With so many people riding following Covid-19, we’re receiving significantly more calls than usual.
Please contact us by email if your enquiry is not urgent, and one of the team will respond as soon as possible.

Independent reviews by



Independent rating based on 178 reviews

Slow website

4 out of 5 stars

Joe Besant / 16 hours ago

The service seems great so far but the website kept crashing and I kept having to start again

Great Service

5 out of 5 stars

Andy Hardy / 21 hours ago

I’ve been with Bikmo for a few years now. Every time I have to contact them they’re always really helpful & friendly. If I ever look elsewhere for a quote Bikmo always come out cheaper. They’re cyclists & you can tell. A nice response when I told them about my new Tarmac. I didn’t actually look anywhere else to insure it. Plus, as a British Cycling member you get a discount. I will pop in for a coffee one day 😃

5 out of 5 stars

Bikmo Customer / 2 days ago

Excellent customer service and answered my query quickly & thoroughly.

Bike insurance.

4 out of 5 stars

Bikmo Customer / 2 days ago

I wanted bike insurance for a week. I got bike insurance for a week. I didn't need to claim on the insurance so can't give any detailed review but have now typed enough characters to fill this review box.

Good service

5 out of 5 stars

Bikmo Customer / 2 days ago

Quick fast response, sorted issue 👍

Policy benefits

Accidental damage

Everyone crashes, even the pros. Our policy covers you for damage you inflict on your bike so you can get back up and keep on riding. Bicycle insurance designed for a cyclist’s needs.

£2m Public liability

On the commute, club run or sportive, if you’re at fault when out riding and things go wrong, Bikmo is here for you up to the value of £2 million + defence costs too. Still, we recommend staying upright.

24/7 Cloud account

You’re in control. Make changes to your bike values, access claims and benefits 24/7 with your Bikmo Cloud Account. Even works on the trail through your smartphone.

Mega insurer

We only work with the best. Which is why we chose the superb Hiscox to underwrite your Bikmo policy. Specialist insurers for cycle specialists.


Argh, did your prized bike get stolen? It happens and that’s why we’re here, just make sure you comply with our locking requirements.

365 Worldwide

Planning to take a trip to the Alps? Good luck. We’ll cover your bike & kit anywhere in the world whether you’re riding, racing, or in transit. Time to squeeze another training ride in?

Competition cover

You need to attack the bunch to move up a cat. We get that. That’s why we provide cover for competitions with Bikmo, to keep you racing for the line.


How many bikes should you own? n + 1. Correct. So we offer up to 50% discount on the bike value you leave at home while riding the others.

Bike geekline

We provide service as fast as we ride. Every team member at Bikmo is a bike geek and we only do cycle insurance. Contact Keith and his team for a personal, bike-only chat!

Love riding, love Bikmo.

It’s all about getting out there and enjoying your riding more, knowing we’ve got you covered.

Grab your bike and ride.

Katy Curd

“As riders themselves, the Bikmo team understand bikes and the needs of cyclists. I like to ride fast and hit the trails hard, and I have the peace of mind that the team will look after me should the worst happen. From a super simple quote to great benefits, they’ve got the right packages for MTB.”

Meet the team

Small enough to care, large enough to cope, able to chat about bikes all day… your Bikmo team are here to help you enjoy your cycling more, give you peace of mind, the best deals, and the kind of service you and your bikes deserve.

That’s when we’re not riding the Welsh hills, anyway.