Road cycle insurance
designed for tarmac.

Award winning cover for you, bikes and kit
whether you ride sportives or tour.

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£50 discount voucher bundle included with every Bikmo policy

Why choose Bikmo for your road cycling insurance?

Created for the road

Fast commute, tarmac adventure or a one-day sportive; we’ve got you covered. Home or abroad, we protect you, your bikes and kit, whatever your riding style. That leaves you free to enjoy the open road on your terms.

Quicker than an espresso

16 seconds for a quote and 2 minutes to take out a policy; insurance doesn’t need to be difficult. We use great tech to make everything easy, and accessible wherever you are 24/7. So simple, you can sign up using Strava while you enjoy your mid-ride coffee and cake.

We’re right behind you

We ride, we race, and we tinker…we get bikes. Whether it’s touring the lanes or a through-and-off with a local club; we’re out there riding and we love it. Our passion comes through in all we do, and we’ll look after you and your bike like our own.

Independent reviews by

Feefo

5/5

Independent rating based on 178 reviews

Helpful and simple

5 out of 5 stars

Rianna Dearden / 1 day ago

Really easy to set up and simple to understand the policy. I haven't made a claim yet but called to ask a qustion about my specific bike and they knew what why were talking about and we're very helpful.

5 out of 5 stars

Bikmo Customer / 3 days ago

Very helpful and kind on the phone when I was struggling to buy policy online.

5 out of 5 stars

Bikmo Customer / 5 days ago

Excellent.

If all insurance companies could be like this.....

5 out of 5 stars

Bikmo Customer / 6 days ago

Just awesome! Easy and clear website to use. Called customer service and they were so helpful and made it really clear as to what would be covered and with scenarios. Recommended to a friend and she purchased insurance from them too, after having a really helpful call with them

5 out of 5 stars

Geoffroy Sarrazin / 1 week ago

Izzy has been really professional as well as friendly, answering all my questions so that everything was very clear. He even managed to get my bike covered when parked at my office, which was a necessary condition for me :) 11/10 would recommend

Your road bike policy benefits

Accidental damage

You ride fast and long, but sometimes the tarmac bites back. Our policy covers you for damage you inflict on your bike so you can get back up and keep on riding.

Theft

Argh, did your carbon steed get stolen? It happens and that’s why we’re here, just make sure you comply with our locking requirements.

£2m Public liability

On the club run or sportive, if you’re at fault when out riding and things go wrong, Bikmo is here for you up to the value of £2 million. Still, we recommend staying upright.

365 Worldwide

Planning a training camp in the sun? Good luck. We’ll cover your bike & kit anywhere in the world whether you’re riding, racing, or in transit. You just concentrate on the tan lines!

Accessories

Extras attached everywhere? We cover bike accessories as standard, so your Garmin, lights & saddle bag are included. Batteries not included. Limits apply.

Clothing + Headgear

Your helmet, glasses and shoes are nearly the same value as your bike, so we cover clothing and headgear, as standard. You just need to sort out the road rash…Limits apply.

Juliet Elliott

“Choosing bicycle insurance can be confusing, so it was really refreshing to find these guys. Bikmo area a team of cyclists who fully understand how bicycles fit into our lives, and also they’ve made the process of buying and navigating super simple. It’s a weight off my mind to know my fleet are covered.”

Road Cycle Frequently Asked Questions

Can you cover my bikes on a training camp in Tenerife?

Your Bikmo policy covers you 365 worldwide, which includes any Spring training camps to avoid British winter weather. You don’t even need to let us know, just enjoy the sun and get the miles in. We even cover your bikes and kit in transit, if an airline trashes your bike before you get there.

My clothing and kit cost as much as my bike – are they covered?

With Bikmo Plus you get £250 or 10% of you total sum insured toward clothing and kit. So if you insure £3,000 bikes, you get £300 cover for clothing and helmets, plus a further £300 towards accessories. Almost enough for that Rapha jacket then?

I’m riding a sportive in the Lake District – do I need extra cover?

Nope. Your Bikmo policy covers you for sportives as standard, plus you get up to £500 towards race fees in the event you can’t make it due to an incident on your bike. You can even activate your ‘Get me home’cover of up to £150 if you have an incident during the sportive.

Trusted by top brands.
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Meet the team

Small enough to care, large enough to cope, able to chat about bikes all day… your Bikmo team are here to help you enjoy your cycling more, give you peace of mind, the best deals, and the kind of service you and your bikes deserve.

That’s when we’re not riding the Welsh hills, anyway.