Start my cover Quick quote
OFFICIAL GHOST, HAIBIKE + RALEIGH BIKE INSURANCE

FREE INSURANCE FOR YOUR NEW RIDE

30 days free insurance for new bikes
up to 7-days old.

No payment details or auto-renewal required.

Start my cover Full policy discount
BCorp white badge 1% for the planet logo

As featured in

Cyclist logo Telegraph logo BikeRadar logo cycling weekly logo

How it works

Activate your insurance
Activate your policy within 7 days of purchasing or receiving your new bike. Cover only begins once activated.
Ride insured
Enjoy riding your new bike worry-free. We’ll send you an email with your cover and policy details.
Extend your cover
Purchase a full policy at any time to stay covered, or let your cover expire and you won’t be charged a penny.
Activate your insurance
Activate your policy within 7 days of purchasing or receiving your new bike. Cover only begins once activated.
Ride insured
Enjoy riding your new bike worry-free. We’ll send you an email with your cover and policy details.
?
Extend your cover
Purchase a full policy at any time to stay covered, or let your cover expire and you won’t be charged a penny.

FREE vs FULL COVER LEVELS

30-DAYS FREE
FULL (PLUS)

FREE vs FULL COVER LEVELS

Theft & accidental damage
Vandalism
24/7 cycle hangar parking
£250 or 10% clothing & headgear
£250 or 10% accessories
365 day worldwide cover
12 months for the price of 11
50% saving on additional insured bikes
25% saving on e-bike premiums
£2 million public liability
£250k legal expenses cover
£25k personal accident
£6,250 medical expenses
£3,125 counselling expenses
£1,250 dental injury
£625 optical injury
Road, criterium & circuit racing
Event fee cover
50% multi-bike discount
£500 or 10% bike box cover
£150 Returning home cover
£500 Alternative cycle hire
Business Use
+ VIEW ALL BENEFITS

30-DAYS FREE

Essential cover courtesy of Bikmo, because we know what new bike day feels like. Get covered, and get out there.
Theft & accidental damage
Vandalism
24/7 cycle hangar parking
£250 or 10% clothing & headgear
£250 or 10% accessories
365 day worldwide cover
12 months for the price of 11
50% saving on additional insured bikes
25% saving on e-bike premiums
£2 million public liability
£250k legal expenses cover
£25k personal accident
£6,250 medical expenses
£3,125 counselling expenses
£1,250 dental injury
£625 optical injury
Road, criterium & circuit racing
X
Event fee cover
X
50% multi-bike discount
£500 or 10% bike box cover
£150 Returning home cover
£500 Alternative cycle hire
Business Use
X
+ VIEW ALL BENEFITS
Start my cover

FULL (PLUS)

Comprehensive cover for you, your bikes and kit. Designed for all riders from commuters to enthusiasts.
Theft & accidental damage
Vandalism
24/7 cycle hangar parking
£250 or 10% clothing & headgear
£250 or 10% accessories
365 day worldwide cover
12 months for the price of 11
50% saving on additional insured bikes
25% saving on e-bike premiums
£2 million public liability
£250k legal expenses cover
£25k personal accident
£6,250 medical expenses
£3,125 counselling expenses
£1,250 dental injury
£625 optical injury
Road, criterium & circuit racing
Optional
Event fee cover
£500
50% multi-bike discount
£500 or 10% bike box cover
£150 Returning home cover
£500 Alternative cycle hire
Business Use
Optional
+ VIEW ALL BENEFITS
Full cover quote

Take a look at our full covers in more detail :

Full Policy Benefits

Frequently asked questions

What happens at the end of the 30 days?

Your free insurance will simply expire at the end of the 30 day period and no payment will be taken – we don’t take your payment details.

We’ll send reminders to let you know when your cover ends and, at any time, you have the option to take out a full policy with Bikmo so that you stay insured.

If you take out a full policy during this time or after, you’ll also benefit from a 12 months for the price of 11* discount!

 

*Minimum premium applies

How can you give away free insurance?

We want to help riders enjoy their new bike worry-free, and by giving away free insurance we allow people to do so.

Hopefully you like what you see with Bikmo, and you choose to stay insured by taking out a full policy. If not, don’t worry, there’s no charge and we won’t spam you into submission like you might think!

What will happen if my bike is stolen or damaged?

If you accidentally damage your bike, or it’s stolen, during the 30 day free insurance period, we will either repair or replace your bike. If we replace your bike this will be new-for-old.

Will you charge me any excess on the claim?

No. Claims under your free insurance are excess-free.

What our customers are saying

4.4 / 5
Independent rating based on 231 reviews.
Full marks
First class-Tom knows his stuff-helpful and knowledgeable and good to talk too
Bikmo customer
–
1 year ago
New Road Bike Insurance
When I had queries about taking out new bike insurance, the customer helpdesk were exceptionally friendly and knowledgeable….
Bikmo customer
–
1 year ago
Bikmo insurance
A lengthy process to insure our bikes but the information was clear and we were able to ask the Bikmo team to confirm that our locks meet their standards…
G Chambers
–
1 year ago
Free 2-week trial of bicycle insurance cover
A 2 week free trial bicycle insurance, received with my Cyclescheme purchase. Since it was free, there is little to quibble about. No need to provide any paymen…
Bikmo customer
–
1 year ago
Happy customer
It was very quick and easy to set up my insurance online. I had a few questions and rang Bikmo. All my queries were answered by the member of staff. I felt re…
Bikmo customer
–
1 year ago
Free 2 week bicycle insurance, nothing more
Took out free 2 week bicycle insurance for new bike while i priced up other providers. A couple of cycling club members have had issues when claiming with Bi…
Bikmo customer
–
1 year ago
Read more reviews
bikmo ambassador landing page icon

Free insurance policy documents

Here is everything you need to understand your free insurance policy

Free insurance policy wording

Free insurance policy wording

The policy wording highlights, in detail, everything that you need to know in regards to your Bikmo cycle insurance policy.
View + download

Free insurance IPID

Free insurance IPID

The Insurance Product Information Document covers, in brief, the key benefits and limitations of your Bikmo cycle insurance policy.
View + download
Underwritten by

Hiscox

Hiscox have over 100 years of experience in speciality risk including ocean liners and inter-planetary probes so are perfectly positioned to cover your bikes.