace of mind with our alternative cycle hire benefit too. Keep in mind that you’ll need a GO or PLUS policy to cover accidental damage, such as airline mishaps!

Check out Bikmo Travel for extended travel insurance benefits during your trip.

With your Bikmo Road Cycle Insurance you get £250 or 10% of your total sum insured towards clothing and kit.

So, if you insure £3,000 bikes, you get £300 cover for clothing and helmets, plus a further £300 towards accessories.

Nope. All Bikmo Road Cycle insurance policies cover you for sportives as standard, allowing you to focus on reaching the next feed station with peace of mind.

We also provide a ‘Returning Home’ cover benefit of up to £150. You can activate this if your bike is damaged after an incident (GO and PLUS) or stolen (all cover levels).

It’s only if you ride circuit races, road races or criteriums that you need our RACE policy that can be added on via PLUS.

Also check out and join our Strava Club where you can share your activities and events.

Firstly, and most importantly, if you leave your bike unattended and it’s not locked, you will not be covered under our Road Cycle Insurance policy.

We appreciate that there are times when, as cyclists, we’re tempted to just pop into a cafe or shop to refuel during a long ride as it’ll only take a minute.

Sadly, it only takes a minute for someone to steal your bike too. So, it’s essential that you either get your riding partner to mind it or lock it up!

We recently ran some competitor analysis and on a combination of cover, price and rating we’re almost unbeatable.

But don’t take our work for it, check out our comparison table and read where we excel.

No – with our electric bike insurance policy, we can only cover pedal-assisted electric bikes that have a maximum power output of 250 watts, are restricted to 15.5mph or 25 km/h and cannot be ridden by someone under the age of 14.

If you use a de-restrictor kit, your e-bike motor has more power as standard, or you have a button/twist & go throttle (not walk assist mode), then your insurance will be invalid and the bike comes under the Road Traffic Act, which means tax and licensing – www.gov.uk/electric-bike-rules

If you’re not sure, get in touch with the team and we’ll confirm whether your e-bike is eligible – Contact us