MTB insurance designed
for lovers of the trail.

Name: Bikmo Cycle Insurance
Brand: Bikmo
Rating: 4.7 (51 reviews)

Award-winning MTB cover for you, bikes and kit
whether you ride DH, enduro or XC.

£50 discount voucher bundle included with every Bikmo policy

Why choose Bikmo for your MTB insurance?

Whether you downhill, love a trail centre blast or exploring natural trails, we’ve got you covered. Choose your cover from our 3 options, GO, PLUS and RACE.

16 seconds for a quote and 2 minutes to take out a policy; insurance doesn’t need to be difficult. We use great tech to make everything easy, and accessible wherever you are 24/7. So simple, you can sign up with Strava while you enjoy a mid-ride cake.

We ride, we race, and we tinker…we get bikes. Whether it’s throwing the full-sus downhill or a steady shred on the hardtail; we’re out there riding and we love it. Our passion comes through in all we do, and we’ll look after you and your bike like our own.

Independent reviews by

5/5

Independent rating based on 178 reviews

Great product.

5 out of 5 stars

Nick Rowland / 3 days ago

Spoke to a guy called James who was very helpful and was able to answer all the questions i had. After listening to James and the Bikmo product i have decided to move over to Bikmo from Cycleplan even though it was slightly more expensive.

5 out of 5 stars

Bikmo Customer / 3 days ago

Quick service, great reply

Does the job

4 out of 5 stars

James Pitcher / 4 days ago

I can only comment on the purchasing experience as I have not had to use their services yet. It was pretty straightforward, although challenging to figure out what category my bike lock fell into, as it can invalidate the insurance if not good enough, which was frustrating.

5 out of 5 stars

Bikmo Customer / 6 days ago

Great service and pricing for the policy. So far so good

Cheap and straight forward

5 out of 5 stars

Bikmo Customer / 7 days ago

Quote was easy to get and checkout was smooth and straight forward. Cheapest quote I found.

Check out more reviews

Your MTB policy benefits

You ride the trails hard, but sometimes they bite back. Our policy covers you for damage you inflict on your bike so you can get back up and keep on riding.

Argh, did your full-sus get stolen? It happens and that’s why we’re here, just make sure you comply with our locking requirements.

Planning an epic Enduro in the Alps? Good luck. We’ll cover your bike & kit anywhere in the world whether you’re riding, racing, or in transit. Time to squeeze in another downhill practice run?

Loads of extras? We cover bike accessories as standard, so your Garmin, lights & hydration pack are included. Batteries not included. Limits apply.

Your full-face, goggles and shoes are nearly the same value as your bike, so we cover clothing and headgear, as standard. You just need to sort out the gravel rash…Limits apply.

How many bikes should you own? n + 1. Correct. So we offer up to 50% discount on the bike value you leave at home while riding the others.

Check out our full benefit list

“As riders themselves, the Bikmo team understand bikes and the needs of cyclists. I like to ride fast and hit the trails hard, and I have the peace of mind that the team will look after me should the worst happen. From a super simple quote to great benefits, they’ve got the right packages for MTB.”

MTB Frequently Asked Questions

Yep – we ride like adventures too, so you’re covered worldwide as standard with your policy. Also includes damage or theft to your bike whilst in transit. Gives you more time for focussing on the trail.

Most of our riders customise their bike in some way, whether it’s a fully tricked out Hope rig or opting for stronger wheels for DH riding. You should put down the value for the bike it would take to rebuild it in the event it was stolen i.e. to buy everything again. Ask your local bike shop if you need any help.

We cover any jumps, drops and berms that are on properly designated trails such as trail centres or pump tracks. We don’t cover ‘stunts’ however, such as building a massive kicker in some privately owned woods.

Check out more FAQs...

Trusted by top brands.

Meet the team

Small enough to care, large enough to cope, able to chat about bikes all day… your Bikmo team are here to help you enjoy your cycling more, give you peace of mind, the best deals, and the kind of service you and your bikes deserve.

That’s when we’re not riding the Welsh hills, anyway.

MTB insurance designed
for lovers of the trail.