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£50 discount voucher bundle included with every Bikmo policy

Independent reviews by



Independent rating based on 178 reviews

Friendly and helpful!

5 out of 5 stars

Bikmo Customer / 15 hours ago

Got through to a friendly advisor straight away who was really helpful. I’m really happy with what Bikmo offered me and I certainly feel I have peace of mind now!

5 out of 5 stars

Bikmo Customer / 1 day ago

Easy to use, straight forward rules to make sure I'm fully covered which a lot of insurance companies make too confusing

Helpful and concise

4 out of 5 stars

Bikmo Customer / 2 days ago

Very helpful and clear when I ask for further details regarding insuarnave coverage and explained to me where I could find details in the small print.

So glad I've finally got insurance after around 6 months since perchase

5 out of 5 stars

Malcolm Key / 2 days ago

I've ordered my new lock so I'll b covered properly see what happens in the future I can't see much as of now I've got 3 really good locks so hopefully I won't b claiming lol 😂

5 out of 5 stars

Max Peters / 5 days ago

Quick setup and very responsive customer service team

Policy benefits

Bike geekline

We provide service as fast as we ride. Every team member at Bikmo is a bike geek and we only do cycle insurance. Contact Keith and his team for a personal, bike-only chat!

24/7 Cloud account

You’re in control. Make changes to your bike values, access claims and benefits 24/7 with your Bikmo Cloud Account. Even works on the trail through your smartphone.

Mega insurer

We only work with the best. Which is why we chose the superb Hiscox to underwrite your Bikmo policy. Specialist insurers for cycle specialists.

Accidental damage

Everyone crashes, even the pros. Our policy covers you for damage you inflict on your bike so you can get back up and keep on riding. Bicycle insurance designed for a cyclist’s needs.

365 Worldwide

Planning to take a trip to the Alps? Good luck. We’ll cover your bike & kit anywhere in the world whether you’re riding, racing, or in transit. Time to squeeze another training ride in?


Argh, did your prized bike get stolen? It happens and that’s why we’re here, just make sure you comply with our locking requirements.

Competition cover

You need to attack the bunch to move up a cat. We get that. That’s why we provide cover for competitions with Bikmo, to keep you racing for the line.


How many bikes should you own? n + 1. Correct. So we offer up to 50% discount on the bike value you leave at home while riding the others.

0% monthly payments

We won’t charge you to split your payments across the year, so maybe a new wheelset is in order? Lighter, faster and all that.

Juliet Elliott

“Choosing bicycle insurance can be confusing, so it was really refreshing to find these guys. Bikmo are a team of cyclists who fully understand how bicycles fit into our lives, and also they’ve made the process of buying and navigating super simple. It’s a weight off my mind to know my fleet are covered.”

Love riding, love Bikmo.

It’s all about getting out there and enjoying your riding more, knowing we’ve got you covered.

Grab your bike and ride.

Meet the team

Small enough to care, large enough to cope, able to chat about bikes all day… your Bikmo team are here to help you enjoy your cycling more, give you peace of mind, the best deals, and the kind of service you and your bikes deserve.

That’s when we’re not riding the Welsh hills, anyway.