EXPLORE PROTECTED
Cycle insurance with Caravan, Motorhome and Campervan owners needs in mind.
12 Months For The Price Of 11 + 25% E-Bike Discount + 50% Off Extra Bikes with Bikmo
As featured in
Protect your ride
Specialist cycle insurance for Club members, built by cyclists – whether it’s road bike, mountain bike, e-bike or city bike, we’ve got your back.
1
No fuss
No small print
No small print
Enhanced exclusively for The Club, our flexible policy covers bikes in locked vehicles and caravans, on bike racks, and even locked to your caravan or trailer.
2
No hidden costs
One transparent price. No admin fees, new depreciation on value of bikes, and a 50% discount on additional bikes. Fair coverage for a fair price.
3
No penalties when you claim
No price increases or penalties when you claim, and plenty of coverage away from home, unlike bikes insured on home insurance.
1
No fuss
No small print
No small print
Enhanced exclusively for The Club, our flexible policy covers bikes in locked vehicles and caravans, on bike racks, and even locked to your caravan or trailer.
2
No hidden costs
One transparent price. No admin fees, new depreciation on value of bikes, and a 50% discount on additional bikes. Fair coverage for a fair price.
3
No penalties when you claim
No price increases or penalties when you claim, and plenty of coverage away from home, unlike bikes insured on home insurance.
Choose a product that suits your ride
Insure with us to get 12 months for the price of 11 as a Club member, a 25% discount on electric bikes, and a 50% discount on lower value additional bikes added to your policy.
CLIK
Theft only. Excludes damage.
Optional personal cover
upgrades available.
Optional personal cover
upgrades available.
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Theft only
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Accessory and kit insurance
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£250k legal expenses cover
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365 worldwide cover
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Accidental damage
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Public liability, medical + dental
PLUS
Full protection for you,
your bike and the people
around you
your bike and the people
around you
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Theft, accidental damage + vandalism
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Medical, dental + optical
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£25k personal accident
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£2m public liability insurance
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+ everything available with GO and CLIK cover
GO
Theft and damage. Excludes
personal covers.
personal covers.
-
Theft, accidental damage + vandalism
-
Accessory and kit insurance
-
£250k legal expenses cover
-
365 worldwide cover
-
Public liability insurance
-
Medical, dental + optical
Always inclusive
With Bikmo cycle insurance your bike is comprehensively protected!
Equipment included
We know you can wear the same value as your bike cost, which is why we also insure your kit, accessories and wearables* as part of your insurance.
Maximum values apply
Returning Home Cover
Snapped frame? Stolen wheel? Miles from the nearest station? We’ll cover your taxi fees if the worst happens when you’re out on a ride.
Bike Insurance abroad and in transit
Pothole damaged your forks? Derailleur damaged on the move? We insure your bike wherever you are in the world. Plus, we’ll cover hire bike fees if you need a replacement.
50% multi-bike discount
Insure all the bikes in your garage with a 50% discount when insuring multiple bikes, with the lowest value bikes benefitting from the discount. Bikmo insures the bike, not the rider, so you can insure permanent members of your household on the same policy.
What our customers are saying
Independent rating based on 300 reviews.
Frequently asked questions
How can I secure my bikes whilst travelling under your policy?
Our policy covers:
- Bikes locked to bike racks mounted to your vehicle, caravan or trailer; *
- Bikes secured in a caravan or motorhome providing it is locked when unattended.
- Bikes locked to your caravan or trailer, providing it is on a point which is immovable eg. the a-frame. *
* this cover is provided exclusively for customers purchasing their policy via this Caravan and Motorhome Club branded site.
Can I insure multiple bikes?
Yes, you can insure additional bikes from any discipline. You’ll also benefit from up to 50% multi-bike savings if you add more bikes to your policy.
How should I lock my bike?
Always lock your bike through the frame to an immovable object with a Gold or Diamond Sold Secure rated lock. Ensure the lock follows our locking requirements.
Locking requirements
Can I insure an electric bike?
Yes, we insure all types of electric bikes. This includes MTB, road, hybrid and folding electric bikes, providing that the e-bike meets the requirements of the Road Traffic Act. You’ll also benefit from the 25% discount we apply to electric bikes.
What is bicycle insurance?
Cycle insurance provides extensive coverage designed specifically for cyclists. It safeguards against theft, accidental damage, and vandalism ensuring both you and your bike are protected whether at home or on the move.
Additional benefits include clothing and accessory coverage, event fee reimbursement, and personal accident support, providing financial security in case of injury.
All Riders
Who’s it for?
Whether you are a family of leisure cyclists or competing regularly, cycle insurance is for anyone who wants to protect their ride. We cover everything from road bikes through to gravel or electric cargo bikes. No matter brand, age and upgrade – Bikmo cycle insurance has you covered.
Pricing
What does it cost?
Bicycle insurance costs depend on the value of your bike/s. Our cover starts from £3.73 a month. If you have more than one bike at your address, you can also add it to the same policy and benefit from our multi-bike discount. That means 50% off additional bikes, taking your highest value bike at full price.
Why choose Bikmo for your cycle insurance?
Sustainability commitment
Our B Corp certification underscores our dedication to sustainability and social responsibility, as we strive to balance profit with the well-being of our customers, team, and the planet. We are also a 1% For The Planet member, meaning 1% of our revenue goes back to causes such as Trash Free Trails and World Bicycle Relief.
25% off E-bikes
With Bikmo, riders get 25% off our bicycle insurance! Our research showed that e-bike riders are safer than non electric bike riders so our discount reflects this. This reduction highlights our commitment to tailored insurance for the growing e-bike market. Minimum premium £3.73/mth applies.
50% off additional bikes
Ride more than one bike or want to insure your family’s bikes too? As long as they are all under the same household, you’ll benefit from 50% off additional bikes added (discount not applied to the highest value bike). Minimum premium £3.73/mth applies.
UK based support
We understand that cycling is more than just a hobby—it’s a passion, a lifestyle, and sometimes even a lifeline. That’s why our UK-based support team is made up of dedicated cyclists just like you. We don’t just provide cycle insurance; we live and breathe the cycling world. So when you reach out to us you’re connecting with fellow riders who genuinely understand your needs.
Bicycle Insurance for all Riders
Our insurance covers all kinds of bicycles, so no matter where you ride, you’re covered.
Road Bikes
From city loops in London to steep climbs in the Lakes, our road bike insurance covers you wherever you ride. You’re protected on long rides, weekend club spins and even when you head abroad for a sportive. Racing? Add road and crit racing cover to our Plus policy.
Electric Bikes
If you’re commuting around town or exploring the trails on an e-MTB, Bikmo will supercharge your ride. As long as your e-bike meets the UK EAPC regulations, you’ll be covered.
Mountain Bikes
Whether you’re riding family trails, tackling enduro stages or sending it downhill, Bikmo’s got you covered – with off-road racing included as standard. Think of it as peace of mind with a little extra suspension.
Gravel Bikes
Whether you’re riding 50:50 on dirt and tarmac, our gravel bike insurance covers your wild adventures. From remote trails to countryside roads, Bikmo’s got your back – with off-road racing cover included as standard.
Cargo Bikes
Designed for commuters, families and cargo bike lovers – including electric cargo bikes. Whether you’re running errands or hauling gear, our cargo bike insurance keeps your ride protected.
And Everything Inbetween
BMX, triathlon bikes, kids’ bikes, custom builds and even para-cycling – no matter what you ride, we’ve got you. If you’re ever unsure, just get in touch.
Get in touch
If you have more questions or want to talk bikes, we’d love to hear from you.
Call us: 01244 470 522
Email us: camc@bikmo.com
You can also check out our FAQs below.
Call us: 01244 470 522
Email us: camc@bikmo.com
You can also check out our FAQs below.
Policy Documentation
Endorsements
Your additional policy benefits when taking out Bikmo cycle insurance through the Club on this page.
