Cycle travel insurance
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TRAVEL COVER
FOR EPIC RIDES

Cycle travel insurance for when you next explore, whether you're on a gravel adventure, tackling Alpe d'Huez or hitting the MTB park.
7 days riding in Europe from £16.85.

Why choose Bikmo Cycle Travel Insurance?

The cycle travel insurance you choose should let you focus on your adventure.
1
Built to ride
We cover almost every type of riding (sorry Mr Macaskill) so there’s options to cover you, your partner and family whether you prefer tarmac, trails or gravel.
2
Great value
Great travel insurance should have comprehensive cover at a fair price. We work with our underwriters to create a cover for each budget and make sure even the base level is built for riding.
3
Driven by passion
We live to ride so we had to build cycle travel insurance that lived up to our passion. Match it up with a Bikmo Cycle Insurance policy for maximum cover.
1
Built to ride
We cover almost every type of riding (sorry Mr Macaskill) so there’s options to cover you, your partner and family whether you prefer tarmac, trails or gravel.
2
Great value
Great travel insurance should have comprehensive cover at a fair price. We work with our underwriters to create a cover for each budget and make sure even the base level is built for riding.
3
Driven by passion
We live to ride so we had to build cycle travel insurance that lived up to our passion. Match it up with a Bikmo Cycle Insurance policy for maximum cover.

OUR TRAVEL POLICIES

STANDARD
PREMIER
PREMIER PLUS

OUR TRAVEL POLICIES

none
Cancellation and Curtailment
Emergency Medical and Repatriation Expenses
Emergency Dental Treatment
Hospital Benefit
Personal Possessions and Baggage
Personal Possessions and Baggage (Single Item Limit)
Valuables Limit
Delayed Baggage
Cash Limit
Loss of Passport
Travel Delay
Abandonment
Missed Departure
Permanent Total Disablement
Loss of Limb(s) / Eye(s)
Death
Death (over the age of 75)
Personal Liability
Legal Expenses
Ski Equipment (Owned)
Ski Equipment (Single Item Limit)
Ski Equipment (Hired)
Ski Hire
Ski Pass
Piste Closure
Avalanche or Landslide
+ VIEW ALL BENEFITS

STANDARD

For those travellers who need all the basics covered.
BENEFITS
BENEFIT
EXCESS
Cancellation and Curtailment
£ 1,000
£ 130
Emergency Medical and Repatriation Expenses
£ 3m
£ 130
Emergency Dental Treatment
£ 250
£ 130
Hospital Benefit
£500 Max
Nil
Personal Possessions and Baggage
£ 750
£ 130
Personal Possessions and Baggage (Single Item Limit)
£ 100
£ 130
Valuables Limit
£ 100
£ 130
Delayed Baggage
£100 Max
Nil
Cash Limit
£ 100
£ 130
Loss of Passport
£ 150
£ 130
Travel Delay
£100 Max
Nil
Abandonment
£ 1,000
£ 130
Missed Departure
£ 500
£ 130
Permanent Total Disablement
£10,000
Nil
Loss of Limb(s) / Eye(s)
£10,000
Nil
Death
£10,000
Nil
Death (over the age of 75)
£1,500
Nil
Personal Liability
£ 1m
£ 200
Legal Expenses
£ 25,000
£ 130
Ski Equipment (Owned)
£ 500
£ 130
Ski Equipment (Single Item Limit)
£250
Nil
Ski Equipment (Hired)
£ 250
£ 130
Ski Hire
£200 Max
Nil
Ski Pass
£300 Max
Nil
Piste Closure
£200 Max
Nil
Avalanche or Landslide
£250 Max
Nil
+ VIEW ALL BENEFITS

PREMIER

Cover for adventurers needing that little bit extra.
BENEFITS
BENEFIT
EXCESS
Cancellation and Curtailment
£ 2,000
£ 110
Emergency Medical and Repatriation Expenses
£ 5m
£ 110
Emergency Dental Treatment
£ 250
£ 110
Hospital Benefit
£500 Max
Nil
Personal Possessions and Baggage
£ 1,000
£ 110
Personal Possessions and Baggage (Single Item Limit)
£ 150
£ 110
Valuables Limit
£ 150
£ 110
Delayed Baggage
£100 Max
Nil
Cash Limit
£ 100
£ 110
Loss of Passport
£ 150
£ 110
Travel Delay
£100 Max
Nil
Abandonment
£ 2,000
£ 110
Missed Departure
£ 750
£ 110
Permanent Total Disablement
£10,000
Nil
Loss of Limb(s) / Eye(s)
£10,000
Nil
Death
£10,000
Nil
Death (over the age of 75)
£1,500
Nil
Personal Liability
£ 2m
£ 200
Legal Expenses
£ 25,000
£ 110
Ski Equipment (Owned)
£ 500
£ 110
Ski Equipment (Single Item Limit)
£250
Nil
Ski Equipment (Hired)
£ 250
£ 110
Ski Hire
£200 Max
Nil
Ski Pass
£300 Max
Nil
Piste Closure
£200 Max
Nil
Avalanche or Landslide
£250 Max
Nil
+ VIEW ALL BENEFITS

PREMIER PLUS

Our highest level cover for explorers wanting the best of everything.
BENEFITS
BENEFIT
EXCESS
Cancellation and Curtailment
£ 5,000
£ 100
Emergency Medical and Repatriation Expenses
£ 10m
£ 100
Emergency Dental Treatment
£ 500
£ 100
Hospital Benefit
£500 Max
Nil
Personal Possessions and Baggage
£ 2,000
£ 100
Personal Possessions and Baggage (Single Item Limit)
£ 300
£ 100
Valuables Limit
£ 300
£ 100
Delayed Baggage
£100 Max
Nil
Cash Limit
£ 200
£ 100
Loss of Passport
£ 250
£ 100
Travel Delay
£100 Max
Nill
Abandonment
£ 5,000
£ 100
Missed Departure
£ 1,000
£ 100
Permanent Total Disablement
£25,000
Nil
Loss of Limb(s) / Eye(s)
£25,000
Nil
Death
£25,000
Nil
Death (over the age of 75)
£1,500
Nil
Personal Liability
£ 2m
£ 200
Legal Expenses
£ 25,000
£ 100
Ski Equipment (Owned)
£ 1,000
£ 100
Ski Equipment (Single Item Limit)
£500
Nil
Ski Equipment (Hired)
£ 300
£ 100
Ski Hire
£200 Max
Nil
Ski Pass
£300 Max
Nil
Piste Closure
£200 Max
Nil
Avalanche or Landslide
£250 Max
Nil
+ VIEW ALL BENEFITS

What our customers are saying

4.6 / 5
Independent rating based on 667 reviews.
Great value
Great service and value for money
Very good
Good and quick to set up
Genuinely amazed at the speed of service.
The website was clear and informative, which helped our decision to buy two bike locks. Only downside was I had to have a bright colour because the black in lar…
Very helpful all personal that I spoke to was patient polite professional
Excellent very patient with me
Good quality cover at a reasonable price.
Easy to follow instructions and good comprehensive cover at a reasonable price.
New to bike insurance.
Was looking for bike insurance and Bikmo fitted the bill. Easy to understand and value for money.

Cycle Travel Insurance FAQs

Do you cover multi-day bikepacking or touring?

Yes – we love a good gravel adventure.

With our Cycle Travel Insurance policy, it depends on the mode of transport for your adventure.

Cycle Touring is an A category activity if it’s mainly road focussed and Mountain Biking is a category C activity if the majority of your tour is offroad.

Both exclude competition/racing, so you’ll need to select Competitive Cycling – Category D if it’s an event. There is also no personal liability cover for any cycling activity.

Cycle theft and accident cover is limited with our specific travel policy so check out a Bikmo Cycle Insurance policy for full peace of mind and coverage for your bike trip – Bikmo Cycle insurance

View Cycle Activities Covered
Do you cover riding sportives in Europe?

Yes – as a company and team dedicated to cycling we had to ensure that Bikmo Travel Insurance covered all the main reasons we travel with a bike.

Sportives are classed as competitive cycling so are categorised as level D – make sure to check this option when you go through our quote process. There is no personal liability cover for competitive cycling – contact the event organiser as they often cover public liability during the event.

Cycle theft and accident cover is limited with our specific travel policy so check out a Bikmo Cycle Insurance policy for full peace of mind and coverage for your bike trip – Bikmo Road Cycle insurance

View Cycle Activities Covered
I’m heading to Majorca for a triathlon – can you cover me?

Yes – Triathlon is a category D activitity and this excludes personal liability cover. Contact the event organiser, as they often cover public liability during the event.

Cycle theft and accident cover is limited with our specific travel policy so check out a Bikmo Triathlon Insurance policy for full peace of mind and coverage for your bike trip.

It’s designed specifically for triathletes, includes transition area cover, wetsuits and Garmin – Bikmo Triathlon Insurance

View Activities Covered
Do you cover riding trails and park in the Alps?

Yes – many of the team live in and love the alps and the rest travel there often.

Mountain biking is a category C activity excluding competition/racing. If you’re going to ride an event then you’ll need to select Competitive Cycling which is a category D activity. Both exclude personal liability cover.

Cycle theft and accident cover is limited with our specific travel policy so check out a Bikmo Cycle Insurance policy for full peace of mind and coverage for your bike trip – Bikmo MTB insurance

 

View Activities Covered