E-bike insurance designed
for powered riders.

Award winning cover for you, bikes and kit,
whether you ride road, trails or commute.

reward-break-Hiplok_600x300reward-break-MucOff_600x300reward-break-SIS_600x300Spin Shed
£50 discount voucher bundle included with every Bikmo policy

Why choose Bikmo for your Electric Bicycle insurance?

Designed for electric bikes

Buzz around town or an e-bike adventure; we’ve got you covered. Home or abroad, we protect you, your bikes and kit, whatever your riding style. Prefer to pay for your pedelec monthly? No problems – we charge exactly 0% interest for monthly payments.

It’s ultra-simple

16 seconds for a quote and 2 minutes to take out a policy; insurance doesn’t need to be difficult. We use great tech to make everything easy, and accessible wherever you are 24/7. So simple, you can sign up while you enjoy your mid-ride caffeine hit.

We love bikes

We ride, we race, and we tinker…we get bikes. Whether it’s a busy commute or a shred on the local trails; we’re out there riding and we love it. Our passion comes through in all we do, and we’ll look after you and your e-bike like our own.

Independent reviews by

Feefo

5/5

Independent rating based on 178 reviews

Great product.

5 out of 5 stars

Nick Rowland / 3 days ago

Spoke to a guy called James who was very helpful and was able to answer all the questions i had. After listening to James and the Bikmo product i have decided to move over to Bikmo from Cycleplan even though it was slightly more expensive.

5 out of 5 stars

Bikmo Customer / 3 days ago

Quick service, great reply

Does the job

4 out of 5 stars

James Pitcher / 4 days ago

I can only comment on the purchasing experience as I have not had to use their services yet. It was pretty straightforward, although challenging to figure out what category my bike lock fell into, as it can invalidate the insurance if not good enough, which was frustrating.

5 out of 5 stars

Bikmo Customer / 6 days ago

Great service and pricing for the policy. So far so good

Cheap and straight forward

5 out of 5 stars

Bikmo Customer / 7 days ago

Quote was easy to get and checkout was smooth and straight forward. Cheapest quote I found.

Your E-bike policy benefits

Theft

Argh, did your e-bike get stolen? It happens and that’s why we’re here, just make sure you comply with our locking requirements

Accidental damage

Whether it’s tarmac or trails, sometimes they bite back. Our policy covers you for damage you inflict on your e-bike so you can get back up and keep on riding.

Accessories

E-bike fully loaded with extras? We cover bike accessories as standard, so your Garmin, lights & hydration pack are included. Batteries not included. Limits apply.

£2m Public liability

If you’re at fault in an incident when out riding your e-bike, with Bikmo PLUS and RACE you’re covered up to the value of £2 million.

Returning home cover

Call the broom wagon! If you’re out riding and can’t make it home as a result of accidental damage or theft, we’ll cover the cost of your transport up to £150.

Clothing + Headgear

Your helmet, waterproofs and shoes are nearly the same value as your bike, so we cover clothing and headgear, as standard. You just need to sort out the gravel rash…Limits apply.

Juliet Elliott

“Choosing bicycle insurance can be confusing, so it was really refreshing to find these guys. Bikmo are a team of cyclists who fully understand how bicycles fit into our lives, and also they’ve made the process of buying and navigating super simple. It’s a weight off my mind to know my fleet are covered.”

E-bike Frequently Asked Questions

Am I covered on holiday whilst using my ebike?

Yes – your Bikmo e-bike cover includes worldwide cover, 365 days a year. That even includes theft or damage whilst your bike is in transit. You don’t even need to let us know, just go ahead and enjoy your break!

I ride an electric mountain bike – can I get insured?

Yep – our policy includes e-bikes of all disciplines so you’re covered whether you ride road or trails. Just make sure it’s fully charged before you head for the great outdoors as they’re hard to pedal when the battery dies!

Can I use a de-restrictor kit on my e-bike?

We can only cover pedal assist electric bikes that assist up to 15.5mph or are limited to 250 watts. If you use a de-restrictor kit then your insurance will be invalid and the bike comes under the Road Traffic Act which means tax and licensing.

Trusted by top brands.
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Meet the team

Small enough to care, large enough to cope, able to chat about bikes all day… your Bikmo team are here to help you enjoy your cycling more, give you peace of mind, the best deals, and the kind of service you and your bikes deserve.

That’s when we’re not riding the Welsh hills, anyway.