Who we cover

More about Bikmo >

Insurance designed
for triathletes who rock.

Simple + brilliant triathlon insurance
whether you race sprint, olympic or Ironman.

Why select Bikmo for your Triathlon insurance?

Tested for triathlon

Sprint, middle or Ironman; we’ve got you covered. Training or competing, in action or transition, home or abroad; we have policies to protect you, your bikes and kit. Created so you can train for your race and smash those PBs.

Faster than a transition…

16 seconds for a quote and 2 minutes to take out a policy; insurance doesn’t need to be difficult. We use great tech to make everything easy, and accessible wherever you are 24/7. So simple, you can sign up with Strava while you knock back your recovery shake.

Tri-focussed team

We ride, we race, and we swim…we get triathlon. Whether it’s threshold intervals or against the clock; we’re out there riding and we love it. Our passion comes through in all we do, and we’ll look after you and your tri-bike like our own.

Independent reviews by

Feefo

5/5

Independent rating based on 178 reviews

5 out of 5 stars

Bikmo Customer / 5 hours ago

When I phoned my questions were answered to my satisfaction, I then picked what policy that suits my requirements

5 out of 5 stars

Gabriela Capuano / 5 hours ago

Quick answer and good service

Easy insurance

4 out of 5 stars

Bikmo Customer / 7 hours ago

Very easy to set up my bike insurance for full cover, highly recommended

5 out of 5 stars

Bikmo Customer / 1 day ago

Easy to get a quote from, covered what I wanted and good value too.

Excellent customer service

5 out of 5 stars

Bikmo Customer / 1 day ago

Excellent customer service. Always very helpful over the phone and online portal simple to use

Check out more reviews

Your Bikmo Tri benefits

Tri event cover

You don’t train for fun, it’s all about race day. We cover you, your bike and kit in transition and during the race as standard.

Wetsuit + headgear

We know you can wear the same value as your bike cost, so we cover wetsuits and headgear, as standard. You just need to sort out the gravel rash…

£2m Public liability

If you’re at fault when out riding and things go wrong, Bikmo is here for you up to the value of £2 million + defence costs too. Still, we recommend staying upright.

Travel 365

Whether you qualified for the big island or are putting in a winter training block in Majorca, your policy covers you worldwide, 365 days a year.

Accidental damage

Every triathlete takes a tumble in training or during a race. We include accidental damage cover as standard, to get you and your bike back out training.

Race fee cover

Triathlon can be an expensive hobby, so we’ve added up to £1000 of race fee cover with our Bikmo policies.

Your full list of policy benefits

Nick Rose

“Not only is the cycle cover excellent, it’s clear that all of the team genuinely care about you as a cyclist. As a triathlete, I love the reassurance that Bikmo give me in knowing that if my TT bike gets stolen, I come off, or worst still if something happens to my bike right before a race, I have insurance what will ensure I’m back on my bike in the quickest time possible”.

Triathlon Insurance Frequently Asked Questions

Is my wetsuit and Garmin covered with your policy?

We designed our policy for exactly this. You get up to £250 or 10% of the total sum insured toward both clothing and accessories. So if you insure £4,000 of bikes then you’ll get £400 of cover towards your Garmin and £400 of cover towards your wetsuit and other clothing.

I’m worried about my bike being stolen in the transition area

Fear not. So long as you leave your bike in the dedicated transition area specified by the event organiser then your triathlon bike, and kit are covered when you’re out on the swim or the run. You just need to concentrate on a fast transition!

I’m doing a 70.3 in Majorca – do I need a policy extension?

Our policy covers you 365 worldwide (excluding liability cover in the US and Canada) and you don’t even need to let us know, just enjoy the race! You may need additional travel specific cover for repatriation and medical costs – coming soon through Bikmo!

Check out more FAQs...

Meet the team

Small enough to care, large enough to cope, able to chat about bikes all day… your Bikmo team are here to help you enjoy your cycling more, give you peace of mind, the best deals, and the kind of service you and your bikes deserve.

That’s when we’re not riding the Welsh hills, anyway.