All intellectual property which is contained within and has gone into the making of this website belongs to Bikmo or to those organisations who have provided licences to us or software developers retained by us for the creation of this website in terms of text, graphics, rating engine, programming and any other technology.
This intellectual property must not be copied, replicated, altered, amended, downloaded, or any component parts used independently of the whole of the website. Nor can this website or any part of it be reproduced or stored in any other website or database, whether public or private, without our express written permission.
Documents contained within this site, in whatever format, may not be modified or amended and may only be used for viewing purposes or for the printing out of pages or extracts for personal use.
We hereby reserve our rights in respect of any terms or conditions relating to any aspect of the intellectual property contained within this website which have not been specifically expressed or set out by us herein.
Bikmo gives no guarantee, warranty or representation regarding any aspect of the content of this website. We have done, and will continue to do, all that is reasonable to ensure that the content of the website is accurate and lawful, but we cannot accept liability for any losses or damages of any kind, financial or otherwise, direct or indirect, from your use of or from your inability to access the website at any time.
We will use our best endeavours to ensure that any details and information contained in the website are accurate and up to date, but we can give no guarantee of this and we do not warrant that this is so, and you must use this website accordingly and at your own risk.
Suspension and Alteration
We reserve the right to suspend this website at any time, and for any reason without notice. We also reserve the right to amend or vary the website in whole or in part and for any reason. The rates and premiums contained within the rating engine may be amended or varied by us, in total or in part, at any time, and for any reason without us giving notice to you. Similarly, we have the right to amend or vary any of the documentation which is accessible to you from the website, either to view, download or to print.
However, once a Policy of Insurance has been issued to you, that document becomes immutable because it is your Contract of Insurance with the Underwriters.
We reserve the right to change in any respect or in any aspect the form or content of this website, for any reason whatsoever and without our having to give notice to you. By continued use of the website you tacitly acknowledge your acceptance to any changes which we may make to any of the above, and we hereby disclaim any liability for your failure to note or be aware of any such changes.