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Home Security: Securing Your Bike

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Home Security: Securing Your Bike

When it comes to securing your bike at home, getting it right is vital to ensure your insurance is valid. To help, we’ve written some handy guidelines on how to best go about it. This is to make sure that you’re always protected, even off the bike.

Where Should I Keep My Bikes?

Depending on the number of bikes you own, you may choose to store them in a spare room within the house, in the garage, or in the shed. All of these are valid options, and any cycle insurance company will have requirements around securing bikes, so it’s important to read your policy thoroughly.

  • Securing your bike in your home
  • Securing your bike in your garage
  • Securing your bike in your shed

Do I Need To Lock My Bikes Up?

Extra security never hurts and can help prevent the frustration and pain of having your property stolen by making it harder for a thief to remove. Although it’s not a requirement when bikes are stored within your house, garage, outbuilding, wooden or metal shed within your property boundaries, it’s a good idea to lock the bikes to an immovable object, or at the very least through the frame and wheels to prevent the would-be thief from riding away there and then.

Immovable Objects

When locking your bike at home, it’s advised to lock it to an immovable object… but what is an immovable object?

 Examples of Immovable Objects

  • Concrete or cement floors
  • Paved floors
  • Metal structures
  • Fixed walls – does not include wooden walls of outbuildings such as sheds
  • Ground anchors –  must be appropriately installed to an immovable object or structure
  • Large concrete blocks

If you’re ever unsure about whether the location of where your bike is being stored is secure enough, you can check through your policy documents, or contact Bikmo, who will be able to answer any questions on the matter and ensure that your cover stays valid.

1. Securing your bike in your home

When securing your bike at home, then for most cycle insurance providers there are no requirements for further security. This is certainly the case with Bikmo anyhow. There are however some nifty storage solutions, which will add extra security for your peace of mind.

Defining “In Your Home”

In insurance terms, your home consists of the main building defined as your house, plus any building directly attached. This includes garages, extensions and conservatories. Outbuildings, detached garages, and sheds are not included in this definition and are subject to different requirements within your policy.

Securing Your Bike In Your Home

There are numerous home storage solutions for bikes on the market. Depending on space limitations, some homeowners choose to wall-mount their bikes to keep the floor-space free. Others keep their bikes in a hallway or even in a spare room dedicated to bikes.

There is no right or wrong way to store your bike within your home from an insurance perspective. From a purely practical sense, however, wall-mounted systems free up floor space and often feature locking points, plus displaying your bike like a piece of art is always a good thing in our opinion.

Security Requirements

When keeping your bike in the home, there are no requirements from Bikmo to lock the bike up – check with your insurance provider as to their requirements. However, a little extra security never hurt anyone, and can really help prevent the frustration and pain of having your property stolen. Although it’s not a requirement when bikes are stored within your house or an attached garage, we recommend locking the bikes to an immovable object or at the very least through the frame and wheels to prevent the would-be thief from riding away there and then.

Products such as a Cycloc Solo allow for a lock to be threaded through the wall mount to secure your bike to it, giving it that extra bit of protection. There are of course numerous other options available, so be sure to have a good look to see what’s available for you.

2. Securing Your Bike In Your Garage

Securing your bike in your garage is a good way to save space in the house, how this can carry more risk. This post explains how to effectively secure your bike in a garage.

Defining “In Your Garage”

A garage can either be attached to the house or detached from the house. With Bikmo, this changes the security requirements. If the garage is attached to the house then it’s considered to be part of the house and as such, as long as the house and garage door are locked, you don’t require any further security. If a garage is detached then extra security may be required.For the purposes of this post, a garage is defined as a detached building that is completely independent of your actual home. They will more than likely be built from bricks or concrete. For wooden outbuildings, such as sheds, see our post below.

Storing The Bike

Garages are practical storage spaces for many things other than cars, and bikes are no exception. The security in a detached garage, however, is usually less than your home. This can, therefore, present you with problems when it comes to securing your bike.This is why Bikmo requires your bike to be locked up securely, as this decreases the potential for your bike to be stolen – check with your insurance provider as to their requirements. Locking it to the wall or the floor are both suitable options, as long as each is immovable i.e. a wooden wall is not considered immovable.

Security Requirements

When keeping your bike in the garage, there are no requirements from Bikmo to lock the bike up – check with your insurance provider as to their requirements. However, a little extra security never hurt anyone, and can really help prevent the frustration and pain of having your property stolen. Although it’s not a requirement when bikes are stored within your garage, we recommend locking the bikes to an immovable object or at the very least through the frame and wheels to prevent the would-be thief from riding away there and then. Make sure that the lock you use is appropriate for the value of your bicycle.

3. Securing Your Bike In Your Shed

Whilst there is no issue with securing your bikes in your shed, there are some security risks.

Defining “In Your Shed”

The word “shed” in this post is loosely defined as a wooden out-building, and may cover sheds, summer houses, wooden garages and other structures not made from brick, concrete or other more solid materials.

Storing The Bike

Sheds are great storage spaces, and are cheap to build, making them a perfect bike store for many homeowners. Keeping the bike indoors protects the bike from becoming weathered, whilst also stopping any impulse thieves that may happen to see a bike outside your house. Wall mountings or leaning against an internal wall are both suitable, but there are certain guidelines and restrictions insurance companies can put in place on these.

Security Requirements

When keeping your bike in your shed, there are no requirements from Bikmo to lock the bike up – check with your insurance provider as to their requirements. However, a little extra security never hurt anyone, and can really help prevent the frustration and pain of having your property stolen. Although it’s not a requirement when bikes are stored within your shed, we recommend locking the bikes to an immovable object or at the very least through the frame and wheels to prevent the would-be thief from riding away there and then.

Unlike more solid buildings, sheds are usually wooden and therefore not that secure, even when fixing a ground anchor to them. It is, therefore, necessary to have a more secure, immovable object or element in the shed that provides a more sturdy mount. The above image illustrates that whilst a shed may protect a bike from the elements, a thief will have no issue removing a bike, even with a wall or ground anchor, as there are no secure points to affix the anchor to.