Cycling Ireland Bike Insurance

Take your cover
up a gear

Cycle insurance to protect your passion
+ exclusive savings for Cycling Ireland members

Your policy benefits

Theft + vandalism

Argh, did your prized bike get stolen? It happens and that’s why we’re here, just make sure you comply with our locking requirements.

Accidental Damage

Everyone crashes, even the pros. Our policy covers you for damage to your bike so you can get back on the saddle and keep on riding.

Clothing + helmets

We know you can wear the same value as your bike cost, so we cover clothing and headgear, as standard. You just need to sort out the gravel rash…

Event cover

We cover triathlon, sportives and mountain bike enduros. Massed start road events such as road races, circuit races and criteriums aren’t covered under this policy.

Event fees

You’ve timed your taper to perfection…but if your event is cancelled or you can’t make it due to illness, we’ll cover an event fee of up to €500.

Worldwide cover

Your policy covers up to 90 days riding anywhere in the world, whether you’re exploring the trails or tarmac. Time to book that trip across the Andes, Hawaii, or beat your Alpe d’Huez time.

OUR COVER LEVELS

Annual
Monthly

OUR COVER LEVELS

Theft & accidental damage
€250 or 10% clothing & headgear
€250 or 10% accessories
Worldwide cover
Event fee cover
Up to 50% multi-bike discount
€500 or 10% bike box cover
€150 Returning home cover
Alternative cycle hire
Event cover inc. Tri + Sportives
Family cover
New-for-old
Excess-free Bikmo replacement option
Vandalism
Cancellation
+ VIEW ALL BENEFITS

Annual

Take an annual contract and rest easy for 12 months. One simple payment, no extra costs.
Theft & accidental damage
€250 or 10% clothing & headgear
€250 or 10% accessories
Worldwide cover
90 days
Event fee cover
€500
Up to 50% multi-bike discount
€500 or 10% bike box cover
€150 Returning home cover
Alternative cycle hire
Event cover inc. Tri + Sportives
Family cover
New-for-old
Excess-free Bikmo replacement option
Vandalism
Cancellation
30 days notice
+ VIEW ALL BENEFITS

Monthly

Our rolling monthly contract gives you the freedom to stop and start as you please.
Theft & accidental damage
€250 or 10% clothing & headgear
€250 or 10% accessories
Worldwide cover
90 days
Event fee cover
€500
Up to 50% multi-bike discount
€500 or 10% bike box cover
€150 Returning home cover
Alternative cycle hire
Event cover inc. Tri + Sportives
Family cover
New-for-old
Excess-free Bikmo replacement option
Vandalism
Cancellation
Cancel next month’s cover at anytime
+ VIEW ALL BENEFITS

WHY CHOOSE BIKMO

01
Quick and reliable
Making an online claim is easy. 98% of claims are approved with our underwriter, usually within 3 days.
02
Supports local
We can replace or repair through your chosen bike shop with no claim excess. Good for you, and your local.
03
We ride too
Our sole focus is helping people ride more. Everyone here loves riding bikes too, so this comes naturally to us.
01
Quick and reliable
Making an online claim is easy. 98% of claims are approved with our underwriter, usually within 3 days.
02
Supports local
We can replace or repair through your chosen bike shop with no claim excess. Good for you, and your local.
03
We ride too
Our sole focus is helping people ride more. Everyone here loves riding bikes too, so this comes naturally to us.
bikmo ambassador landing page icon

Your policy documents

Everything you need to understand your policy

Policy wording

Policy wording

The policy wording highlights, in detail, everything that you need to know in regards to your Bikmo cycle insurance policy.
View

IPID

IPID

The Insurance Product Information Document covers, in brief, the key benefits and limitations of your Bikmo cycle insurance policy.
View
Our Ireland underwriter

UNIQA VERSICHERUNG AG

We love underwriters who can support our vision of protecting the world’s cyclists and UNIQA is a perfect fit.

Aside from being based in beautiful Liechtenstein and fast to respond to new opportunities, they also match our values having committed to Net Zero by 2040.

This insurance is arranged and administered by Bikmo and underwritten by UNIQA Versicherung AG with a registered office in Austrasse 46, LI- 9490 Vaduz. They are registered in Vaduz, Liechtenstein in the commercial register under the commercial register number FL-0001.522.928-1.

What our customers are saying

4.6 / 5
Independent rating based on 292 reviews.
Quick and detailed questions
Was easy to fill in, very detailed and informative. Emails where quick when taking out the policy so very reassuring….
So far so good
So far, so good. Bikmo members have explained what I need to document upon insurance and answered my questions. There is also video content with information on …
Simple to use
Simple to use platform
Bike=Quick, Simplistic and Efficient
Found the site, easy, clear and quiet directive. So got myself sorted with some insurance for I was looking for….
An Insurance for everything
Looks like a great insurance for myself and my ebike, it covers everything and more. Great price for the year, thank you. Not used (hope it pays when needed)…
Value for money
Exceptional value for money and simple toapply

Get in touch

If you have more questions or want to talk bikes, we’d love to hear from you.

Call us: 076 8886 022
Email us: hello@bikmo.ie

You can also check out our FAQs below.
bikmo online video chat

Frequently asked questions

Can I insure my bike while I’m still paying my employer back?

Yes, you can insure your bike while you’re paying your employer back. If you’re insured and your bike gets stolen or damaged beyond repair, you will receive a replacement bike or a cash settlement. Meaning you won’t have to worry about paying for a bike you can’t ride.

How do I access the discount?

By clicking on “Get a quote” you benefit from a 5% discount when referred from Bike to Work.

To access a full 7.5% discount, you must be logged in as a Bike to Work user on their website, where the appropriate link will be provided.

Can I insure another bike which was not purchased through Bike to Work?

Yes, you can insure any additional bikes, regardless of discipline. You’ll also benefit up to 50% discount for each additional bike you insure.

Will I still owe my employer if my bike is stolen?

Yes, however, if you’re insured with us and your claim is approved, we’ll find a replacement for you so you don’t have to worry about paying for a bike you can’t ride.