E-bike insurance designed
for powered riders.

We have reduced the cost of our e-bike cover now by 25%.

Why choose Bikmo for your Electric Bicycle insurance?

Designed for electric bikes

Buzz around town or an e-bike adventure; we’ve got you covered. Home or abroad, we protect you, your bikes and kit, whatever your riding style. We also looked at the risks associated with e-biking and are passing a 25% saving to you – take a look at our e-bike survey.

It’s ultra-simple

16 seconds for a quote and 2 minutes to take out a policy; insurance doesn’t need to be difficult. We use great tech to make everything easy, and accessible wherever you are 24/7. So simple, you can sign up while you enjoy your mid-ride caffeine hit.

We love bikes

We ride, we race, and we tinker…we get bikes. Whether it’s a busy commute or a shred on the local trails; we’re out there riding and we love it. Our passion comes through in all we do, and we’ll look after you and your e-bike like our own.

Independent reviews by



Independent rating based on 178 reviews

5 out of 5 stars

Bikmo Customer / 7 hours ago

Great company....can call and get a quote on the phone or online...gave me a discount too....excellent new for old and European cover for the bikes plus a portal where you can list your bikes and equipment. Would definitely recommend.

Quick response to policy quote queries.

5 out of 5 stars

Bikmo Customer / 21 hours ago

Asked questions before purchasing policy and James Marsh pointed me in the right direction. Confident I got the right policy at the right price. Just hoping they are as good if I need to make a claim.

Lack of attention to detail so only 4 stars.

4 out of 5 stars

Theo martin / 21 hours ago

I followed up with a request for a copy of the policy I was assured that a copy would be mailed to me. I never receved it WHY?

Super und schnelle Abwicklung

5 out of 5 stars

Fabrizio Cugusi / 23 hours ago

Alles Super und Schnell Online abgeschlossen.

5 out of 5 stars

SImon Rohrmeier / 1 day ago

Sehr netter Kontakt und schnelle, unkomplizierte Bearbeitung im Schadensfall.

Your E-bike policy benefits


Argh, did your e-bike get stolen? It happens and that’s why we’re here, just make sure you comply with our locking requirements.

Accidental damage

Whether it’s tarmac or trails, sometimes they bite back. Our policy covers you for damage you inflict on your e-bike so you can get back up and keep on riding.


E-bike fully loaded with extras? We cover bike accessories as standard, so your Garmin, lights & hydration pack are included. Battery life and performance not included. Limits apply.

£2m Public liability

If you’re at fault in an incident when out riding your e-bike, with Bikmo PLUS and RACE you’re covered up to the value of £2 million + defence costs too.

Returning home cover

Call the broom wagon! If you’re out riding and can’t make it home as a result of accidental damage or theft, we’ll cover the cost of your transport up to £150.

Clothing + Headgear

Your helmet, waterproofs and shoes are nearly the same value as your bike, so we cover clothing and headgear, as standard. You just need to sort out the gravel rash…Limits apply.

E-bike Frequently Asked Questions

Is my e-bike covered?

We can only cover pedal assist electric bikes that assist up to 15.5mph and are limited to 250 watts. If you use a de-restrictor kit, or your e-bike motor has more power as standard, then your insurance will be invalid and the bike comes under the Road Traffic Act, which means tax and licensing.

I ride an electric mountain bike – can I get insured?

Yep – our policy includes e-bikes of all disciplines so you’re covered whether you ride road or trails. Just make sure it’s fully charged before you head for the great outdoors as they’re hard to pedal when the battery dies!

Am I covered on holiday whilst using my e-bike?

Yes – your Bikmo e-bike cover includes worldwide cover, 365 days a year. That even includes theft or damage whilst your bike is in transit. You don’t even need to let us know, just go ahead and enjoy your break!

Meet the team

Small enough to care, large enough to cope, able to chat about bikes all day… your Bikmo team are here to help you enjoy your cycling more, give you peace of mind, the best deals, and the kind of service you and your bikes deserve.

That’s when we’re not riding the Welsh hills, anyway.