Insurance designed
for triathletes who rock.

Simple + brilliant triathlon insurance
whether you race sprint, olympic or Ironman.

£50 discount voucher bundle included with every Bikmo policy

Why select Bikmo for your Triathlon insurance?

Tested for triathlon

Sprint, middle or Ironman; we’ve got you covered. Training or competing, in action or transition, home or abroad; we have policies to protect you, your bikes and kit. Created so you can train for your race and smash those PBs.

Faster than a transition…

16 seconds for a quote and 2 minutes to take out a policy; insurance doesn’t need to be difficult. We use great tech to make everything easy, and accessible wherever you are 24/7. So simple, you can sign up with Strava while you knock back your recovery shake.

Tri-focussed team

We ride, we race, and we swim…we get triathlon. Whether it’s threshold intervals or against the clock; we’re out there riding and we love it. Our passion comes through in all we do, and we’ll look after you and your tri-bike like our own.

Independent reviews by



Independent rating based on 178 reviews

Comprehensive, affordable insurance for the competitive cyclist

5 out of 5 stars

Debbie MacColl / 10 hours ago

Straight forward, no nonsense insurance at competitive prices.

Excellent service

5 out of 5 stars

Christoher Hamblion / 16 hours ago

Answered all my questions quickly and provided a value for money insurance for my bikes


5 out of 5 stars

Bikmo Customer / 3 days ago

Fantastic. Bought bike insurance. Quick and easy. Would recommend to a friend.

5 out of 5 stars

Clare Leavis / 3 days ago

Excellent service, a quick question before my policy started answered clearly and promptly.

5 out of 5 stars

Olivia Taylor / 5 days ago

Excellent. Very quick and user friendly service

Your Bikmo Tri benefits

Tri event cover

You don’t train for fun, it’s all about race day. We cover you, your bike and kit in transition and during the race as standard.

Wetsuit + headgear

We know you can wear the same value as your bike cost, so we cover wetsuits and headgear, as standard. You just need to sort out the gravel rash…

Travel 365

Whether you qualified for the big island or are putting in a winter training block in Majorca, your policy covers you worldwide, 365 days a year.

Accidental damage

Every triathlete takes a tumble in training or during a race. We include accidental damage cover as standard, to get you and your bike back out training.


So your tri bike isn’t your only one and you live by the n+1 rule? Our policy is built for multi-bike with up to 60% savings on your other rides.

Race fee cover

Triathlon can be an expensive hobby, so we’ve added up to £500 of race fee cover with our Bikmo RACE policy.

Nick Rose

“Not only is the cycle cover excellent, it’s clear that all of the team genuinely care about you as a cyclist. As a triathlete, I love the reassurance that Bikmo give me in knowing that if my TT bike gets stolen, I come off, or worst still if something happens to my bike right before a race, I have insurance what will ensure I’m back on my bike in the quickest time possible”.

Triathlon Insurance Frequently Asked Questions

Is my wetsuit and Garmin covered with your policy?

We designed our policy for exactly this. You get up to £250 or 10% of the total sum insured toward both clothing and accessories. So if you insure £4,000 of bikes then you’ll get £400 of cover towards your Garmin and £400 of cover towards your wetsuit and other clothing.

I’m worried about my bike being stolen in the transition area

Fear not. So long as you leave your bike in the dedicated transition area specified by the event organiser then your triathlon bike, and kit are covered when you’re out on the swim or the run. You just need to concentrate on a fast transition!

I’m doing a 70.3 in Majorca – do I need a policy extension?

Our policy covers you 365 worldwide (excluding liability cover in the US and Canada) and you don’t even need to let us know, just enjoy the race! You may need additional travel specific cover for repatriation and medical costs – coming soon through Bikmo!

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Meet the team

Small enough to care, large enough to cope, able to chat about bikes all day… your Bikmo team are here to help you enjoy your cycling more, give you peace of mind, the best deals, and the kind of service you and your bikes deserve.

That’s when we’re not riding the Welsh hills, anyway.