Brompton insurance

Ready-to-ride cover
for your Brompton

Save 25% on Brompton insurance
+ 14 days free insurance with new Brompton bikes

BROMPTON OWNERS POLICY BENEFITS

Theft + vandalism

Argh, did your prized bike get stolen? It happens and that’s why we’re here, just make sure you comply with our locking requirements.

Accidental Damage

Everyone crashes, even the pros. Our policy covers you for damage to your bike so you can get back on the saddle and keep on riding.

Clothing + helmets

We know you can wear the same value as your bike cost, so we cover clothing and headgear, as standard. You just need to sort out the gravel rash…

Courtesy Brompton

If you’re Brompton-less whilst we sort out your claim, we’ll ship you one of our Courtesy Bikes right away.. a nice 3SL.

£2m Public liability

On the commute, club run or sportive, if you’re at fault when out riding and things go wrong, Bikmo is here for you up to the value of £2 million + defence costs too. Still, we recommend staying upright.

Personal accident

Even the best and most careful Brompton riders can crash. Our personal accident cover will pay out £20k for life-changing injuries, and up to £1.5k for optical and dental injuries sustained whilst riding your bike.

OUR COVER LEVELS

GO
PLUS
RACE

OUR COVER LEVELS

Theft & accidental damage
£250 or 10% clothing & headgear
£250 or 10% accessories
365 day worldwide cover
£100k legal expenses cover
Courtesy Brompton
£2 million public liability
£20k personal accident
£5,000 medical expenses
£2,500 counselling expenses
£1,000 dental injury
£500 optical injury
Road, criterium & circuit racing
Race fee cover
50% multi-bike discount
£500 or 10% bike box cover
£150 Returning home cover
£500 Alternative cycle hire
Sportive cover
Family & friends
New-for-old
Excess-free Bikmo replacement option
24/7 cycle hangar parking
Vandalism
0% interest monthly payments
+ VIEW ALL BENEFITS

GO

For riders looking to cover the essentials.
Theft & accidental damage
£250 or 10% clothing & headgear
£250 or 10% accessories
365 day worldwide cover
£100k legal expenses cover
Courtesy Brompton
£2 million public liability
£20k personal accident
£5,000 medical expenses
£2,500 counselling expenses
£1,000 dental injury
£500 optical injury
Road, criterium & circuit racing
Race fee cover
£250
50% multi-bike discount
£500 or 10% bike box cover
£150 Returning home cover
£500 Alternative cycle hire
Sportive cover
Family & friends
New-for-old
Excess-free Bikmo replacement option
24/7 cycle hangar parking
Vandalism
0% interest monthly payments
+ VIEW ALL BENEFITS

PLUS

For riders wanting personal cover, as well as for their bikes.
Theft & accidental damage
£250 or 10% clothing & headgear
£250 or 10% accessories
365 day worldwide cover
£100k legal expenses cover
Courtesy Brompton
£2 million public liability
£20k personal accident
£5,000 medical expenses
£2,500 counselling expenses
£1,000 dental injury
£500 optical injury
Road, criterium & circuit racing
Race fee cover
£500
50% multi-bike discount
£500 or 10% bike box cover
£150 Returning home cover
£500 Alternative cycle hire
Sportive cover
Family & friends
New-for-old
Excess-free Bikmo replacement option
24/7 cycle hangar parking
Vandalism
0% interest monthly payments
+ VIEW ALL BENEFITS

RACE

For riders who race tarmac too; cover for road and crit racers.
Theft & accidental damage
£250 or 10% clothing & headgear
£250 or 10% accessories
365 day worldwide cover
£100k legal expenses cover
Courtesy Brompton
£2 million public liability
£20k personal accident
£5,000 medical expenses
£2,500 counselling expenses
£1,000 dental injury
£500 optical injury
Road, criterium & circuit racing
Race fee cover
£1000
50% multi-bike discount
£500 or 10% bike box cover
£150 Returning home cover
£500 Alternative cycle hire
Sportive cover
Family & friends
New-for-old
Excess-free Bikmo replacement option
24/7 cycle hangar parking
Vandalism
0% interest monthly payments
+ VIEW ALL BENEFITS

WHY CHOOSE BIKMO

01
Quick and reliable
Making an online claim is easy. 98% of claims are approved with our underwriter Hiscox, usually within 3 days.
02
Courtesy Brompton
Life without your Brompton can be tough. That’s why we offer a 3SL courtesy Brompton, complete with luggage bracket!
03
We ride too
Our sole focus is helping people ride more. Everyone here loves riding bikes too, so this comes naturally to us.
01
Quick and reliable
Making an online claim is easy. 98% of claims are approved with our underwriter Hiscox, usually within 3 days.
02
Courtesy Brompton
Life without your Brompton can be tough. That’s why we offer a 3SL courtesy Brompton, complete with luggage bracket!
03
We ride too
Our sole focus is helping people ride more. Everyone here loves riding bikes too, so this comes naturally to us.

Policy documents

Here is everything you need to understand your policy

Policy wording

Policy wording

The policy wording highlights, in detail, everything that you need to know in regards to your Bikmo cycle insurance policy.
View + download

IPID

IPID

The Insurance Product Information Document covers, in brief, the key benefits and limitations of your Bikmo cycle insurance policy.
View + download
Underwritten by

Hiscox

Hiscox have over 100 years of experience in speciality risk including ocean liners and inter-planetary probes so are perfectly positioned to cover your bikes.

What our customers are saying

4.5 / 5
Independent rating based on 294 reviews.
Quick and detailed questions
Was easy to fill in, very detailed and informative. Emails where quick when taking out the policy so very reassuring….
So far so good
So far, so good. Bikmo members have explained what I need to document upon insurance and answered my questions. There is also video content with information on …
Simple to use
Simple to use platform
Bike=Quick, Simplistic and Efficient
Found the site, easy, clear and quiet directive. So got myself sorted with some insurance for I was looking for….
An Insurance for everything
Looks like a great insurance for myself and my ebike, it covers everything and more. Great price for the year, thank you. Not used (hope it pays when needed)…
Value for money
Exceptional value for money and simple toapply

Get in touch

If you have more questions or want to talk bikes, we’d love to hear from you.

Call us: 01244 470 667
Email us: brompton@bikmo.com

You can also check out our FAQs below.
bikmo online video chat

Frequently asked questions

Do I get a discount for insuring a Brompton?

Yes, you get a 25%* discount when you insure your Brompton with Bikmo. This is automatically applied. *Minimum premium applies.

Can I insure another bike which is not a Brompton?

Yes, you can insure additional bikes from any discipline. You’ll also benefit from up to 50% multi-bike savings if you add more bikes to your policy.

How should I lock my Brompton?

Always lock your Brompton through the frame to an immovable object with a Sold Secure rated lock. Ensure the lock follows our locking requirements.

Locking requirements
How will you replace my Brompton if I make a claim?

If you make a claim and it’s approved, we’ll arrange your replacement directly with Brompton. If a replacement isn’t available, a cash settlement for the full cost of the Brompton will be sent to you.

Can I insure an electric Brompton?

Yes, we insure all types of electric bikes. This includes MTB, road, hybrid and Brompton Electric bikes, providing that the e-bike meets the requirements of the Road Traffic Act. You’ll also still benefit from the 25% discount we apply to Bromptons.