£50 discount voucher bundle included with every Bikmo policy

Independent reviews by



Independent rating based on 178 reviews

5 out of 5 stars

Bikmo Customer / 1 day ago

Efficient and helpful with good policy

So far so good!

5 out of 5 stars

Oliver Charlton / 2 days ago

So far so good - but haven't needed to claim anything yet!

Saved cashand got more cover through bike specific insurance over household

5 out of 5 stars

Jo Perry / 3 days ago

I am loving everything about Bikmo insurance. Peace of mind that if anything happens and a claim is to be made that they have made the system so simple and easy to use. I have removed my bikes from the household insurance as it wouldn't cover an accident through competition. I like the ability to add to the policy and not be charged to change mid way through the year. We all like to upgrade or add to our bike collection and not pay £30+ to add to a policy. So yeah. Looking good. Feeling secure.

Very helpful and friendly service. Would recommend to anyone.

5 out of 5 stars

Bikmo Customer / 5 days ago

Bikmo were recommended by my bike dealer to give me a good service on insuring our 2 Bromptons. Spoke to Tori who was very efficient, friendly and helpful. Will certainly recommend them to anyone else.

Excellent communication

5 out of 5 stars

Bikmo Customer / 6 days ago

Prompt and helpful customer service. Excellent communication. Thank you!

Your policy benefits

Bike geekline

We provide service as fast as we ride. Every team member at Bikmo is a bike geek and we only do cycle insurance. Contact Keith and his team for a personal, bike-only chat!

24/7 Cloud account

You’re in control. Make changes to your bike values, access claims and benefits 24/7 with your Bikmo Cloud Account. Even works on the trail through your smartphone.

Mega insurer

We only work with the best. Which is why we chose the superb Hiscox to underwrite your Bikmo policy. Specialist insurers for cycle specialists.

Accidental damage

Everyone crashes, even the pros. Our policy covers you for damage you inflict on your bike so you can get back up and keep on riding.

365 Worldwide

Planning to take a trip to the Alps? Good luck. We’ll cover your bike & kit anywhere in the world whether you’re riding, racing, or in transit. Time to squeeze another training ride in?


Argh, did your prized bike get stolen? It happens and that’s why we’re here, just make sure you comply with our locking requirements.

Competition cover

You need to test yourself against the clock and hills. We get that. That’s why we cover competitions as standard with Bikmo, to keep you racing for the line.


How many bikes should you own? n + 1. Correct. So we offer up to 50% discount on the bike value you leave at home while riding the others.

0% monthly payments

We won’t charge you to split your payments across the year, so maybe a new wheelset is in order? Lighter, faster and all that.

Juliet Elliott

“Choosing cycle insurance can be confusing, so it was really refreshing to find these guys. Bikmo area a team of cyclists who fully understand how bicycles fit into our lives, and also they’ve made the process of buying and navigating super simple. It’s a weight off my mind to know my fleet are covered.”

Love riding, love Bikmo.

It’s all about getting out there and enjoying your riding more, knowing we’ve got you covered.

Grab your bike and ride.

Meet the team

Small enough to care, large enough to cope, able to chat about bikes all day… your Bikmo team are here to help you enjoy your cycling more, give you peace of mind, the best deals, and the kind of service you and your bikes deserve.

That’s when we’re not riding the Welsh hills, anyway.