Cycling Ireland Bike Insurance

Take your cover
up a gear

Cycle insurance to protect your passion
+ exclusive savings for Cycling Ireland members

Your policy benefits

Theft + vandalism

Argh, did your prized bike get stolen? It happens and that’s why we’re here, just make sure you comply with our locking requirements.

Accidental Damage

Everyone crashes, even the pros. Our policy covers you for damage to your bike so you can get back on the saddle and keep on riding.

Clothing + helmets

We know you can wear the same value as your bike cost, so we cover clothing and headgear, as standard. You just need to sort out the gravel rash…

Event cover

We cover triathlon, sportives and mountain bike enduros. Massed start road events such as road races, circuit races and criteriums aren’t covered under this policy.

Event fees

You’ve timed your taper to perfection…but if your event is cancelled or you can’t make it due to illness, we’ll cover an event fee of up to €500.

Worldwide cover

Your policy covers up to 90 days riding anywhere in the world, including cover for your bike in transit. Time to book that trip across the Andes, Hawaii, or beat your Alpe d’Huez time.

OUR COVER LEVELS

Annual
Monthly

OUR COVER LEVELS

Theft & accidental damage
€250 or 10% clothing & headgear
€250 or 10% accessories
Worldwide cover
Event fee cover
Up to 50% multi-bike discount
€500 or 10% bike box cover
€150 Returning home cover
Alternative cycle hire
Event cover inc. Tri + Sportives
Family cover
New-for-old
Excess-free Bikmo replacement option
Vandalism
Cancellation
+ VIEW ALL BENEFITS

Annual

Take an annual contract and rest easy for 12 months. One simple payment, no extra costs.
Theft & accidental damage
€250 or 10% clothing & headgear
€250 or 10% accessories
Worldwide cover
90 days
Event fee cover
€500
Up to 50% multi-bike discount
€500 or 10% bike box cover
€150 Returning home cover
Alternative cycle hire
Event cover inc. Tri + Sportives
Family cover
New-for-old
Excess-free Bikmo replacement option
Vandalism
Cancellation
30 days notice
+ VIEW ALL BENEFITS

Monthly

Our rolling monthly contract gives you the freedom to stop and start as you please.
Theft & accidental damage
€250 or 10% clothing & headgear
€250 or 10% accessories
Worldwide cover
90 days
Event fee cover
€500
Up to 50% multi-bike discount
€500 or 10% bike box cover
€150 Returning home cover
Alternative cycle hire
Event cover inc. Tri + Sportives
Family cover
New-for-old
Excess-free Bikmo replacement option
Vandalism
Cancellation
Cancel next month’s cover at anytime
+ VIEW ALL BENEFITS

WHY CHOOSE BIKMO

01
Quick and reliable
Making an online claim is easy. 98% of claims are approved with our underwriter, usually within 3 days.
02
Supports local
We can replace or repair through your chosen bike shop with no claim excess. Good for you, and your local.
03
We ride too
Our sole focus is helping people ride more. Everyone here loves riding bikes too, so this comes naturally to us.
01
Quick and reliable
Making an online claim is easy. 98% of claims are approved with our underwriter, usually within 3 days.
02
Supports local
We can replace or repair through your chosen bike shop with no claim excess. Good for you, and your local.
03
We ride too
Our sole focus is helping people ride more. Everyone here loves riding bikes too, so this comes naturally to us.
bikmo ambassador landing page icon

Your policy documents

Everything you need to understand your policy

Policy wording

Policy wording

The policy wording highlights, in detail, everything that you need to know in regards to your Bikmo cycle insurance policy.
View

IPID

IPID

The Insurance Product Information Document covers, in brief, the key benefits and limitations of your Bikmo cycle insurance policy.
View
Our Irish underwriter

GREAT AMERICAN INTERNATIONAL INSURANCE (EU) DAC

We only work with underwriters who support our vision of doing awesome stuff for riders. This insurance is arranged and administered by Bikmo and underwritten by Great American International Insurance (EU) DAC. Great American International Insurance (EU) DAC who are registered in Dublin, Ireland at Station House, Dublin Road, Malahide, K36 K193, Co Dublin, Ireland. Company Registration Number: 380145. Great American International Insurance (EU) DAC is regulated by the Central Bank of Ireland.
Great American Insurance Logo

What our customers are saying

4.6 / 5
Independent rating based on 562 reviews.
Great value for money
Great price, well described and excellent customer experience
Great!
Friendly, knowledgeable and clear advice.
Very helpful
The process was swift and the customer service got me through the line without much hassle
Really Simple to Use & Comprehensive Cover
So far amazingly simple and easy. I don’t like online forms much but Bikmo have made it simple. My Intense Carbine 29 is now a happy bike and I’m a happy Mounta…
Very good
Cheap and easy to apply.
Bike Insurance
Pretty straightforward to get quoted for the insurance. All sorted.

Get in touch

If you have more questions or want to talk bikes, we’d love to hear from you.

Call us: 076 8886 022
Email us: hello@bikmo.ie

You can also check out our FAQs below.
bikmo online video chat

Frequently asked questions

Do you get a discount for being a Cycling Ireland member?

Yes, there is a discount which is applied automatically when you add your membership number to the quote page on our website.

Do you offer personal accident & public liability cover?

Our policy doesn’t include personal accident or public liability cover. As a Cycling Ireland member you may automatically benefit from this cover with your membership.

Which events does a Bikmo policy cover?

The following events are covered under our policy.

  • Triathlon
  • Biathlon
  • Duathlon
  • Sportives
  • MTB XC
  • Downhill
  • Enduro
  • Gravel
  • Track
  • Cyclo-cross
  • Time Trials
  • Audax
  • Ultra-distance

The events we don’t cover include:

  • Road Races
  • Crits/criteriums
  • Circuit races