FREE INSURANCE FOR YOUR NEW BIKE

14 days free insurance for bikes
up to 7-days old.
No payment details or auto-renewal.

How it works

Activate your insurance
Activate your policy within 7 days of purchasing or receiving your bike. Cover only begins once activated.
Ride insured
Enjoy riding your new bike worry-free. We’ll send you an email with your cover and policy details.
Extend your cover
Purchase a full policy at any time to stay covered, or let your cover expire and you won’t be charged a penny.
Activate your insurance
Activate your policy within 7 days of purchasing or receiving your bike. Cover only begins once activated.
Ride insured
Enjoy riding your new bike worry-free. We’ll send you an email with your cover and policy details.
?
Extend your cover
Purchase a full policy at any time to stay covered, or let your cover expire and you won’t be charged a penny.

Free insurance benefits

Theft

Argh, did your prized bike get stolen? It happens and that’s why we’re here, just make sure you comply with our locking requirements.

Accidental Damage

Everyone crashes, even the pros. Our policy covers you for damage to your bike so you can get back on the saddle and keep on riding.

Vandalism

Seems unlikely, but if anyone gets a touch of the green-eyed monster and damages your pride and joy, we’ll cover you for that too.

Frequently asked questions

What happens at the end of the 14 days?

Your free insurance will simply expire at the end of the 14 days period and no payment will be taken – we don’t take your payment details. We’ll send reminder emails to let you know when your cover ends, and at any time you have the option to take out a full policy with Bikmo so that you stay insured.

How can you give away free insurance?

We want to help riders enjoy their new bike worry-free, and by giving away free insurance we allow people to do so. Hopefully you like what you see with Bikmo, and you choose to stay insured by taking out a full policy, but if not, don’t worry there’s no charge and we won’t spam you into submission like you might think!

What will happen if my bike is stolen or damaged?

If you accidentally damage your bike, or it’s stolen during the 14 day free insurance period, we will either repair or replace your bike. If we replace your bike this will be like for like, or as similar as is possible of the equivalent value.

Will you charge me any excess on the claim?

Bicycle replacements are provided excess free, however, if for any reason a replacement bicycle can’t be sourced, a 10% excess is payable on any claims settled as cash.

ROI members free insurance policy documents

bikmo ambassador landing page icon

Free insurance policy documents

Here is everything you need to understand your free insurance policy

Free insurance policy wording

Free insurance policy wording

The policy wording highlights, in detail, everything that you need to know in regards to your Bikmo cycle insurance policy.
View + download

Free insurance IPID

Free insurance IPID

The Insurance Product Information Document covers, in brief, the key benefits and limitations of your Bikmo cycle insurance policy.
View + download
Underwritten by

UNIQA VERSICHERUNG AG

We love underwriters who can support our vision of protecting the world’s cyclists and UNIQA is a perfect fit.

Aside from being based in beautiful Liechtenstein and fast to respond to new opportunities, they also match our values having committed to Net Zero by 2040.

This insurance is arranged and administered by Bikmo and underwritten by UNIQA Versicherung AG with a registered office in Austrasse 46, LI- 9490 Vaduz. They are registered in Vaduz, Liechtenstein in the commercial register under the commercial register number FL-0001.522.928-1.

NI members free insurance policy documents

bikmo ambassador landing page icon

Free insurance policy documents

Here is everything you need to understand your free insurance policy

Free insurance policy wording

Free insurance policy wording

The policy wording highlights, in detail, everything that you need to know in regards to your Bikmo cycle insurance policy.
View + download

Free insurance IPID

Free insurance IPID

The Insurance Product Information Document covers, in brief, the key benefits and limitations of your Bikmo cycle insurance policy.
View + download
Underwritten by

Hiscox

Hiscox have over 100 years of experience in speciality risk including ocean liners and inter-planetary probes so are perfectly positioned to cover your bikes.