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MTB INSURANCE
DESIGNED FOR DIRT

Mountain bike insurance for your bikes and kit whether you ride enduro, XC or DH
From €5.00/mth.

Why choose Bikmo for your MTB insurance?

Insure your mountain bikes and kit with a team who ride as hard as you do.
1
Designed for dirt
Comprehensive cover built by riders of the trail, including clothing, helmet and accessories. All riding types covered. Pay monthly with 0% interest.
2
Super simple
2 minutes to purchase and 24/7 access to your cloud account, to make adjustments for new bikes, upgrades, claims and profile updates.
3
Built by riders
We’re committed to protecting the worlds’ riders. Every time you pick up the phone, drop us a message or see us at an event you’ll speak to people who ride.
1
Designed for dirt
Comprehensive cover built by riders of the trail, including clothing, helmet and accessories. All riding types covered. Pay monthly with 0% interest.
2
Super simple
2 minutes to purchase and 24/7 access to your cloud account, to make adjustments for new bikes, upgrades, claims and profile updates.
3
Built by riders
We’re committed to protecting the worlds’ riders. Every time you pick up the phone, drop us a message or see us at an event you’ll speak to people who ride.

OUR COVER LEVELS

Annual
Monthly

OUR COVER LEVELS

Theft & accidental damage
€250 or 10% clothing & headgear
€250 or 10% accessories
Worldwide cover
Event fee cover
Up to 50% multi-bike discount
€500 or 10% bike box cover
€150 Returning home cover
€500 Alternative cycle hire
Event cover inc. Tri + Sportives
Family cover
Excess-free Bikmo replacement option
Vandalism
Cancellation
+ VIEW ALL BENEFITS

Annual

Take an annual contract and rest easy for 12 months. One simple payment, no extra costs.
Theft & accidental damage
€250 or 10% clothing & headgear
€250 or 10% accessories
Worldwide cover
90 days
Event fee cover
€500
Up to 50% multi-bike discount
€500 or 10% bike box cover
€150 Returning home cover
€500 Alternative cycle hire
Event cover inc. Tri + Sportives
Family cover
Excess-free Bikmo replacement option
Vandalism
Cancellation
30 days notice
+ VIEW ALL BENEFITS

Monthly

Our rolling monthly contract gives you the freedom to stop and start as you please.
Theft & accidental damage
€250 or 10% clothing & headgear
€250 or 10% accessories
Worldwide cover
90 days
Event fee cover
€500
Up to 50% multi-bike discount
€500 or 10% bike box cover
€150 Returning home cover
€500 Alternative cycle hire
Event cover inc. Tri + Sportives
Family cover
Excess-free Bikmo replacement option
Vandalism
Cancellation
Cancel next month’s cover at anytime
+ VIEW ALL BENEFITS

What our customers are saying

4.6 / 5
Independent rating based on 670 reviews.
Great value
Great service and value for money
Very good
Good and quick to set up
Genuinely amazed at the speed of service.
The website was clear and informative, which helped our decision to buy two bike locks. Only downside was I had to have a bright colour because the black in lar…
Very helpful all personal that I spoke to was patient polite professional
Excellent very patient with me
Good quality cover at a reasonable price.
Easy to follow instructions and good comprehensive cover at a reasonable price.
New to bike insurance.
Was looking for bike insurance and Bikmo fitted the bill. Easy to understand and value for money.

Don’t just take our word for it.

“As riders themselves, the Bikmo team understand bikes and the needs of cyclists. I like to ride fast and hit the trails hard, and I have the peace of mind that the team will look after me should the worst happen.” Katy C.

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MTB Frequently Asked Questions

I see you cover custom builds, how do I value my custom built mountain bike?

Most of our riders customise their bike in some way, whether it’s a fully Hope tricked out rig or opting for stronger wheels for DH riding.

You should enter the value for the bike as it would cost to rebuild it in the event it was stolen i.e. to buy everything again. Ask your local bike shop if you need any help or give the team a call.

How to value your bike
Is my MTB covered on my car rack when I take it to a trail?

To comply with your Bikmo MTB insurance policy your bikes need to be locked to your bike rack through the frame using an appropriately rated Sold Secure lock.

Also, consider that the time your bike is locked to the rack and left unattended is restricted to certain hours.

Check out the link below for full details.

Bikmo Locking Requirements
I’m off to ride trails in Finale Ligure – does your mountain bike insurance policy cover me?

Yes – we like adventures too, so you’re covered for 90 days worldwide as standard with your Bikmo MTB policy.

Your policy also includes damage or theft to your bike whilst in transit – more time for focussing on your route.

Am I covered for riding jumps and berms at my local MTB trail centre?

We cover any jumps, drops and berms that are on properly designated trails, such as trail centres or pump tracks.

We don’t cover ‘stunts’ however, such as building a massive kicker in some privately owned woods.

If you’re the new Danny Macaskill then you should probably give us a call.

Full MTB policy benefits
I’m planning to ride some Enduros this year – does your policy cover me?

Yes – we cover events as standard with our Bikmo MTB policy, including Enduros, XC and DH events.

It also includes bikes in transition areas, should your event have one.

Also check out and join our Strava Club where you can share your activities and events.

Bikmo Strava club