LOTS OF BIKES?
NO WORRIES.

Our bike, e-bike and e-cargo fleet insurance is designed to scale and flex with the demands of micromobility businesses.

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WHY INSURE WITH BIKMO?

THIS IS OUR PATCH

We specialise in cycling and mobility insurance. It’s what we love and wouldn’t have it any other way. We’re invested in your success.

WE’VE GOT ALL THE GEAR

We’ve racked up a fair few miles in the cycle and insurance industries so you can trust us to identify, and advise on, the greatest risks to your business.

AND FRESH IDEAS

We may not look like the average insurance company, because we’re not. We hope you’ll find working with us to be more thrills, less endurance.

THIS IS OUR PATCH

We specialise in cycling and mobility insurance. It’s what we love and wouldn’t have it any other way. We’re invested in your success.

WE’VE GOT ALL THE GEAR

We’ve racked up a fair few miles in the cycle and insurance industries so you can trust us to identify, and advise on, the greatest risks to your business.

AND FRESH IDEAS

We may not look like the average insurance company, because we’re not. We hope you’ll find working with us to be more thrills, less endurance.

Fleet insurance highlights

Managing a bike or cargo fleet can be tough, but we’re here to make sure the insurance isn’t.

Theft

Losing fleet bikes to thieves is painful. It happens though, and that’s why we’re here. Just make sure riders comply with our locking requirements, it’s the main reason for a claim to unfortunately be declined.

Accidental damage

Hitting a nasty hole, or taking a bend too quickly on a damp road! Everyone crashes, even the best. Our fleet policy covers accidental damage to your bike and components, so you can get the bike back to work quick.

Commercial use

From couriers to mobile repairs, micromobility is a quick and low cost way to move people, kit and goods. This is why more businesses are investing in bikes, e-bikes and e-cargo fleets. We get it, and cover it.

Simple management

Whether you’re a bike subscription or logistics company, your active fleet may swell and shrink with demand. We’ve designed in a simple way to manage your insured fleet so you only pay for those on-risk.

Experienced claims management

We provide a 24/7 online claims platform, which can be actioned by you, your customers or staff. Our in-house team are ready to handle and settle your claim fast, and restore normality to your fleet operation quickly.

Liability insurance

We can also arrange liability insurance to protect you, your business, riders, or the public. Our resident commercial insurance expert is ready to guide you to the right cover for your business.

YOUR QUESTIONS, ANSWERED

What information will you need to get a quote?

The better we understand your business the better we can tailor your policy and our advice. We may end up asking you more than you’ve been asked before, but it’s all because we have a determination to deliver the most suitable solution for you.

We appreciate that your time is valuable, so we’ll keep things as concise as you’d like, but we’d encourage you to invest time putting in the foundation work with us, we’re sure you will feel the long-term benefit of getting on top of your fleet insurance risk.

What’s different about Bikmo?

We’re specialists, 100% focussed on providing insurance solutions for cyclists and cycling-centric businesses. It’s so important to us that you can trust your insurance cover in order that you can concentrate on running a successful and impactful business.

We share your passion for cycling and are determined to provide exceptional service alongside our recommended fleet cover proposition, a service that is refreshingly different, sector-centric and unrivalled by traditional insurance companies.

Do you cover hire, lease and subscription bikes?

Yes. In fact our first fleet insurance partner was an e-bike subscription company. We’ve designed our product to make it easy to manage your inventory of insured bikes. You can also choose when you want cover to start and end, so you only pay for cover when the bike is generating income.

How much can we insure our fleet for?

There is no limit to the individual or fleet value, making our solution very scalable. As a business, you’re likely to be able to access trade pricing for replacements and repairs. That’s great – you can then cover your bikes for the trade replacement value and save some cash on your insurance premium.

Trusted by

Blike

“We wanted to include insurance protection to our e-bike subscription package without getting bogged down in technical integrations or handling customer claims. Bikmo delivered, leaving us to focus on getting bikes to customers and growing our business.”

Steve Ellis, CFO at Blike

Team

WE LIVE IT

The Bikmo team is made up of people who love bikes, the outdoors, and protecting our planet for future generations. By focussing our insurance expertise on cycling and mobility, we feel very lucky to work with businesses that share our values.

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A force for good

WE’RE DETERMINED TO BE BETTER

Using business as a force for good. Our planet needs responsible people and businesses to step up and meet the challenges it faces. For us, that means focussing not just on profit but continuing to put people – customers, team and society – and the environment as high on our priority list as profit when making business decisions.

We’ve been a certified B Corp since September 2019. For those not in the know, it’s a rigorous process that assesses and independently verifies our activities as a business right from corporate governance through to social impact and team benefits.

Further, in 2020 we fulfilled our aim of joining 1% for the Planet, providing a great framework for our philanthropic activities as a small but growing team. It’s a great organisation and well known brand that is helping us structure how we give back.

OUR MISSION