Kuma Bikes Insurance

14 days free insurance – ROI

Your free insurance policy is limited to the bike that you register and will not provide cover for clothing + headgear, accessories or worldwide cover. To include these benefits, you can buy a full Bikmo policy here.

Activate your free insurance here

Locking requirements.

Eligibility criteria.

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Free insurance policy documents

Here is everything you need to understand your free insurance policy

Free insurance policy wording

Free insurance policy wording

The policy wording highlights, in detail, everything that you need to know in regards to your Bikmo cycle insurance policy.
View + download

Free insurance IPID

Free insurance IPID

The Insurance Product Information Document covers, in brief, the key benefits and limitations of your Bikmo cycle insurance policy.
View + download
Underwritten by

UNIQA VERSICHERUNG AG

We love underwriters who can support our vision of protecting the world’s cyclists and UNIQA is a perfect fit.

Aside from being based in beautiful Liechtenstein and fast to respond to new opportunities, they also match our values having committed to Net Zero by 2040.

This insurance is arranged and administered by Bikmo and underwritten by UNIQA Versicherung AG with a registered office in Austrasse 46, LI- 9490 Vaduz. They are registered in Vaduz, Liechtenstein in the commercial register under the commercial register number FL-0001.522.928-1.

What our customers are saying

4.5 / 5
Independent rating based on 298 reviews.
Full marks
First class-Tom knows his stuff-helpful and knowledgeable and good to talk too
New Road Bike Insurance
When I had queries about taking out new bike insurance, the customer helpdesk were exceptionally friendly and knowledgeable….
Bikmo insurance
A lengthy process to insure our bikes but the information was clear and we were able to ask the Bikmo team to confirm that our locks meet their standards…
Free 2-week trial of bicycle insurance cover
A 2 week free trial bicycle insurance, received with my Cyclescheme purchase. Since it was free, there is little to quibble about. No need to provide any paymen…
Happy customer
It was very quick and easy to set up my insurance online. I had a few questions and rang Bikmo. All my queries were answered by the member of staff. I felt re…
Free 2 week bicycle insurance, nothing more
Took out free 2 week bicycle insurance for new bike while i priced up other providers. A couple of cycling club members have had issues when claiming with Bi…