Sign in Get a quote
14 days free insurance

Free insurance
for your new bike

14 days free insurance for bikes up to 7 days old
+ no payment details or nasty auto-renewal

How it works

Activate your free insurance
Activate your insurance within 7 days of purchasing or receiving your new bike. Cover only begins once activated.
Ride insured
Enjoy riding your new bike worry free. We’ll send you an emails with your cover and policy details.
Extend your cover
To stay insured, purchase your full policy at any time, or do nothing and your cover will expire with no charges.
Activate your free insurance
Activate your insurance within 7 days of purchasing or receiving your new bike. Cover only begins once activated.
Ride insured
Enjoy riding your new bike worry free. We’ll send you an emails with your cover and policy details.
?
Extend your cover
To stay insured, purchase your full policy at any time, or do nothing and your cover will expire with no charges.

Free insurance benefits

Theft

Argh, did your prized bike get stolen? It happens and that’s why we’re here, just make sure you comply with our locking requirements.

Accidental Damage

Everyone crashes, even the pros. Our policy covers you for damage to your bike so you can get back on the saddle and keep on riding.

Vandalism

Seems unlikely, but if anyone gets a touch of the green-eyed monster and damages your pride and joy, we’ll cover you for that too.

Our free insurance is limited to the cover benefits above. You will not be covered for public liability, personal accident, clothing + headgear, accessories, competition, breakdown, worldwide cover. To include these benefits, you can buy a full Bikmo policy here.

Activate your free insurance here

Eligibility Criteria.

Locking Requirements.

bikmo ambassador landing page icon

Free insurance policy documents

Here is everything you need to understand your free insurance policy

Free insurance policy wording

Free insurance policy wording

The policy wording highlights, in detail, everything that you need to know in regards to your Bikmo cycle insurance policy.
View + download

Free insurance IPID

Free insurance IPID

The Insurance Product Information Document covers, in brief, the key benefits and limitations of your Bikmo cycle insurance policy.
View + download
Underwritten by

Hiscox

Hiscox have over 100 years of experience in speciality risk including ocean liners and inter-planetary probes so are perfectly positioned to cover your bikes.

Get in touch

If you have more questions or want to talk bikes, we’d love to hear from you.

Call us: 01244 470 337
Email us: hello@bikmo.com

You can also check out our FAQs below.
bikmo online video chat

Frequently asked questions

What happens at the end of the 14 days?

Your free insurance will simply expire at the end of the 14 days period and no payment will be taken – we don’t take your payment details.

We’ll send reminder to let you know when your cover ends, and at any time you have the option to take out a full policy with Bikmo so that you stay insured.

How can you give away free insurance?

We want to help riders enjoy their new bike worry-free, and by giving away free insurance we allow people to do so.

Hopefully you like what you see with Bikmo, and you choose to stay insured by taking out a full policy, but if not don’t worry there’s no charge and we won’t spam you into submission like you might think!

What will happen if my bike is stolen or damaged?

If you accidentally damage your bike, or it’s stolen, during the 14 day free insurance period. we will either repair or replace your bike. If we replace your bike this will be new-for-old.

Will you charge me any excess on the claim?

No. Claims under your free insurance are excess free.

What our customers are saying

4.6 / 5
Independent rating based on 354 reviews.
Easy and good value
In terms of ease of obtaining cover it was super easy. Price, on a monthly basis was also very keen. Very good experience to date….
Aidan Barry
–
1 day ago
Great service
Great service very friendly polite staff , no misleading information quick and thorough.
Geoffrey Bibb
–
3 days ago
Excellent Deals and diverse packages
Hi the service was great to deal with and the deal was good for an annual package. Have passed the email onto several fellow bikers and they’re very much intere…
Michael Butler
–
4 days ago
haven’t used it yet, thank god
Haven’t used it yet, thank god
Elemer Gazda
–
1 week ago
Quick easy and cheap with lots of coverage
Quick easy and cheap with lots of coverage. Would deffo recommend
Bikmo customer
–
1 week ago
Tempted to desert but still loyal?
I’ve set up an auto renew but been shopping around to compare [as you’re recommended to do] + found a tenner cheaper quote / “special” offer that looks a bit le…
Bikmo customer
–
1 week ago
Read more reviews