Independent reviews by



Independent rating based on 178 reviews

5 out of 5 stars

Bikmo Customer / 7 hours ago

Great company....can call and get a quote on the phone or online...gave me a discount too....excellent new for old and European cover for the bikes plus a portal where you can list your bikes and equipment. Would definitely recommend.

Quick response to policy quote queries.

5 out of 5 stars

Bikmo Customer / 21 hours ago

Asked questions before purchasing policy and James Marsh pointed me in the right direction. Confident I got the right policy at the right price. Just hoping they are as good if I need to make a claim.

Lack of attention to detail so only 4 stars.

4 out of 5 stars

Theo martin / 21 hours ago

I followed up with a request for a copy of the policy I was assured that a copy would be mailed to me. I never receved it WHY?

Super und schnelle Abwicklung

5 out of 5 stars

Fabrizio Cugusi / 23 hours ago

Alles Super und Schnell Online abgeschlossen.

5 out of 5 stars

SImon Rohrmeier / 1 day ago

Sehr netter Kontakt und schnelle, unkomplizierte Bearbeitung im Schadensfall.

Policy benefits

Accidental damage

Everyone crashes, even the pros. Our policy covers you for damage you inflict on your bike so you can get back up and keep on riding. Bicycle insurance designed for a cyclist’s needs.

£2m Public liability

On the commute, club run or sportive, if you’re at fault when out riding and things go wrong, Bikmo is here for you up to the value of £2 million + defence costs too. Still, we recommend staying upright.

24/7 Cloud account

You’re in control. Make changes to your bike values, access claims and benefits 24/7 with your Bikmo Cloud Account. Even works on the trail through your smartphone.

Mega insurer

We only work with the best. Which is why we chose the superb Hiscox to underwrite your Bikmo policy. Specialist insurers for cycle specialists.


Argh, did your prized bike get stolen? It happens and that’s why we’re here, just make sure you comply with our locking requirements.

365 Worldwide

Planning to take a trip to the Alps? Good luck. We’ll cover your bike & kit anywhere in the world whether you’re riding, racing, or in transit. Time to squeeze another training ride in?

Competition cover

You need to attack the bunch to move up a cat. We get that. That’s why we provide cover for competitions with Bikmo, to keep you racing for the line.


How many bikes should you own? n + 1. Correct. So we offer up to 50% discount on the bike value you leave at home while riding the others.

Bike geekline

We provide service as fast as we ride. Every team member at Bikmo is a bike geek and we only do cycle insurance. Contact Keith and his team for a personal, bike-only chat!

Love riding, love Bikmo.

It’s all about getting out there and enjoying your riding more, knowing we’ve got you covered.

Grab your bike and ride.

Katy Curd

“As riders themselves, the Bikmo team understand bikes and the needs of cyclists. I like to ride fast and hit the trails hard, and I have the peace of mind that the team will look after me should the worst happen. From a super simple quote to great benefits, they’ve got the right packages for MTB.”

Meet the team

Small enough to care, large enough to cope, able to chat about bikes all day… your Bikmo team are here to help you enjoy your cycling more, give you peace of mind, the best deals, and the kind of service you and your bikes deserve.

That’s when we’re not riding the Welsh hills, anyway.