14 days free insurance

FREE INSURANCE FOR YOUR NEW BIKE

14 days free insurance for bikes
up to 7-days old.
No payment details or auto-renewal.

How it works

Activate your insurance
Activate your policy within 7 days of purchasing or receiving your bike. Cover only begins once activated.
Ride insured
Enjoy riding your new bike worry-free. We’ll send you an email with your cover and policy details.
Extend your cover
Purchase a full policy at any time to stay covered, or let your cover expire and you won’t be charged a penny.
Activate your insurance
Activate your policy within 7 days of purchasing or receiving your bike. Cover only begins once activated.
Ride insured
Enjoy riding your new bike worry-free. We’ll send you an email with your cover and policy details.
?
Extend your cover
Purchase a full policy at any time to stay covered, or let your cover expire and you won’t be charged a penny.

FREE vs FULL COVER LEVELS

14-DAYS FREE
FULL (PLUS)

FREE vs FULL COVER LEVELS

Theft & accidental damage
Vandalism
Sportive cover
Excess-free Bikmo replacement option
24/7 cycle hangar parking
£250 or 10% clothing & headgear
£250 or 10% accessories
365 day worldwide cover
£2 million public liability
£100k legal expenses cover
£20k personal accident
£5,000 medical expenses
£2,500 counselling expenses
£1,000 dental injury
£500 optical injury
Race fee cover
50% multi-bike discount
£500 or 10% bike box cover
£150 Returning home cover
£500 Alternative cycle hire
+ VIEW ALL BENEFITS

14-DAYS FREE

Essential cover courtesy of Bikmo, because we know what new bike day feels like. Get covered, and get out there.
Theft & accidental damage
Vandalism
Sportive cover
Excess-free Bikmo replacement option
24/7 cycle hangar parking
£250 or 10% clothing & headgear
£250 or 10% accessories
365 day worldwide cover
£2 million public liability
£100k legal expenses cover
£20k personal accident
£5,000 medical expenses
£2,500 counselling expenses
£1,000 dental injury
£500 optical injury
Race fee cover
£0
50% multi-bike discount
£500 or 10% bike box cover
£150 Returning home cover
£500 Alternative cycle hire
+ VIEW ALL BENEFITS

FULL (PLUS)

Comprehensive cover for you, your bikes and kit. Designed for all riders from commuters to enthusiasts.
Theft & accidental damage
Vandalism
Sportive cover
Excess-free Bikmo replacement option
24/7 cycle hangar parking
£250 or 10% clothing & headgear
£250 or 10% accessories
365 day worldwide cover
£2 million public liability
£100k legal expenses cover
£20k personal accident
£5,000 medical expenses
£2,500 counselling expenses
£1,000 dental injury
£500 optical injury
Race fee cover
£500
50% multi-bike discount
£500 or 10% bike box cover
£150 Returning home cover
£500 Alternative cycle hire
+ VIEW ALL BENEFITS
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Free insurance policy documents

Here is everything you need to understand your free insurance policy

Free insurance policy wording

Free insurance policy wording

The policy wording highlights, in detail, everything that you need to know in regards to your Bikmo cycle insurance policy.
View + download

Free insurance IPID

Free insurance IPID

The Insurance Product Information Document covers, in brief, the key benefits and limitations of your Bikmo cycle insurance policy.
View + download
Underwritten by

Hiscox

Hiscox have over 100 years of experience in speciality risk including ocean liners and inter-planetary probes so are perfectly positioned to cover your bikes.

Frequently asked questions

What happens at the end of the 14 days?

Your free insurance will simply expire at the end of the 14 day period and no payment will be taken – we don’t take your payment details.

We’ll send reminders to let you know when your cover ends and, at any time, you have the option to take out a full policy with Bikmo so that you stay insured.

How can you give away free insurance?

We want to help riders enjoy their new bike worry-free, and by giving away free insurance we allow people to do so.

Hopefully you like what you see with Bikmo, and you choose to stay insured by taking out a full policy. If not, don’t worry, there’s no charge and we won’t spam you into submission like you might think!

What will happen if my bike is stolen or damaged?

If you accidentally damage your bike, or it’s stolen, during the 14 day free insurance period, we will either repair or replace your bike. If we replace your bike this will be new-for-old.

Will you charge me any excess on the claim?

No. Claims under your free insurance are excess-free.

What our customers are saying

4.6 / 5
Independent rating based on 258 reviews.
Very easy and clear would recommend
Really good prices and so far so good
Very straightforward
Very easy and a fair price to insure two electric bikes. However as always its only when you need to make a claim that an insurance company’s performance real…
Gocycle G4i insurance. Not a problem. Straight forward
Easy and straightforward forms to complete. No hassle. Clear and what was needed from a bike lock
Gave me exactly what I needed
Easy to use site. Good information Easy to set up appropriate insurance. Offered what I wanted
All good so far.
The process for purchasing insurance was simple and straightforward.
Easy to use, with a good range of options
Easy to use, with a good range of options. Thanks for the 14 days free insurance! Overall, it’s more expensive than I was expecting, but the insurance includes …

Get in touch

If you have more questions or want to talk bikes, we’d love to hear from you.

Call us: 01244 470 337
Email us: hello@bikmo.com

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