READY-TO-ROAM CYCLE INSURANCE
Cycle insurance for riders who care about the places we ride | 50% discount on additional bikes
POLICY BENEFITS
Theft + vandalism
Argh, did your prized bike get stolen? It happens and that’s why we’re here, just make sure you comply with our locking requirements.
Accidental Damage
Everyone crashes, even the pros. Our policies can cover you for damage you inflict on your bike so you can get back up and keep on riding. Bicycle insurance designed for a cyclist’s needs.
Clothing + helmets
We know you can wear the same value as your bike cost, so we cover clothing and headgear, as standard. You just need to sort out the gravel rash…
Accessories
Gadget geek? We cover bike accessories as standard, so your Garmin, lights, power meter are included. Battery life and performance not included. Limits apply.
£2m Public liability
On the commute, club run or sportive, if you’re at fault when out riding and things go wrong, Bikmo is here for you up to the value of £2 million + defence costs too. Still, we recommend staying upright.
Personal accident
Even the best and most careful riders can crash. Our personal accident cover will pay out £20k for life-changing injuries, and up to £1.5k for optical and dental injuries sustained whilst riding your bike.
OUR COVER LEVELS
GO
PLUS
RACE
OUR COVER LEVELS
Theft
Accidental Damage
£250 or 10% clothing & headgear
£250 or 10% accessories
365 day worldwide cover
£250k legal expenses cover
£2 million public liability
£25k personal accident
£6,250 medical expenses
£3,125 counselling expenses
£1,250 dental injury
£625 optical injury
Road, criterium u0026amp; circuit racing
Race fee cover
50% multi-bike discount
£500 or 10% bike box cover
£150 Returning home cover
£500 Alternative cycle hire
Sportive cover
Family u0026amp; friends
New-for-old
Excess-free Bikmo replacement option
24/7 cycle hangar parking
Vandalism
0% interest monthly payments
+ VIEW ALL BENEFITS
GO
For riders looking to cover the essentials.
Theft
Accidental Damage
£250 or 10% clothing & headgear
£250 or 10% accessories
365 day worldwide cover
£250k legal expenses cover
£2 million public liability
£25k personal accident
£6,250 medical expenses
£3,125 counselling expenses
£1,250 dental injury
£625 optical injury
Road, criterium u0026amp; circuit racing
Race fee cover
£250
50% multi-bike discount
£500 or 10% bike box cover
£150 Returning home cover
£500 Alternative cycle hire
Sportive cover
Family u0026amp; friends
New-for-old
Excess-free Bikmo replacement option
24/7 cycle hangar parking
Vandalism
0% interest monthly payments
+ VIEW ALL BENEFITS
PLUS
For riders wanting personal cover, as well as for their bikes.
Theft
Accidental Damage
£250 or 10% clothing & headgear
£250 or 10% accessories
365 day worldwide cover
£250k legal expenses cover
£2 million public liability
£25k personal accident
£6,250 medical expenses
£3,125 counselling expenses
£1,250 dental injury
£625 optical injury
Road, criterium u0026amp; circuit racing
Race fee cover
£500
50% multi-bike discount
£500 or 10% bike box cover
£150 Returning home cover
£500 Alternative cycle hire
Sportive cover
Family u0026amp; friends
New-for-old
Excess-free Bikmo replacement option
24/7 cycle hangar parking
Vandalism
0% interest monthly payments
+ VIEW ALL BENEFITS
RACE
For riders who race tarmac too; cover for road and crit racers.
Theft
Accidental Damage
£250 or 10% clothing & headgear
£250 or 10% accessories
365 day worldwide cover
£250k legal expenses cover
£2 million public liability
£25k personal accident
£6,250 medical expenses
£3,125 counselling expenses
£1,250 dental injury
£625 optical injury
Road, criterium u0026amp; circuit racing
Race fee cover
£1000
50% multi-bike discount
£500 or 10% bike box cover
£150 Returning home cover
£500 Alternative cycle hire
Sportive cover
Family u0026amp; friends
New-for-old
Excess-free Bikmo replacement option
24/7 cycle hangar parking
Vandalism
0% interest monthly payments
+ VIEW ALL BENEFITS
WHY CHOOSE BIKMO
01
Quick and reliable
Making an online claim is easy and we typically settle claims within 1-3 days.
02
Supports local
We can replace or repair through your chosen bike shop with no claim excess. Good for you, and your local.
03
We ride too
Our sole focus is helping people ride more. Everyone here loves riding bikes too, so this comes naturally to us.
01
Quick and reliable
Making an online claim is easy and we typically settle claims within 1-3 days.
02
Supports local
We can replace or repair through your chosen bike shop with no claim excess. Good for you, and your local.
03
We ride too
Our sole focus is helping people ride more. Everyone here loves riding bikes too, so this comes naturally to us.
What our customers are saying
Independent rating based on 286 reviews.
Get in touch
If you have more questions or want to talk bikes, we’d love to hear from you. Call us: 01244 470 337 Email us: support@bikmo.com You can also check out our FAQs below.
Frequently asked questions
Can I insure my family’s bikes on the same policy?
Yes, as long as all family members are resident so the same address on your policy.
Can I insure an e-bike?
Yes, we do insure electric bikes. This includes MTB, road, hybrid and Brompton Electric bikes, providing that the e-bike meets the requirements of the Road Traffic Act.
Can I insure multiple bikes?
Yes, you can insure additional bikes from any discipline. You’ll also benefit from up to 50% multi-bike savings if you add more bikes to your policy.
How should I lock my bike?
Always lock your bike through the frame to an immovable object with a Gold or Diamond Sold Secure rated lock. Ensure the lock follows our locking requirements.
Locking requirements
