Ultimate insurance for when you're next racing or riding away, whether that's gravel, road or MTB.

Including cover options for escorted trips cycling at altitudes over 2500m, and activities with a little more adventure.

Save 10% on travel insurance with the code SADDLESKEDADDLE

Simply use the code SADDLESKEDADDLE when heading to checkout.*

*Discount only available when purchasing through Bikmo direct. This offer is only available to Saddle Skedaddle customers. Discount does not apply to any additional premium for pre-existing medical conditions. This discount is only available to new travel insurance policies and must be added at time of purchase. You can enter the discount code at the quote page, by clicking Add a Promo Code  and inputting the promotion code above. Bikmo deserves the right to end this promotion at any time before the expiration of the discount code. If the promotion is ended ahead of the expiration, you will be notified.

Yes – we cover escorted trips and holidays on established, documented paths / tracks / mapped routes.

This includes both on and off road up to an altitude of 5,000 metres and are covered in Additional Activities Category 3.

During these rides, there is no cover for Personal liability.

Cycle theft and accident cover is limited with our specific travel policy so check out a Bikmo Cycle Insurance policy for full peace of mind and coverage for your bike trip – Bikmo Cycle insurance

You should contact the Emergency Helpline as soon as you can for any advice and to arrange assistance.

ETI Emergency Assistance
24 hours, 7 days a week

Tel: +44 (0) 1403 788 719 (from anywhere except the USA, Canada or Mexico)
Tel: +1-844-780-0494 (toll free from the USA or Canada)
Tel: 00 1 819 780 0494 (from Mexico)
Email: operations@maydayassistance.com

For non-emergency claims, please use the following contact details:

ETI Claims Service (non-emergency claims)
Monday to Friday, 9am-5pm

Tel: +44 (0) 1403 788 720
Email: enquiries@ergo-ias.co.uk

If you require travel insurance and you or any person covered under the same policy has a pre-existing medical condition, it is possible you may fall into one of the following categories:

• You have been refused travel insurance because of a medical condition.
• An existing policy has been cancelled or amended because of a medical condition.
• You have been offered insurance, but your medical condition has been excluded.
• You have been offered insurance with a high additional premium because of your medical condition.

Please contact Jackson Lee Underwriting on 0330 111 4078 in the first instance to discuss your requirements.

If in any event they are unable to assist you may wish to consider contacting a specialist travel insurance provider that may be able to assist you. Please follow this link to the MoneyHelper Travel Insurance Directory

About this directory:  They can’t provide quotes – but they can direct you to specialist firms that can. All firms are authorised and regulated by the Financial Conduct Authority (FCA) and have been through a rigorous selection process to prove their specialism.

The link provided is an external link to a publicly available directory that only lists firms that provide, or arrange, travel insurance policies that cover more serious medical conditions.

Yes – as a company and team dedicated to cycling we had to ensure that Ultimate Bikmo Travel Insurance covered all the main reasons we travel with a bike.

Depending on the organiser, Sportives can often be classed as ‘competitive’ events.

As a guideline, if the event is:

• called a race
• defined as competitive by the organiser
• ranked by result or for which any prize or competitive score is awarded

then it’s covered by this Ultimate Bikmo Travel Insurance policy.

Cycle theft and accident cover is limited with our specific travel policy so check out a Bikmo Cycle Insurance policy for full peace of mind and coverage for your bike trip – Bikmo Road Cycle insurance

Yes – Marathons are covered on the policy.

Whenever you travel abroad, there are certain scenarios that you may require cover for, such as:

• Travel delays & cancellations
• Lost baggage, passport & money
• Medical treatment & hospital stays

You may also be considering taking part in adventurous activities that are more risky than just relaxing by the pool, such as:

• Cycling
• Hill walking
• Skiing

With a Bikmo Travel Insurance policy, should something happen and you require medical treatment after taking part in an included activity, then you would be covered for associated medical costs up to the insured value.

Now, if you were to take your own bike with you on holiday, this is where the Bikmo Cycle Insurance policy provides cover.

If you were to have a fall on a tricky descent and you damaged your wheels, shifters, saddle, shorts and helmet, you would have the following cover:

• Accidental damage to the bike
• Accidental damage to clothing
• Alternative cycle hire

Provided your road rash isn’t too sore, this would allow you to hire a bike to continue exploring, and then claim for damage to your own bike & kit when you return.

For a quick quote, head over to Bikmo Cycle Insurance

Simply select this under your main sports activity at checkout.