BUSINESS
INSURANCE
Specialist insurance for cycling businesses who care about the places we ride | Comprehensive coverage from retail to events | Expert claims support
Insurance Solutions
Bike Shop Insurance
Comprehensive coverage designed specifically for bicycle retailers, protecting your inventory, premises, and business operations.
- Stock & inventory protection
- Public & product liability
- Business interruption cover
- Employee theft protection
- Professional Indemnity Insurance
Seasonal Stock Adjustments
Demo Fleet Coverage
Workshop Protection
Cycling Event Insurance
Insurance coverage for event organisers, protecting against liability, cancellation, and equipment damage for races, tours, and exhibitions.
- Public liability coverage
- Event cancellation protection
- Equipment & property damage
- Participant injury coverage
- Professional Indemnity Insurance
Weather Cancellation
Flexible Participant Numbers
Multi-Event Policies
Tour Operator Insurance
Comprehensive coverage for businesses that operate cycle tours. For those operating within The Package Travel Regulations 1992 or The Package Travel and Linked Travel Arrangements Regulations 2018.
- Public and employers’ liability
- £1,000,000 Professional Indemnity
- £25,000 Crisis management
Repair & Service Insurance
Specialized coverage for bicycle service centers and mobile mechanics, protecting your tools, customer bikes, and liability risks.
- Tools & equipment coverage
- Customer property protection
- Mobile mechanic coverage
- Professional indemnity
- Professional Indemnity Insurance
Customer Bike Protection
Mobile Mechanic Solutions
Tool & Equipment Coverage
Bespoke Business Insurance
Custom insurance solutions for unique cycling businesses that don’t fit standard categories, including manufacturers, distributors, and innovative cycling services.
- Custom policy creation
- Manufacturing liability
- Intellectual property protection
- International coverage options
- Professional Indemnity Insurance
Manufacturer Coverage
Distribution Insurance
Innovation Protection
Activity Provider Insurance
Specialist insurance for a wide range of professionals, including coaches, instructors, teachers, and Dr Bike instructors.
- Public and employers’ liability
- Professional Indemnity
- Business interruption
- Stock and tools plus goods in transit
Bicycle Fleet Insurance – Coming Soon
Our bike, e-bike and e-cargo fleet insurance is designed to scale and flex with the demands of micromobility businesses. Coming late 2025.
- Theft and accidental damage
- Simple management system
- Experienced claims management team
- Liability insurance (for businesses, riders, or the public)
Trade Replacement Value
Scalable Coverage
Why Choose Bikmo?
Industry Expertise
Tailored Policies
Dedicated Team of Cyclists
Risk Management Support
Flexible Payment Options
Certified BCorp and 1% For The Planet
Testimonials
Who We Work With
Who We Are
Frequently Asked Questions
We provide specialised insurance for bike shops, service & repair centres, event organisers, commercial operations, manufacturers, distributors, mobile mechanics, and other cycling-related businesses.
We offer tailored coverage that addresses the unique risks and seasonal nature of cycling businesses. Our team understands the value of your inventory, the specifics of demo fleets, and the importance of workshop coverage.
Yes, our policies include adjustment options, allowing you to increase coverage during peak seasons and reduce it during slower periods to help manage premium costs.
Yes, our service & repair policies include coverage for customer property in your care, custody, and control, protecting you against damage or theft of bikes left for service.
Absolutely. We offer specific coverage for mobile mechanics, including tools and equipment coverage while in transit and public liability for work performed at various locations.
Most businesses can receive a quote within 24 hours. For more complex operations, our team may need additional information, but we strive to provide quick turnaround times.
