Why retailers choose Bikmo

We think local bike shops are the foundation of the entire cycling industry.

That’s why we aim to buy direct from our Bikmo Retailer Club stores across the UK when we’re replacing our customer’s bikes or kit following a claim.

Reasons to work with Bikmo

Bikmo shops local

We shop from our Retailer Club stores when replacing bikes. We’ve paid out over £500k so far, that works out at over £3,000 per store in our network.

Earn commission

We pay £10 commission for every policy taken out that you refer, and £10 for each renewal year on year. Watch your referral income grow with us.

Simple and easy

We provide automated payments and easy online account access, because we know how busy you are running your shop.

Bikmo Discount

Your shop customers receive 5% discount when they take a policy out. We’ll provide some lovely point-of-sale packs to get the word out.

Backed by the best

Being underwritten by Hiscox means we process claims within 3 days on average, and customers know they are in good hands. Hiscox are 5 star rated by Defaqto.

Top reviews

We love what we do, and so do our customers. Check out our independent reviews. With Bikmo your customers will get the best service around.

Our partner stores

What our retail partners say

Chevin Cycles

We have been working with Bikmo for just over a year, and it fair to say that they have been the best insurance provider we have ever partnered up with. The market is saturated with insurance products and customers can often be overwhelmed by the options. Bikmo’s straight talking no nonsense policies, are really easy to set up and offer the flexibility to make unlimited amendments at any time is really useful.

– Sanjai Bhatia, Chevin Cycles, Otley

Race Scene

Simple, easy and comprehensive cover is a given with Bikmo. What we really like though, is that Bikmo use local bike shops to supply replacement bikes and parts following a claim. Racescene recently replaced 2 custom build bikes following a customer’s claim. Although the commission helps, it is the replacements that really add value. We’re very happy to be able to refer our customers to Bikmo.

– Richard Maxwell, Race Scene, Barnsley

Corley Cycles

We have been working with Bikmo for over a year now and they always offer a quick, professional service when we are dealing with claims on behalf of customers. The insurance that Bikmo offers has meant that riders have been back on their bike riding or racing with a few days, in many cases riding a direct replacement that would have otherwise been out of the question for financial reasons

– Nick Jones, Corley Cycles, Milton Keynes

Check out our dope reviews

Independent reviews by



Independent rating based on 178 reviews

Slow website

4 out of 5 stars

Joe Besant / 16 hours ago

The service seems great so far but the website kept crashing and I kept having to start again

Great Service

5 out of 5 stars

Andy Hardy / 21 hours ago

I’ve been with Bikmo for a few years now. Every time I have to contact them they’re always really helpful & friendly. If I ever look elsewhere for a quote Bikmo always come out cheaper. They’re cyclists & you can tell. A nice response when I told them about my new Tarmac. I didn’t actually look anywhere else to insure it. Plus, as a British Cycling member you get a discount. I will pop in for a coffee one day 😃

5 out of 5 stars

Bikmo Customer / 2 days ago

Excellent customer service and answered my query quickly & thoroughly.

Bike insurance.

4 out of 5 stars

Bikmo Customer / 2 days ago

I wanted bike insurance for a week. I got bike insurance for a week. I didn't need to claim on the insurance so can't give any detailed review but have now typed enough characters to fill this review box.

Good service

5 out of 5 stars

Bikmo Customer / 2 days ago

Quick fast response, sorted issue 👍

Meet Ben

Ben is the main point of contact for all retailer / B2B enquiries. Whether you’ve got lots of shops, or just the one, Ben will be happy to talk through what you can expect from working with Bikmo and how we can get you started.

Ben is also the office bike bible – and will gladly challenge anyone to a bike-geek dual. Go on..

You can get Ben on ben@bikmo.com or 07808 837 573.

Alternatively, pop a few details in here and Ben will get back to you with the right info for you.

Get in touch