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Non-Competitive Bikmo Travel Insurance
Cycle Travel Insurance - Mobile - 2 Cycle Travel Insurance - Tablet - 2 Bikmo Cycle Travel Insurance - Retina

TRAVEL COVER
FOR EPIC RIDES

Bikmo travel insurance for when you next explore, whether you're on a gravel adventure, tackling Alpe d'Huez or hitting the Mountain Bike park.

7 days European non-competitive travel cover from £20.80*

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Why choose Non-Competitive Bikmo Travel Insurance?

The type of travel insurance you choose should let you focus on enjoying your adventure and exploring more.
1
Built to ride
We cover a variety of types of cycling, so there are options to cover you, your partner and family whether you prefer tarmac, trails or gravel. Please see the activities page for more information.
2
Wide-ranging Cover
Great travel insurance should have wide-ranging cover at a fair price. We work with our underwriters to create a cover for everyone and make sure even the base level is built for riding.
3
Driven by passion
We live to ride so we had to build travel insurance that lived up to our passion. Match it up with a Bikmo Cycle Insurance policy to maximise your cover.
1
Built to ride
We cover a variety of types of cycling, so there are options to cover you, your partner and family whether you prefer tarmac, trails or gravel. Please see the activities page for more information.
2
Wide-ranging Cover
Great travel insurance should have wide-ranging cover at a fair price. We work with our underwriters to create a cover for everyone and make sure even the base level is built for riding.
3
Driven by passion
We live to ride so we had to build travel insurance that lived up to our passion. Match it up with a Bikmo Cycle Insurance policy to maximise your cover.

NON-COMPETITIVE TRAVEL POLICIES

ECONOMY
STANDARD
PREMIER

NON-COMPETITIVE TRAVEL POLICIES

none
Cancellation or cutting short your trip
Medical emergency and repatriation expenses
Emergency dental
Hospital Benefit (per 12 hours)
Hospital benefit (total)
Missed departure
Travel Delay Benefit (per 12 hours)
Travel delay benefit (total)
Baggage
Baggage (Single article limit)
Valuables
Delayed baggage (per 12 hours)
Delayed baggage (total)
Cash
Loss of Important documents
Legal expenses and assistance (per policy)
Personal liability (per policy)
Personal accident: Death (aged 17 – 74)
Death (aged under 16 or over 75)
Loss of limbs and/or loss of sight (aged 17 – 74)
Permanent total disablement (aged 17 – 74)
Optional – Winter sports:
Ski equipment
Single article limit
Ski equipment hire (per 24 hours)
Ski equipment hire (total)
Ski pack (per 24 hours)
Ski pack (total)
Piste closure (per 24 hours)
Piste closure (total)
Avalanche and Landslide cover (per 24 hours)
Avalanche and Landslide cover (total)
+ VIEW ALL BENEFITS

ECONOMY

For those travellers who need all the basics covered.
BENEFITS
BENEFIT
EXCESS
Cancellation or cutting short your trip
£ 1,000
£ 130
Medical emergency and repatriation expenses
£ 3 million
£ 130
Emergency dental
£ 250
£ 130
Hospital Benefit (per 12 hours)
£ 25
Nil
Hospital benefit (total)
£ 500
Nil
Missed departure
£ 500
£ 130
Travel Delay Benefit (per 12 hours)
£ 10
Nil
Travel delay benefit (total)
£ 100
Nil
Baggage
£ 750
£ 130
Baggage (Single article limit)
£ 100
£ 130
Valuables
£ 100
£ 130
Delayed baggage (per 12 hours)
£ 50
Nil
Delayed baggage (total)
£ 100
Nil
Cash
£ 200
£ 130
Loss of Important documents
£ 500
£ 130
Legal expenses and assistance (per policy)
£ 25,000
Nil
Personal liability (per policy)
£ 1 million
£ 200
Personal accident: Death (aged 17 – 74)
£ 10,000
Nil
Death (aged under 16 or over 75)
£ 1,500
Nil
Loss of limbs and/or loss of sight (aged 17 – 74)
£ 10,000
Nil
Permanent total disablement (aged 17 – 74)
£ 10,000
Nil
Optional – Winter sports:
Ski equipment
£ 500
£ 130
Single article limit
£ 250
£ 130
Ski equipment hire (per 24 hours)
£ 20
Nil
Ski equipment hire (total)
£ 200
Nil
Ski pack (per 24 hours)
£ 75
Nil
Ski pack (total)
£ 300
Nil
Piste closure (per 24 hours)
£ 20
Nil
Piste closure (total)
£ 200
Nil
Avalanche and Landslide cover (per 24 hours)
£ 25
Nil
Avalanche and Landslide cover (total)
£ 250
Nil
+ VIEW ALL BENEFITS
Get a quote

STANDARD

Cover for adventurers needing that little bit extra.
BENEFITS
BENEFIT
EXCESS
Cancellation or cutting short your trip
£ 2,000
£ 110
Medical emergency and repatriation expenses
£ 5 million
£ 110
Emergency dental
£ 250
£ 110
Hospital Benefit (per 12 hours)
£ 25
Nil
Hospital benefit (total)
£ 500
Nil
Missed departure
£ 750
£ 110
Travel Delay Benefit (per 12 hours)
£ 20
Nil
Travel delay benefit (total)
£ 100
Nil
Baggage
£ 1,000
£ 110
Baggage (Single article limit)
£ 150
£ 110
Valuables
£ 150
£ 110
Delayed baggage (per 12 hours)
£ 75
Nil
Delayed baggage (total)
£ 100
Nil
Cash
£ 250
£ 110
Loss of Important documents
£ 750
£ 110
Legal expenses and assistance (per policy)
£ 25,000
Nil
Personal liability (per policy)
£ 2 million
£ 200
Personal accident: Death (aged 17 – 74)
£ 10,000
Nil
Death (aged under 16 or over 75)
£ 1,500
Nil
Loss of limbs and/or loss of sight (aged 17 – 74)
£ 10,000
Nil
Permanent total disablement (aged 17 – 74)
£ 10,000
Nil
Optional – Winter sports:
Ski equipment
£ 500
£ 110
Single article limit
£ 250
£ 110
Ski equipment hire (per 24 hours)
£ 20
Nil
Ski equipment hire (total)
£ 200
Nil
Ski pack (per 24 hours)
£ 75
Nil
Ski pack (total)
£ 300
Nil
Piste closure (per 24 hours)
£ 20
Nil
Piste closure (total)
£ 200
Nil
Avalanche and Landslide cover (per 24 hours)
£ 25
Nil
Avalanche and Landslide cover (total)
£ 250
Nil
+ VIEW ALL BENEFITS
Get a quote

PREMIER

Our highest level cover for explorers wanting the best of everything.
BENEFITS
BENEFIT
EXCESS
Cancellation or cutting short your trip
£ 5,000
£ 100
Medical emergency and repatriation expenses
£ 10 million
£ 100
Emergency dental
£ 500
£ 100
Hospital Benefit (per 12 hours)
£ 25
Nil
Hospital benefit (total)
£ 500
Nil
Missed departure
£ 1,000
£ 130
Travel Delay Benefit (per 12 hours)
£ 20
Nil
Travel delay benefit (total)
£ 100
Nil
Baggage
£ 2,000
£ 100
Baggage (Single article limit)
£ 300
£ 100
Valuables
£ 300
£ 100
Delayed baggage (per 12 hours)
£ 75
Nil
Delayed baggage (total)
£ 100
Nil
Cash
£ 300
£ 100
Loss of Important documents
£ 1,000
£ 100
Legal expenses and assistance (per policy)
£ 25,000
Nil
Personal liability (per policy)
£ 2 million
£ 200
Personal accident: Death (aged 17 – 74)
£ 25,000
Nil
Death (aged under 16 or over 75)
£ 1,500
Nil
Loss of limbs and/or loss of sight (aged 17 – 74)
£ 25,000
Nil
Permanent total disablement (aged 17 – 74)
£ 25,000
Nil
Optional – Winter sports:
Ski equipment
£ 1,000
£ 100
Single article limit
£ 500
£ 100
Ski equipment hire (per 24 hours)
£ 20
Nil
Ski equipment hire (total)
£ 200
Nil
Ski pack (per 24 hours)
£ 75
Nil
Ski pack (total)
£ 300
Nil
Piste closure (per 24 hours)
£ 20
Nil
Piste closure (total)
£ 200
Nil
Avalanche and Landslide cover (per 24 hours)
£ 25
Nil
Avalanche and Landslide cover (total)
£ 250
Nil
+ VIEW ALL BENEFITS
Get a quote

Cover limits applied per insured, person per trip and Excess charges applied per person, per claim. Need more info about what we cover?

View all Bikmo Travel Insurance benefits

What our customers are saying

4.5 / 5
Independent rating based on 284 reviews.
Very helpful.
I came to renew my policy as I had bought a new bike. I spoke to a chap called Tom, who was very helpful. My cover is an excellent price. Am very happy. And the…
Tony
–
1 day ago
bike cover
Just purchased 2 new bikes for my kids and wanted to make sure I had the best cover. So registered both with Bike Register which led me to Bikmo. Now I know the…
Dawn Besa
–
5 days ago
great
Great info . great customer service
Bikmo Customer
–
1 week ago
Straight Forward
Very easy process to purchase insurance policy for my new bike, straight forward tom upload pics / details of irmes that wil be covered under the policy….
Tony McDonald
–
2 weeks ago
Quick and easy
Easy to get a quote, which seemed reasonable
David Palmer
–
3 weeks ago
Comprehensive cycling specific cover
Clear instructions on the web site gets your quote to you very quickly. Bikmo offers comprehensive cover for you and your bike at home and abroad….
Bikmo Customer
–
3 weeks ago
Read More Reviews

Non-Competitive Bikmo Travel Insurance FAQs

What do I do in an emergency?

If you have purchased a policy, on or after 1st August 2023.

You should contact the Emergency Medical Helpline as soon as you can for any advice and to arrange assistance.

Please contact AXA Assistance at: 

Emergency Medical Assistance: +44 (0) 2045 179 878 if you are outside the UK

Emergency Medical Assistance: 02045 179 878 from the United Kingdom

Your policy number starts with ABK 

These lines are open 24 hours a day.

 

If you purchased your policy between the 14th of April 2020 and 31st July 2023.

Please contact Mayday Assistance on:

+44 (0)12737 071784 or email operations@maydayassistance.com and quote your policy number.

Your policy number starts with ERT

These lines are open 24 hours a day.

Which countries are covered with this travel insurance policy?

Areas we cover

The UK
England, Wales, Scotland, Northern Ireland, Isle of Man and Channel Islands.

Europe
Albania, Algeria, Andorra, Armenia, Austria, the Azores, Baltic Islands, Belgium, Bosnia & Herzegovina, Bulgaria, Croatia, Cyprus, the Czech Republic, Denmark, Egypt, Estonia, the Faroe Islands, Finland (including Lapland), France (including Corsica), Georgia, Germany, Greece (including the Greek Islands), Hungary, Iceland, Ireland (Republic of), Israel, Italy, Jordan, Latvia, Libya, Liechtenstein, Lithuania, Luxembourg, Madeira, Malta, (including Gozo), Moldova, Monaco, Montenegro, Morocco, the Netherlands, North Macedonia, Norway, Poland, Portugal, Romania, San Marino, Sardinia, Serbia, Slovakia, Slovenia, Spain (including the Balearic Islands and the Canary Islands), Svalbard Islands, Sweden, Switzerland, Tunisia, Turkey and the Vatican City.

Worldwide, excluding USA, Canada, Caribbean and Mexico
Anywhere in the world (including those covered under Home Country and Europe) except the United States of America, Canada, the Caribbean and Mexico.

Worldwide, including USA, Canada, Caribbean and Mexico
Anywhere in the world.

*Economy level, person aged 45, 7 days European cover, includes IPT at the applicable rate.

Policies are underwritten by Inter Partner Assistance S.A.

Inter Partner Assistance S.A. is authorised and regulated by the National Bank of Belgium, with a registered head office at Boulevard du Régent 7, 1000 Brussels, Belgium. Authorised by the Prudential Regulation Authority (firm reference number 202664). Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority.

Inter Partner Assistance S.A. UK branch office address is 106-118 Station Road, Redhill, RH1 1PR.

Inter Partner Assistance S.A. is part of the AXA Group.