Protection for your social, leisure, campaign, or community group and affiliated groups.

Cover of up to £10 million for claims made against you as the ride leader or event organiser resulting from loss, injury or damage suffered by others as a result of your negligence.

Organisers’ Liability cover, which can be obtained by affiliating to Cycling UK.

Yes, cover is available for world-wide travel excluding USA/Canada. For travel to USA/Canada please contact Bikmo and we may be able to assist.

If it is deemed that you are organising a ‘package’ i.e. booking travel and accommodation, you may be subject to The Package Travel, Package Holidays and Package Tours Regulations 1992. Seek advice from the Department for Trade and Industry.

The Insurance Guidance Sheet states that the maximum number of ‘guests’ on any Cycling UK ride should not exceed 10 and non-members should not ride with a Group more than 3 times before being asked to join.

For Cycling UK Member Groups, but not affiliated clubs, the 10 non-member limit is only a guideline. If more than ten non-members turn up on a ride, then they should not be turned away, but ride leaders should be aware of all the guidance available on leading a ride; ensure that they are comfortable with the number of non-members on the ride and that entry forms for each rider have been completed. It is expected that in running a beginners’ ride, the Member Group will have experienced ride leaders and helpers available to make sure that both Cycling UK members and the guest non-members can participate happily and safely in the ride.

An experienced rider could lead the ride and Cycling UK should be advised as soon as practicable.

Contact Bikmo for advice.

Currently, this is unavailable to residents outside the UK.

No, time trials are specifically excluded from cover. Contact Bikmo Limited 01244 727100 who may be able to assist.

Affiliated bodies may organise ‘events’ which are rides for both members and the public. You are covered for rides/events providing it involves fewer than 200 riders. For events involving more than 200 riders, you must advise Cycling UK of the details in advance of the event by completing an event registration form. You are covered for rides/events which are sportives, touring competitions, reliability events, Audax events, and in record breaking. You are not covered for any form of competitive cycling including time trials or mass start races.

Yes. You can affiliate a registered company for Cycling Activities only (such as a company organised charity ride). This does not replace the normal business insurance any company would require. Contact Bikmo Limited on 01244 727100 if you wish to arrange Public Liability cover for a company, they may be able to help.

In general, yes, but the cover available to Member Groups is wider.

Cycling UK Member Groups must use the approved Cycling UK entry form. Affiliated groups may use their own version, providing it includes the same questions as the Cycling UK form. Organisations registered as a Cycling UK Affiliated Group under the SHIFT programme in Scotland must register their Ride Leaders with Cycling UK, confirm attendance at a Ride Leader course and ensure all rides/events are run in accordance with any guidance issued by Cycling UK.

Full guidance on children and young people participating in Cycling UK activities is set out in Cycling UK‘s library of resources for event organisers. Essentially, the guidelines are that anyone under the age of 13 should be accompanied by a parent or responsible adult and those between 13 and 18 must have a signed parental consent form.

Yes. The event entry form can be found in our library of resources.

Yes – A Doctor Bike check will include looking at and adjusting brakes, tyres, gears and checking the general road-worthiness of a bike, however, no mechanical or electrical repair work should be undertaken.

Yes, but on the condition that the ride leader has received formal training as a first-aider.

Yes. Organisations registered as a Cycling UK Affiliated Group under the SHIFT programme in Scotland must ensure a regular maintenance schedule is in place for all the cycles they own. If an organisation is using a third party to provide cycles then participants must be covered by the suppliers’ own insurance.

Yes. Volunteers and Ride Leaders with the appropriate training are able to carry out the following additional activities:

• Doctor Bike checks
• Adjusting/servicing, but not replacing, headsets
• Basic bike trail maintenance, including the pruning/tidying/clearing of vegetation from trails only (excluding the use of any chainsaws or heavy equipment)