Cycling Ireland Bike Insurance

Take your cover
up a gear

Cycle insurance to protect your passion
+ exclusive savings for Cycling Ireland members

Your policy benefits

Theft + vandalism

Argh, did your prized bike get stolen? It happens and that’s why we’re here, just make sure you comply with our locking requirements.

Accidental Damage

Everyone crashes, even the pros. Our policy covers you for damage to your bike so you can get back on the saddle and keep on riding.

Clothing + helmets

We know you can wear the same value as your bike cost, so we cover clothing and headgear, as standard. You just need to sort out the gravel rash…

Event cover

We cover triathlon, sportives and mountain bike enduros. Massed start road events such as road races, circuit races and criteriums aren’t covered under this policy.

Event fees

You’ve timed your taper to perfection…but if your event is cancelled or you can’t make it due to illness, we’ll cover an event fee of up to €500.

Worldwide cover

Your policy covers up to 90 days riding anywhere in the world, including cover for your bike in transit. Time to book that trip across the Andes, Hawaii, or beat your Alpe d’Huez time.

OUR COVER LEVELS

Annual
Monthly

OUR COVER LEVELS

Theft & accidental damage
€250 or 10% clothing & headgear
€250 or 10% accessories
Worldwide cover
Event fee cover
Up to 50% multi-bike discount
€500 or 10% bike box cover
€150 Returning home cover
Alternative cycle hire
Event cover inc. Tri + Sportives
Family cover
New-for-old
Excess-free Bikmo replacement option
Vandalism
Cancellation
+ VIEW ALL BENEFITS

Annual

Take an annual contract and rest easy for 12 months. One simple payment, no extra costs.
Theft & accidental damage
€250 or 10% clothing & headgear
€250 or 10% accessories
Worldwide cover
90 days
Event fee cover
€500
Up to 50% multi-bike discount
€500 or 10% bike box cover
€150 Returning home cover
Alternative cycle hire
Event cover inc. Tri + Sportives
Family cover
New-for-old
Excess-free Bikmo replacement option
Vandalism
Cancellation
30 days notice
+ VIEW ALL BENEFITS

Monthly

Our rolling monthly contract gives you the freedom to stop and start as you please.
Theft & accidental damage
€250 or 10% clothing & headgear
€250 or 10% accessories
Worldwide cover
90 days
Event fee cover
€500
Up to 50% multi-bike discount
€500 or 10% bike box cover
€150 Returning home cover
Alternative cycle hire
Event cover inc. Tri + Sportives
Family cover
New-for-old
Excess-free Bikmo replacement option
Vandalism
Cancellation
Cancel next month’s cover at anytime
+ VIEW ALL BENEFITS

WHY CHOOSE BIKMO

01
Quick and reliable
Making an online claim is easy. 98% of claims are approved with our underwriter, usually within 3 days.
02
Supports local
We can replace or repair through your chosen bike shop with no claim excess. Good for you, and your local.
03
We ride too
Our sole focus is helping people ride more. Everyone here loves riding bikes too, so this comes naturally to us.
01
Quick and reliable
Making an online claim is easy. 98% of claims are approved with our underwriter, usually within 3 days.
02
Supports local
We can replace or repair through your chosen bike shop with no claim excess. Good for you, and your local.
03
We ride too
Our sole focus is helping people ride more. Everyone here loves riding bikes too, so this comes naturally to us.
bikmo ambassador landing page icon

Your policy documents

Everything you need to understand your policy

Policy wording

Policy wording

The policy wording highlights, in detail, everything that you need to know in regards to your Bikmo cycle insurance policy.
View

IPID

IPID

The Insurance Product Information Document covers, in brief, the key benefits and limitations of your Bikmo cycle insurance policy.
View
Our Ireland underwriter

UNIQA VERSICHERUNG AG

We love underwriters who can support our vision of protecting the world’s cyclists and UNIQA is a perfect fit.

Aside from being based in beautiful Liechtenstein and fast to respond to new opportunities, they also match our values having committed to Net Zero by 2040.

This insurance is arranged and administered by Bikmo and underwritten by UNIQA Versicherung AG with a registered office in Austrasse 46, LI- 9490 Vaduz. They are registered in Vaduz, Liechtenstein in the commercial register under the commercial register number FL-0001.522.928-1.

What our customers are saying

4.6 / 5
Independent rating based on 393 reviews.
Good service
Free bit ran out quickly, but the quote wasn’t to bad.
Simple to arrange and VFM bike insurance
Simple to arrange and VFM bike insurance. Very striaghtforward – not complex. simple steps on web page to complete application and pay…
Plain language
The agent was easy to understand and straight forward
So easy and good value for money
Website was so easy to navigate. Clear, concise info and the whole process took less than 10 minutes. Very happy with the prices too….
Great company and fantastic products
Easy and straightforward insurance for bike. Happy customer, cannot Coment on the claim side yet.
Great price with good service.
Would easily recommend anyone to use Bikmo. Easy to use web page with great price.

Get in touch

If you have more questions or want to talk bikes, we’d love to hear from you.

Call us: 076 8886 022
Email us: hello@bikmo.ie

You can also check out our FAQs below.
bikmo online video chat

Frequently asked questions

Do you get a discount for being a Cycling Ireland member?

Yes, there is a discount which is applied automatically when you add your membership number to the quote page on our website.

Do you offer personal accident & public liability cover?

Our policy doesn’t include personal accident or public liability cover. As a Cycling Ireland member you may automatically benefit from this cover with your membership.

Which events does a Bikmo policy cover?

The following events are covered under our policy.

  • Triathlon
  • Biathlon
  • Duathlon
  • Sportives
  • MTB XC
  • Downhill
  • Enduro
  • Gravel
  • Track
  • Cyclo-cross
  • Time Trials
  • Audax
  • Ultra-distance

The events we don’t cover include:

  • Road Races
  • Crits/criteriums
  • Circuit races