25% Brompton User Discount + 25% E-Bike Discount + 50% Off Extra Bikes with Bikmo

30 Days Free Insurance With New Bromptons

Yes, you get a 25%* discount when you insure your Brompton with Bikmo. This is automatically applied. *Minimum premium applies.

Yes, you can insure additional bikes from any discipline. You’ll also benefit from up to 50% multi-bike savings if you add more bikes to your policy.

Always lock your Brompton through the frame to an immovable object with a Gold or Diamond Sold Secure rated lock. Ensure the lock follows our locking requirements.

If you make a claim and it’s approved, we’ll arrange your replacement directly with Brompton. If a replacement isn’t available, a cash settlement for the full cost of the Brompton will be sent to you.

Yes, we insure all types of electric bikes. This includes MTB, road, hybrid and Brompton Electric bikes, providing that the e-bike meets the requirements of the Road Traffic Act. You’ll also benefit from a further 25% discount on Brompton Electric models.

Yes – with your Bikmo insurance policy you can insure your bike irrespective of age, brand, model, upgrades or whether you are the original owner.

You need to decide on a value against which to insure your bicycle, and that’s the value you’ll pay your premium on. If you’re unsure as to the value of your bike, your local independent bike shop should be able to help you, or you could base the value on the cost of a current like-for-like equivalent model and parts.

What we look for with our policy is proof of ownership rather than proof of purchase, which can come in a number of forms.

A purchase receipt is the most obvious example of this, but we can accept a photo (with a time and date stamp), a bank statement showing the purchase, or other information relating to the ownership of the bike/item being transferred to you.

There’s no limit on new for old with every Bikmo bike insurance policy, so it doesn’t matter if the bike is 3, 5 or 10 years old, you choose the value to insure for, and you’ll pay a premium based on that value.

We always recommend insuring for the current replacement value, and the value you state is the maximum value you’ll receive in the event of a total loss and successful claim.

So, if it’s a custom build or you’ve upgraded parts, simply add up the sum of the bike and parts, including pedals, with what it would cost to purchase them at today’s RRP, as doing this ensures that you’ll have enough cover if you need to make a claim.

Yes – you can make as many changes and as often as you wish to the insured values/bikes on your Bikmo Cycle Insurance policy, with no fees for doing so, you just pay for the change in premium if there’s an increase. So if you’ve bought a new bike or treated yourself to a groupset upgrade, make sure your covered for the right amount.

If you’ve moved house, you can update your address too.

All of your adjustments can be made in your Bikmo Cloud account 24/7 – get in touch via our Contact page if you have any specific questions.

Yes – all Bikmo bike insurance policies cover your bikes whilst in transit when you travel with it by train, boat or plane. However you’ll need a GO or PLUS policy to cover accidental damage in transit.

Airlines generally only ever pay up to £1400 for any items damaged or lost in transit and you could be tied up in a waiting list to get your bike repaired. So we’ll repair or replace your bike regardless of the outcome of airline compensation.

Check out our travel policy if you need extended cover for your travels and make sure to see which cycling activity level is required.

Home and contents insurance can often differ to specialist cycle insurance so it’s important you check the policy wording carefully. Typical exclusions with home insurance policies include low maximum bike value, no cover away from home, no accidental damage cover, and no clothing + gear cover.

But with Bikmo? We have you covered because we know what cyclists need.