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ROAD PROTECTION
BUILT TO EXPLORE

Road cycle insurance for your bikes and kit whether you ride sportives, tick off KOMs or just love to explore. From €5.00/mth.

Why Bikmo for your Road Bike insurance?

Insure your road bikes and kit with a team who ride as hard as you do.
1
Designed for tarmac
Comprehensive cover for riders of the road, including your clothing, helmet and accessories. Pay monthly option.
2
Super Simple
2 minutes to purchase and 24/7 access to your cloud account to make adjustments for new bikes, upgrades, claims and profile updates.
3
Built by riders
We’re committed to protecting the worlds’ riders. Every time you pick up the phone, drop us a message or see us at an event you’ll speak to people who ride.
1
Designed for tarmac
Comprehensive cover for riders of the road, including your clothing, helmet and accessories. Pay monthly option.
2
Super Simple
2 minutes to purchase and 24/7 access to your cloud account to make adjustments for new bikes, upgrades, claims and profile updates.
3
Built by riders
We’re committed to protecting the worlds’ riders. Every time you pick up the phone, drop us a message or see us at an event you’ll speak to people who ride.

OUR COVER LEVELS

Annual
Monthly

OUR COVER LEVELS

Theft & accidental damage
€250 or 10% clothing & headgear
€250 or 10% accessories
Worldwide cover
Event fee cover
Up to 50% multi-bike discount
€500 or 10% bike box cover
€150 Returning home cover
€500 Alternative cycle hire
Event cover inc. Tri + Sportives
Family cover
Excess-free Bikmo replacement option
Vandalism
Cancellation
+ VIEW ALL BENEFITS

Annual

Take an annual contract and rest easy for 12 months. One simple payment, no extra costs.
Theft & accidental damage
€250 or 10% clothing & headgear
€250 or 10% accessories
Worldwide cover
90 days
Event fee cover
€500
Up to 50% multi-bike discount
€500 or 10% bike box cover
€150 Returning home cover
€500 Alternative cycle hire
Event cover inc. Tri + Sportives
Family cover
Excess-free Bikmo replacement option
Vandalism
Cancellation
30 days notice
+ VIEW ALL BENEFITS

Monthly

Our rolling monthly contract gives you the freedom to stop and start as you please.
Theft & accidental damage
€250 or 10% clothing & headgear
€250 or 10% accessories
Worldwide cover
90 days
Event fee cover
€500
Up to 50% multi-bike discount
€500 or 10% bike box cover
€150 Returning home cover
€500 Alternative cycle hire
Event cover inc. Tri + Sportives
Family cover
Excess-free Bikmo replacement option
Vandalism
Cancellation
Cancel next month’s cover at anytime
+ VIEW ALL BENEFITS

What our customers are saying

4.6 / 5
Independent rating based on 670 reviews.
Great value
Great service and value for money
Very good
Good and quick to set up
Genuinely amazed at the speed of service.
The website was clear and informative, which helped our decision to buy two bike locks. Only downside was I had to have a bright colour because the black in lar…
Very helpful all personal that I spoke to was patient polite professional
Excellent very patient with me
Good quality cover at a reasonable price.
Easy to follow instructions and good comprehensive cover at a reasonable price.
New to bike insurance.
Was looking for bike insurance and Bikmo fitted the bill. Easy to understand and value for money.

Don’t just take our word for it.

“As riders themselves, the Bikmo team understand bikes and the needs of cyclists. I like to ride fast and hit the trails hard, and I have the peace of mind that the team will look after me should the worst happen.” Katy C.

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Road Cycle Insurance – FAQs

I have 3 bikes – can I cover them under one policy?

Yes – we’re riders who suffer from n+1 syndrome, so our Road Cycle Insurance policy was built to be great value whether you have 1 or 10 bikes in your garage.

You even get up to a 50% multi-bike discount when you insure multiple bikes but leave some of their value at home.

You only need one policy for your whole household to cover all your bikes.

Can you cover my bike on a training camp in Tenerife?

Your Bikmo Road Cycle Insurance policy covers you for 90 days worldwide, which includes any spring training camps to avoid Irish winter weather. You don’t even need to let us know, just enjoy the sun and get the miles in.

We even cover your bikes and kit in transit. If an airline trashes your bike before you get there, you’ve peace of mind with our alternative cycle hire benefit too.

Full Road policy benefits
I own a lot of expensive bike accessories and clothing – are they covered?

With your Bikmo Road Cycle Insurance you get €250 or 10% of your total sum insured towards clothing and kit.

So, if you insure €3,000 bikes, you get €300 cover for clothing and helmets, plus a further €300 towards accessories.

Almost enough for that Rapha jacket then!

Accessories that are covered
I’m taking part in my first sportive – do I need extra cover?

Nope – Bikmo’s Road Cycle insurance policy covers you for sportives as standard, allowing you to focus on reaching the next feed station with peace of mind.

You can even activate your ‘Returning home’ cover of up to €150 if you have an incident during the sportive and your bike is damaged.

Events that are covered
Do I need to take a lock with me on my Sunday ride? I’m worried about what happens when I have a coffee stop.

Firstly, and most importantly, if you leave your bike unattended and it’s not locked, you will not be covered under our Road Cycle Insurance policy.

We appreciate that there are times when, as cyclists, we’re tempted to just pop into a cafe or shop to refuel during a long ride as it’ll only take a minute but, sadly, it only takes a minute for someone to steal your bike too. So, it’s essential that you either get your riding partner to mind it or lock it up!

Bikmo Locking Requirements