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ROAD PROTECTION
BUILT TO EXPLORE

Road cycle insurance for your bikes and kit whether you ride sportives, tick off KOMs or just love to explore. From €5.00/mth.

Get a quote

Why Bikmo for your Road Bike insurance?

1
Designed for tarmac
Comprehensive cover for riders of the road, including your clothing, helmet and accessories. Pay monthly option.
2
Super Simple
2 minutes to purchase and 24/7 access to your cloud account to make adjustments for new bikes, upgrades, claims and profile updates.
3
Built by riders
We’re committed to protecting the worlds’ riders. Every time you pick up the phone, drop us a message or see us at an event you’ll speak to people who ride.
1
Designed for tarmac
Comprehensive cover for riders of the road, including your clothing, helmet and accessories. Pay monthly option.
2
Super Simple
2 minutes to purchase and 24/7 access to your cloud account to make adjustments for new bikes, upgrades, claims and profile updates.
3
Built by riders
We’re committed to protecting the worlds’ riders. Every time you pick up the phone, drop us a message or see us at an event you’ll speak to people who ride.

OUR COVER LEVELS

Annual
Monthly

OUR COVER LEVELS

Theft & accidental damage
€250 or 10% clothing & headgear
€250 or 10% accessories
Worldwide cover
Event fee cover
Up to 50% multi-bike discount
€500 or 10% bike box cover
€150 Returning home cover
€500 Alternative cycle hire
Event cover inc. Tri + Sportives
Family cover
Excess-free Bikmo replacement option
Vandalism
Cancellation
+ VIEW ALL BENEFITS

Annual

Take an annual contract and rest easy for 12 months. One simple payment, no extra costs.
Theft & accidental damage
€250 or 10% clothing & headgear
€250 or 10% accessories
Worldwide cover
90 days
Event fee cover
€500
Up to 50% multi-bike discount
€500 or 10% bike box cover
€150 Returning home cover
€500 Alternative cycle hire
Event cover inc. Tri + Sportives
Family cover
Excess-free Bikmo replacement option
Vandalism
Cancellation
30 days notice
+ VIEW ALL BENEFITS

Monthly

Our rolling monthly contract gives you the freedom to stop and start as you please.
Theft & accidental damage
€250 or 10% clothing & headgear
€250 or 10% accessories
Worldwide cover
90 days
Event fee cover
€500
Up to 50% multi-bike discount
€500 or 10% bike box cover
€150 Returning home cover
€500 Alternative cycle hire
Event cover inc. Tri + Sportives
Family cover
Excess-free Bikmo replacement option
Vandalism
Cancellation
Cancel next month’s cover at anytime
+ VIEW ALL BENEFITS

What our customers are saying

4.6 / 5
Independent rating based on 393 reviews.
Good service
Free bit ran out quickly, but the quote wasn’t to bad.
Simple to arrange and VFM bike insurance
Simple to arrange and VFM bike insurance. Very striaghtforward – not complex. simple steps on web page to complete application and pay…
Plain language
The agent was easy to understand and straight forward
So easy and good value for money
Website was so easy to navigate. Clear, concise info and the whole process took less than 10 minutes. Very happy with the prices too….
Great company and fantastic products
Easy and straightforward insurance for bike. Happy customer, cannot Coment on the claim side yet.
Great price with good service.
Would easily recommend anyone to use Bikmo. Easy to use web page with great price.

Road Cycle Insurance – FAQs

I have 3 bikes – can I cover them under one policy?

Yes – we’re riders who suffer from n+1 syndrome, so our Road Cycle Insurance policy was built to be great value whether you have 1 or 10 bikes in your garage.

You even get up to a 50% multi-bike discount when you insure multiple bikes but leave some of their value at home.

You only need one policy for your whole household to cover all your bikes.

Can you cover my bike on a training camp in Tenerife?

Your Bikmo Road Cycle Insurance policy covers you for 90 days worldwide, which includes any spring training camps to avoid Irish winter weather. You don’t even need to let us know, just enjoy the sun and get the miles in.

We even cover your bikes and kit in transit. If an airline trashes your bike before you get there, you’ve peace of mind with our alternative cycle hire benefit too.

Full Road policy benefits
I own a lot of expensive bike accessories and clothing – are they covered?

With your Bikmo Road Cycle Insurance you get €250 or 10% of your total sum insured towards clothing and kit.

So, if you insure €3,000 bikes, you get €300 cover for clothing and helmets, plus a further €300 towards accessories.

Almost enough for that Rapha jacket then!

Accessories that are covered
I’m taking part in my first sportive – do I need extra cover?

Nope – Bikmo’s Road Cycle insurance policy covers you for sportives as standard, allowing you to focus on reaching the next feed station with peace of mind.

You can even activate your ‘Returning home’ cover of up to €150 if you have an incident during the sportive and your bike is damaged.

Events that are covered
Do I need to take a lock with me on my Sunday ride? I’m worried about what happens when I have a coffee stop.

Firstly, and most importantly, if you leave your bike unattended and it’s not locked, you will not be covered under our Road Cycle Insurance policy.

We appreciate that there are times when, as cyclists, we’re tempted to just pop into a cafe or shop to refuel during a long ride as it’ll only take a minute but, sadly, it only takes a minute for someone to steal your bike too. So, it’s essential that you either get your riding partner to mind it or lock it up!

Bikmo Locking Requirements

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