Competitive Bikmo Travel Insurance
competitive cycling travel

TRAVEL COVER
FOR EPIC RACING

Cycle travel insurance for when you're next racing or riding away, whether that's gravel, road or MTB.

7 days European competitive travel cover from £54.14*

Why choose Competitive Bikmo Travel Insurance?

The cycle travel insurance you choose should let you focus on competing to your max.
1
Built to ride
We cover almost every type of riding (no stunts allowed!) so there’s options to cover your riding discipline whether you prefer tarmac, trails or gravel.
2
Great value
Great travel insurance should have comprehensive cover at a fair price. We work with our underwriters to create a cover for each riding style; you just choose the activity cover needed.
3
Driven by passion
We live to ride so we had to build cycle travel insurance that lived up to our passion. Match it up with a Bikmo Cycle Insurance policy for maximum cover.
1
Built to ride
We cover almost every type of riding (no stunts allowed!) so there’s options to cover your riding discipline whether you prefer tarmac, trails or gravel.
2
Great value
Great travel insurance should have comprehensive cover at a fair price. We work with our underwriters to create a cover for each riding style; you just choose the activity cover needed.
3
Driven by passion
We live to ride so we had to build cycle travel insurance that lived up to our passion. Match it up with a Bikmo Cycle Insurance policy for maximum cover.

COMPETITIVE TRAVEL POLICY

SPORTS TRAVEL+

COMPETITIVE TRAVEL POLICY

none
Emergency medical and repatriation expenses
Cancellation
Curtailment and loss of holiday
Personal accident
Personal possessions
Personal money
Passport and other documents
Baggage delay on outward journey
Missed departure
Travel delay and abandonment
Personal liability
Legal costs and expenses
COVID-19 cover
+ VIEW ALL BENEFITS

SPORTS TRAVEL+

For those travellers needing cover for racing.
BENEFITS
BENEFIT
EXCESS
Emergency medical and repatriation expenses
£ 10 million
£ 50
Cancellation
£ 5,000
£ 50
Curtailment and loss of holiday
£ 5,000
£ 50
Personal accident
£ 25,000 max
Nil
Personal possessions
£ 2,000
£ 50
Personal money
£ 500
£ 50
Passport and other documents
£ 500
£ 50
Baggage delay on outward journey
£ 400 max
Nil
Missed departure
£ 1,000
£ 50
Travel delay and abandonment
£ 5,000 max
£ 50
Personal liability
£ 2m*
£ 50
Legal costs and expenses
£ 25,000
Nil
COVID-19 cover
£ 5,000
£ 50

Competitive Travel Insurance FAQs

What do I do in an emergency?

You should contact the Emergency Helpline as soon as you can for any advice and to arrange assistance.

ETI Emergency Assistance
24 hours, 7 days a week

Tel: +44 (0) 1403 788 719 (from anywhere except the USA, Canada or Mexico)
Tel: +1-844-780-0494 (toll free from the USA or Canada)
Tel: 00 1 819 780 0494 (from Mexico)
Email: operations@maydayassistance.com

What do I do for non-emergency claims?

For non-emergency claims, please use the following contact details:

ETI Claims Service (non-emergency claims)
Monday to Friday, 9am-5pm

Tel: +44 (0) 1403 788 720
Email: enquiries@ergo-ias.co.uk

What if I or anyone wanting cover under this policy has a pre-existing medical condition?

If you require travel insurance and you or any person covered under the same policy has a pre-existing medical condition, it is possible you may fall into one of the following categories:

  • You have been refused travel insurance because of a medical condition.
  • An existing policy has been cancelled or amended because of a medical condition.
  • You have been offered insurance, but your medical condition has been excluded.
  • You have been offered insurance with a high additional premium because of your medical condition.

Please contact Jackson Lee Underwriting on 0330 111 4078 in the first instance to discuss your requirements.

If in any event they are unable to assist you may wish to consider contacting a specialist travel insurance provider that may be able to assist you. Please follow this link to the MoneyHelper Travel Insurance Directory

About this directory:  They can’t provide quotes – but they can direct you to specialist firms that can. All firms are authorised and regulated by the Financial Conduct Authority (FCA) and have been through a rigorous selection process to prove their specialism.

The link provided is an external link to a publicly available directory that only lists firms that provide, or arrange, travel insurance policies that cover more serious medical conditions.

Do you cover guided trips and holidays on various terrains?

Yes – we cover escorted trips and holidays on established, documented paths / tracks / mapped routes.

This includes both on and off road up to an altitude of 5,000 metres and are covered in Additional Activities Category 3.

During these rides, there is no cover for Personal liability.

Cycle theft and accident cover is limited with our specific travel policy so check out a Bikmo Cycle Insurance policy for full peace of mind and coverage for your bike trip – Bikmo Road Cycle insurance

Do you cover riding sportives in Europe?

Yes – as a company and team dedicated to cycling we had to ensure that Competitive Bikmo Travel Insurance covered all the main reasons we travel with a bike.

Depending on the organiser, Sportives can often be classed as ‘competitive’ events.

As a guideline, if the event is:

  • called a race
  • defined as competitive by the organiser
  • ranked by result or for which any prize or competitive score is awarded

then it’s covered by this Competitive Bikmo Travel Insurance policy.

Cycle theft and accident cover is limited with our specific travel policy so check out a Bikmo Cycle Insurance policy for full peace of mind and coverage for your bike trip – Bikmo Road Cycle insurance

I’m heading to Mallorca for a triathlon – can you cover me?

Yes – Triathlons and Duathlons are covered in Additional Activities Category 1.

During these events, there is no cover for Personal liability. Contact the event organiser, as they often cover public liability during the event.

Cycle theft and accident cover is limited with our specific travel policy so check out a Bikmo Triathlon Insurance policy for full peace of mind and coverage for your bike trip.
It’s designed specifically for triathletes, includes transition area cover, clothing and accessories – Bikmo Triathlon Insurance

What’s different between a Bikmo Travel policy and a Bikmo Cycle policy?

Whenever you travel abroad, there are certain scenarios that you may require cover for, such as:

  • Travel delays & cancellations
  • Lost baggage, passport & money
  • Medical treatment & hospital stays

You may also be considering taking part in adventurous activities that are more risky than just relaxing by the pool, such as:

  • Cycling
  • Hill walking
  • Skiing

With a Bikmo Travel Insurance policy, should something happen and you require medical treatment after taking part in an included activity, then you would be covered for associated medical costs up to the insured value.

Now, if you were to take your own bike with you on holiday, this is where the Bikmo Cycle Insurance policy provides cover.

If you were to have a fall on a tricky descent and you damaged your wheels, shifters, saddle, shorts and helmet, you would have the following cover:

  • Accidental damage to the bike
  • Accidental damage to clothing
  • Alternative cycle hire

Provided your road rash isn’t too sore, this would allow you to hire a bike to continue exploring, and then claim for damage to your own bike & kit when you return.

For a quick quote, head over to Bikmo Cycle Insurance

What our customers are saying

4.5 / 5
Independent rating based on 284 reviews.
Very helpful.
I came to renew my policy as I had bought a new bike. I spoke to a chap called Tom, who was very helpful. My cover is an excellent price. Am very happy. And the…
bike cover
Just purchased 2 new bikes for my kids and wanted to make sure I had the best cover. So registered both with Bike Register which led me to Bikmo. Now I know the…
great
Great info . great customer service
Straight Forward
Very easy process to purchase insurance policy for my new bike, straight forward tom upload pics / details of irmes that wil be covered under the policy….
Quick and easy
Easy to get a quote, which seemed reasonable
Comprehensive cycling specific cover
Clear instructions on the web site gets your quote to you very quickly. Bikmo offers comprehensive cover for you and your bike at home and abroad….

*Road racing, person aged 45, with baggage cover – Includes IPT at 20%