FREE INSURANCE FOR YOUR NEW MIRIDER
14 days free insurance for bikes
up to 7-days old.
No payment details or auto-renewal.
How it works
Activate your insurance
Activate your policy within 7 days of purchasing or receiving your bike. Cover only begins once activated.
Ride insured
Enjoy riding your new MiRider worry-free. We’ll send you an email with your cover and policy details.
Extend your cover
Purchase a full policy at any time to stay covered, or let your cover expire and you won’t be charged a penny.
Activate your insurance
Activate your policy within 7 days of purchasing or receiving your bike. Cover only begins once activated.
Ride insured
Enjoy riding your new MiRider worry-free. We’ll send you an email with your cover and policy details.
?
Extend your cover
Purchase a full policy at any time to stay covered, or let your cover expire and you won’t be charged a penny.
FREE vs FULL COVER LEVELS
14-DAYS FREE
FULL (PLUS)
FREE vs FULL COVER LEVELS
Theft & accidental damage
Vandalism
24/7 cycle hangar parking
5% discount for MiRider users
£250 or 10% clothing & headgear
£250 or 10% accessories
365 day worldwide cover
£2 million public liability
£250k legal expenses cover
£20k personal accident
£5,000 medical expenses
£2,500 counselling expenses
£1,000 dental injury
£500 optical injury
Race fee cover
50% multi-bike discount
£500 or 10% bike box cover
£150 Returning home cover
£500 Alternative cycle hire
Business Use
+ VIEW ALL BENEFITS
14-DAYS FREE
Essential cover courtesy of Bikmo, because we know what new bike day feels like. Get covered, and get out there.
Theft & accidental damage
Vandalism
24/7 cycle hangar parking
5% discount for MiRider users
£250 or 10% clothing & headgear
£250 or 10% accessories
365 day worldwide cover
£2 million public liability
£250k legal expenses cover
£20k personal accident
£5,000 medical expenses
£2,500 counselling expenses
£1,000 dental injury
£500 optical injury
Race fee cover
–
50% multi-bike discount
£500 or 10% bike box cover
£150 Returning home cover
£500 Alternative cycle hire
Business Use
–
+ VIEW ALL BENEFITS
FULL (PLUS)
Comprehensive cover for you, your bikes and kit. Designed for all riders from commuters to enthusiasts.
Theft & accidental damage
Vandalism
24/7 cycle hangar parking
5% discount for MiRider users
£250 or 10% clothing & headgear
£250 or 10% accessories
365 day worldwide cover
£2 million public liability
£250k legal expenses cover
£20k personal accident
£5,000 medical expenses
£2,500 counselling expenses
£1,000 dental injury
£500 optical injury
Race fee cover
£ 500
50% multi-bike discount
£500 or 10% bike box cover
£150 Returning home cover
£500 Alternative cycle hire
Business Use
Optional
+ VIEW ALL BENEFITS
Free insurance policy documents
Here is everything you need to understand your free insurance policy
Free insurance policy wording
Free insurance policy wording
The policy wording highlights, in detail, everything that you need to know in regards to your Bikmo cycle insurance policy.
View + download
Free insurance IPID
Free insurance IPID
The Insurance Product Information Document covers, in brief, the key benefits and limitations of your Bikmo cycle insurance policy.
View + download
Underwritten by
Hiscox
Hiscox have over 100 years of experience in speciality risk including ocean liners and inter-planetary probes so are perfectly positioned to cover your bikes.
WHY CHOOSE BIKMO
01
Quick and reliable
Making an online claim is easy and we typically settle claims within 1-3 days.
02
SUPPORTS LOCAL
We can replace or repair through your chosen bike shop with no claim excess. Good for you, and your local.
03
WE RIDE TOO
Our sole focus is helping people ride more. Everyone here loves riding bikes too, so this comes naturally to us.
01
Quick and reliable
Making an online claim is easy and we typically settle claims within 1-3 days.
02
SUPPORTS LOCAL
We can replace or repair through your chosen bike shop with no claim excess. Good for you, and your local.
03
WE RIDE TOO
Our sole focus is helping people ride more. Everyone here loves riding bikes too, so this comes naturally to us.
Frequently asked questions
What happens at the end of the 14 days?
Your free insurance will simply expire at the end of the 14 day period and no payment will be taken – we don’t take your payment details.
We’ll send reminders to let you know when your cover ends and, at any time, you have the option to take out a full policy with Bikmo so that you stay insured.
How can you give away free cycle insurance?
We want to help riders enjoy their new bike worry-free, and by giving away free insurance we allow people to do so.
Hopefully you like what you see with Bikmo, and you choose to stay insured by taking out a full policy. If not, don’t worry, there’s no charge and we won’t spam you into submission like you might think!
What will happen if my bike is stolen or damaged?
If you accidentally damage your bike, or it’s stolen, during the 14 day free insurance period, we will either repair or replace your bike. If we replace your bike this will be new-for-old.
Will you charge me any excess on the claim?
No. Claims under your free cycle insurance are excess-free.
How do I lock my MiRider correctly?
To meet our locking requirements by locking your bike securely and correctly, you must lock your MiRider:
- Using a Sold Secure approved lock – appropriate to the value of your bike (for MiRiDERS, these must be Gold or Diamond rated)
- Through the frame – either through the gap above the bottom bracket or through the top part of the chainset protection wheel mount
- To an immovable object – a fixed solid object, such as a cycle stand
For further details, check out our full locking requirements below.
Locking requirementsWhat our customers are saying
Independent rating based on 284 reviews.
Get in touch
If you have more questions or want to talk bikes, we’d love to hear from you.
Call us: 01244 470 337
Email us: hello@bikmo.com
You can also check out our FAQs below.
Call us: 01244 470 337
Email us: hello@bikmo.com
You can also check out our FAQs below.
