14 days free insurance

Free insurance
for your new bike

14 days free insurance for bikes up to 7 days old
+ no payment details or nasty auto-renewal

How it works

Activate your free insurance
Activate your insurance within 7 days of purchasing or receiving your new bike. Cover only begins once activated.
Ride insured
Enjoy riding your new bike worry free. We’ll send you an email with your cover and policy details.
Extend your cover
To stay insured, purchase your full policy at any time, or do nothing and your cover will expire with no charges.
Activate your free insurance
Activate your insurance within 7 days of purchasing or receiving your new bike. Cover only begins once activated.
Ride insured
Enjoy riding your new bike worry free. We’ll send you an email with your cover and policy details.
?
Extend your cover
To stay insured, purchase your full policy at any time, or do nothing and your cover will expire with no charges.

Free insurance benefits

Theft

Argh, did your prized bike get stolen? It happens and that’s why we’re here, just make sure you comply with our locking requirements.

Accidental Damage

Everyone crashes, even the pros. Our policy covers you for damage to your bike so you can get back on the saddle and keep on riding.

Vandalism

Seems unlikely, but if anyone gets a touch of the green-eyed monster and damages your pride and joy, we’ll cover you for that too.

Your free insurance policy is limited to the bike that you register and will not provide cover for clothing + headgear, accessories or worldwide cover. To include these benefits, you can buy a full Bikmo policy here.

Activate your free insurance here

Locking requirements.

Eligibility criteria.

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Free insurance policy documents

Here is everything you need to understand your free insurance policy

Free insurance policy wording

Free insurance policy wording

The policy wording highlights, in detail, everything that you need to know in regards to your Bikmo cycle insurance policy.
View + download

Free insurance IPID

Free insurance IPID

The Insurance Product Information Document covers, in brief, the key benefits and limitations of your Bikmo cycle insurance policy.
View + download
Underwritten by

UNIQA VERSICHERUNG AG

We love underwriters who can support our vision of protecting the world’s cyclists and UNIQA is a perfect fit.

Aside from being based in beautiful Liechtenstein and fast to respond to new opportunities, they also match our values having committed to Net Zero by 2040.

This insurance is arranged and administered by Bikmo and underwritten by UNIQA Versicherung AG with a registered office in Austrasse 46, LI- 9490 Vaduz. They are registered in Vaduz, Liechtenstein in the commercial register under the commercial register number FL-0001.522.928-1.

Get in touch

If you have more questions or want to talk bikes, we’d love to hear from you.

Call us: 076 8886 022
Email us: hello@bikmo.com

You can also check out our FAQs below.
bikmo online video chat

Frequently asked questions

What happens at the end of the 14 days?

Your free insurance will simply expire at the end of the 14 days period and no payment will be taken – we don’t take your payment details. We’ll send reminder emails to let you know when your cover ends, and at any time you have the option to take out a full policy with Bikmo so that you stay insured.

How can you give away free insurance?

We want to help riders enjoy their new bike worry-free, and by giving away free insurance we allow people to do so. Hopefully you like what you see with Bikmo, and you choose to stay insured by taking out a full policy, but if not, don’t worry there’s no charge and we won’t spam you into submission like you might think!

What will happen if my bike is stolen or damaged?

If you accidentally damage your bike, or it’s stolen during the 14 day free insurance period, we will either repair or replace your bike. If we replace your bike this will be like for like, or as similar as is possible of the equivalent value.

Will you charge me any excess on the claim?

Bicycle replacements are provided excess free, however, if for any reason a replacement bicycle can’t be sourced, a 10% excess is payable on any claims settled as cash.

What our customers are saying

4.6 / 5
Independent rating based on 271 reviews.
Bike insurance
Brilliant service from very polite and knowledgeable staff. Tom his an asset to your company 👍👍👍….
Great customer service
Very good customer service and helpful team. Caring. and profesisonal, willing to help.
Excellent policy
Truly comprehensive bike insurance with optional add-ins for the adventurous types. If you don’t need it, you don’t pay for it, not like some others that on…
Good service
Or had in short the quotas and use its site is easy
new policy
Very easy to navigate and a very good price
Excellent service. So far so good.
Quick and easy service. Early days yet, as with all insurance, the proof of quality is if there is a need to claim, and what the service and support levels are…