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£50 discount voucher bundle included with every Bikmo policy

Independent reviews by



Independent rating based on 178 reviews

Super Service

5 out of 5 stars

Rich Woolgar / 16 hours ago

Great service, support and advice.. I get all the cover I need for peace of mind bike insurance, and for riding in the UK and abroad.

Ease of applying.

5 out of 5 stars

Bikmo Customer / 2 days ago

Can only comment on the ease of applying on line, which is straight forward while being reasonably priced only time will tell about the service if I need to make a claim.

5 out of 5 stars

Bikmo Customer / 2 days ago

Good comprehensive service with good explanations.

Good so far

4 out of 5 stars

Bikmo Customer / 4 days ago

Four stars so far, but to be honest, the real test would come in if I had a crash and needed their service. At this point, I can honestly say they did a great job accepting my money. The direct debit process was smooth, and I had no issues with it. The website needs an overhaul. The design is ok on the main page, but later on, once you log in, it's like a trip to the 90's. We'll see how things go.

5 out of 5 stars

Bikmo Customer / 4 days ago

Helpful and easy to talk to someone. Felt personable and small which was nice

Policy benefits

Accidental damage

Everyone crashes, even the pros. Our policy covers you for damage you inflict on your bike so you can get back up and keep on riding. Bicycle insurance designed for a cyclist’s needs.

£2m Public liability

On the commute, club run or sportive, if you’re at fault when out riding and things go wrong, Bikmo is here for you up to the value of £2 million + defence costs too. Still, we recommend staying upright.

24/7 Cloud account

You’re in control. Make changes to your bike values, access claims and benefits 24/7 with your Bikmo Cloud Account. Even works on the trail through your smartphone.

Mega insurer

We only work with the best. Which is why we chose the superb Hiscox to underwrite your Bikmo policy. Specialist insurers for cycle specialists.


Argh, did your prized bike get stolen? It happens and that’s why we’re here, just make sure you comply with our locking requirements.

365 Worldwide

Planning to take a trip to the Alps? Good luck. We’ll cover your bike & kit anywhere in the world whether you’re riding, racing, or in transit. Time to squeeze another training ride in?

Competition cover

You need to attack the bunch to move up a cat. We get that. That’s why we provide cover for competitions with Bikmo, to keep you racing for the line.


How many bikes should you own? n + 1. Correct. So we offer up to 50% discount on the bike value you leave at home while riding the others.

Bike geekline

We provide service as fast as we ride. Every team member at Bikmo is a bike geek and we only do cycle insurance. Contact Keith and his team for a personal, bike-only chat!

Love riding, love Bikmo.

It’s all about getting out there and enjoying your riding more, knowing we’ve got you covered.

Grab your bike and ride.

Katy Curd

“As riders themselves, the Bikmo team understand bikes and the needs of cyclists. I like to ride fast and hit the trails hard, and I have the peace of mind that the team will look after me should the worst happen. From a super simple quote to great benefits, they’ve got the right packages for MTB.”

Meet the team

Small enough to care, large enough to cope, able to chat about bikes all day… your Bikmo team are here to help you enjoy your cycling more, give you peace of mind, the best deals, and the kind of service you and your bikes deserve.

That’s when we’re not riding the Welsh hills, anyway.