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MTB INSURANCE
DESIGNED FOR DIRT

Mountain bike insurance for your bikes and kit whether you ride enduro, XC or DH
From €5.00/mth.

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Why choose Bikmo for your MTB insurance?

1
Designed for dirt
Comprehensive cover built by riders of the trail, including clothing, helmet and accessories. All riding types covered. Pay monthly with 0% interest.
2
Super simple
2 minutes to purchase and 24/7 access to your cloud account, to make adjustments for new bikes, upgrades, claims and profile updates.
3
Built by riders
We’re committed to protecting the worlds’ riders. Every time you pick up the phone, drop us a message or see us at an event you’ll speak to people who ride.
1
Designed for dirt
Comprehensive cover built by riders of the trail, including clothing, helmet and accessories. All riding types covered. Pay monthly with 0% interest.
2
Super simple
2 minutes to purchase and 24/7 access to your cloud account, to make adjustments for new bikes, upgrades, claims and profile updates.
3
Built by riders
We’re committed to protecting the worlds’ riders. Every time you pick up the phone, drop us a message or see us at an event you’ll speak to people who ride.

OUR COVER LEVELS

Annual
Monthly

OUR COVER LEVELS

Theft & accidental damage
€250 or 10% clothing & headgear
€250 or 10% accessories
Worldwide cover
Event fee cover
Up to 50% multi-bike discount
€500 or 10% bike box cover
€150 Returning home cover
€500 Alternative cycle hire
Event cover inc. Tri + Sportives
Family cover
Excess-free Bikmo replacement option
Vandalism
Cancellation
+ VIEW ALL BENEFITS

Annual

Take an annual contract and rest easy for 12 months. One simple payment, no extra costs.
Theft & accidental damage
€250 or 10% clothing & headgear
€250 or 10% accessories
Worldwide cover
90 days
Event fee cover
€500
Up to 50% multi-bike discount
€500 or 10% bike box cover
€150 Returning home cover
€500 Alternative cycle hire
Event cover inc. Tri + Sportives
Family cover
Excess-free Bikmo replacement option
Vandalism
Cancellation
30 days notice
+ VIEW ALL BENEFITS

Monthly

Our rolling monthly contract gives you the freedom to stop and start as you please.
Theft & accidental damage
€250 or 10% clothing & headgear
€250 or 10% accessories
Worldwide cover
90 days
Event fee cover
€500
Up to 50% multi-bike discount
€500 or 10% bike box cover
€150 Returning home cover
€500 Alternative cycle hire
Event cover inc. Tri + Sportives
Family cover
Excess-free Bikmo replacement option
Vandalism
Cancellation
Cancel next month’s cover at anytime
+ VIEW ALL BENEFITS

What our customers are saying

4.6 / 5
Independent rating based on 673 reviews.
Bike insurance
Ease of use on app
First timer
My first time using their services hence the 4 star rating, easy to use the on line booking and insure my bike, the truth will be in the pudding should I need t…
Good customer service!
Good Customer service, thanks
Free initial insurance – very helpful.
It gives you peice of mind having free cover for a while while you sort out the final insurance. Very helpful….
So far so good
Set up is nice and easy though had to revert back to the Martin Lewis comparison website to see the excess explanation as i couldn’t find it in the summary. So…
Good service
Fine, no complaints

MTB Frequently Asked Questions

I see you cover custom builds, how do I value my custom built mountain bike?

Most of our riders customise their bike in some way, whether it’s a fully Hope tricked out rig or opting for stronger wheels for DH riding.

You should enter the value for the bike as it would cost to rebuild it in the event it was stolen i.e. to buy everything again. Ask your local bike shop if you need any help or give the team a call.

How to value your bike
Is my MTB covered on my car rack when I take it to a trail?

To comply with your Bikmo MTB insurance policy your bikes need to be locked to your bike rack through the frame using an appropriately rated Sold Secure lock.

Also, consider that the time your bike is locked to the rack and left unattended is restricted to certain hours.

Check out the link below for full details.

Bikmo Locking Requirements
I’m off to ride trails in Finale Ligure – does your mountain bike insurance policy cover me?

Yes – we like adventures too, so you’re covered for 90 days worldwide as standard with your Bikmo MTB policy.

Your policy also includes damage or theft to your bike whilst in transit – more time for focussing on your route.

Am I covered for riding jumps and berms at my local MTB trail centre?

We cover any jumps, drops and berms that are on properly designated trails, such as trail centres or pump tracks.

We don’t cover ‘stunts’ however, such as building a massive kicker in some privately owned woods.

If you’re the new Danny Macaskill then you should probably give us a call.

Full MTB policy benefits
I’m planning to ride some Enduros this year – does your policy cover me?

Yes – we cover events as standard with our Bikmo MTB policy, including Enduros, XC and DH events.

It also includes bikes in transition areas, should your event have one.

Also check out and join our Strava Club where you can share your activities and events.

Bikmo Strava club

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